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Student Loans

I Have to Start Paying on My Student Loans I Can’t Afford. – Jessica

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“Dear Steve, In 2010-2011 I attended a private graduate school in Chicago and racked up 70,000 in student loans (including current interest). After the first year I realized that the program was not as reputable as I previously thought and I removed myself from the program due to the fear of going into 250,000.00 in debt with no job opportunities. ... Read More »

    I’m Being Sued for Private Student Loans After the Staute of Limitations

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    “Dear Steve, I has several private student loans taken out in 2004-2005. I am being sued by collection agency representing the lender. The ny statute limitations is 6 years. They allege I admitted the debt on phone. I recently received a letter from collection agency to call them so we can work on a payment agreement and not have to ... Read More »

      My Sallie Mae Loan Was Discharged in My Bankruptcy But They Still Are Trying to Collect

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      “Dear Steve, I signed as co-signer for a Sallie Mae student loan for a friend back in about 2003 and in shortly after that about 2005 never had further contact with this person. Later found out that they defaulted in their loan, so Sallie Mae started sending me collection letters. In Nov. 2007 I filed for personal BK 13 in ... Read More »

        My Student Loan is Almost 30 Years Old and I’m In Collections. – Dawn

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        “Dear Steve, I currently have a student loan that is 27 years old. I was 17 years old when I was offerred this loan, and really unaware of the rate of interest, penalties, etc. I divorced from my husband at the age of 19 (due to the fact that he was physically abusive), and in the divorce decree, it was ... Read More »

          I Went to UNCW But They Did Not Contact Me for Five Years to Collect Past Due Tuition. – Scoot

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          “Dear Steve, I attended UNCW (University of North Carolina Wilmington) for approximately 3 weeks back in August/early September of 2005. Apparently, I had to pay tuition for that semester as I missed the cutoff date to receive tuition refunds. A check was written to the school for $3100 approx. in June of 2006. I have no idea why, as this ... Read More »

            I Make Hardly Any Money. How Can I Get My Sallie Mae, Direct Loan and Pell Grants Forgiven. – Elle

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            “Dear Steve, 1. I’ve been homeless and rented “rooms” for the last 3 years. Moved somewhere between seven and nine times. 2. I’ve been mostly unemployed, have had a great difficulty finding jobs because I was a stay at home parent most my adult life, and when I did find work the pay was 8.50 and hour on the average. ... Read More »

              I Was Disenrolled From ROTC Scholarship and Now Military Wants The Tuition Money Back. – Jas

              “Dear Steve, I accepted an ROTC scholarship with the army in the fall of 2010. I have recieved the scholarship up until the spring of 2012, of which they did hint at my inability to adapt, but they did not pay for the semester’s tuition, did not inform me that they were not going too, and changed my evaluation from ... Read More »

                I Dropped Out of College to Care for My Aunt With Alzheimer’s

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                “Dear Steve, I was 1 year from my degree, when I dropped out to take care of a non-invalid , Alzheimers’ 93 yr. old Aunt. That was in 2008, at which time I was told she was on Hospice and only had 3 months left to live. Auntie passed away in March of this year. For the past 4 yrs. ... Read More »

                  Sallie Mae is Threatening to Garnish My SSDI Income. – Trudy

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                  “Dear Steve, A few years ago I co-signed two private student loans for my son through Sallie Mae. I am disabled and receiving SSDI. My son has now defaulted on the loans and Sallie Mae is demanding payment from me. The loan is now with a collector who is threatening judgement. I live in the state of Hawaii. My son ... Read More »

                    Can I File a Chapter 11 Bankruptcy on My Sallie Mae Student Loans? – Stephanie

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                    “Dear Steve, I have 150K in student loans from Sallie Mae. I borrowed only 100, but 50K is interest. My current loan payment every month is 1000.00 and that is JUST interest. I have called and called them to try and get a lower monthly payment, and the only thing they will do for me is make them interest only ... Read More »

                      Can I Get My Student Loan Debt Forgiven Because I Lived in a Poor Section of Brazil? – Kelly

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                      “Dear Steve, I am an American born citizen but my retired father raised me partly in a poor section of Brazil. 18 years to be exact. I am now 34 and have a student debt of 10500.00 dollars. I heard of a policy that forgives those who worked full time for ten years in a poor foreign country (like in ... Read More »

                        How Can I Get My Student Loan Penalty Forgiven? – Scott

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                        “Dear Steve, I graduated back in 2002 and borrowed 22k worth of government back student loans. Unfortunately I was unemployed for 2 years shortly after. I put my loan into deferment and moved around a bit. Next thing I know my loans went out of deferment and I was unaware of this because I was moving around so much. Then ... Read More »

                          Should I Deal With Sallie Mae Directly to Settle My Student Loans? – Kris

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                          “Dear Steve, After graduating in 1996, I owed Sallie Mae about $17000. Over the past 16 years I have worked as a special education teacher, coached, worked with autistic kids, been a lifeguard, waited tables/bartended, worked as a travel agent, done landscaping and currently install solar panels. Although I have had periods where I consistently made payments to the above ... Read More »

                            DebtPro123 Said They Could Settle My Private Student Loans and Hasn’t

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                            “Dear Steve, I signed up with Debtpro123 in June 2010 to settle my student loans. I owe about $100,000 in private loans. The monthly payments were huge but they were supposed to settle my loans in the Phase 2. The end of April is my last payment but my loans have not been settled. They are in collections and I ... Read More »

                              I’m Unemployed With Private Student Loans. What Can I Do?

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                              “Dear Steve, I attended a private school and graduated in 2009.. I literally owe 3 different loan company’s total of over $80,000 combined.. 1 i owe roughly 8000.. Another the same.. The i have another (private loan) thats just about 60,000 but the interest rate continually rises… Im on unemployment right now with a newborn..I have been doing unemployment deferment ... Read More »

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