Latest Posts
Home > Ask The Get Out of Debt Experts > Student Loans (page 30)

Student Loans

I’m Paralyzed With Fear Over My Student Loans. – Deni

Ready to Collapse

“Dear Steve, Began 1 of 2 attempts at medical school 20 years ago. Am soon going to be 54 yo. After roughly 2-3 years of trying to make it work, I was dismissed due to poor grades. I was battling something… but didn’t know what. One Dr said depression, another said ADD. In 2004, the court in lower Manhattan, NY, ... Read More »

    My Dental School Loans Have Me Depressed. – Ann

    Ready to Collapse

    “Dear Steve, Situation * I have student loans from dental school which are in default because I was never able to obtain a position to complete my training. I feel so depressed because although I’m working it’s only part time and not enough to help cover my loans. I can’t even move out of my parents house because I can’t ... Read More »

      My Job at the Hospital Didn’t Take Taxes Out of My Check. – William

      Ready to Collapse

      “Dear Steve, My name William. I’m only 25 and have a bus load of debt!! I currently work at [xxxx] Hospital in Washington D.C. I make a realitively small amount of money ($11.75 per hour). I live with my younger brother who I have taken care of since our parents passed away approximately 6 1/2 years ago. I have attended ... Read More »

        My Daughter Studied to be a Nurse But is Buried in Student Loans. – Kim

        Ready to Collapse

        “Dear Steve, My daughter and her husband, both 27, are expecting their first child next year. My daughter has nearly $100,000 of student loan debt including several private loans. She is a nurse but has been unable to get the hospital-based job she hoped for when she started school, and she is making about $20,000 less a year than she ... Read More »

          Should I Take Money Out of My 401k or Roth IRA to Pay My Student Loans? – Seapar

          “Dear Paul, Annual Gross Income: 66,000 401k balance: 16,000 Roth IRA balance: 6,000 Savings: 5,500 Stock: 1,500 Grad Student Loans: (72) payments left of one $520 combined payment per month on total $32,500 balance on the following (so, $5,000 interest would be paid over the life of the loan at this payment rate). Loan 1 Direct Unsub $5,500 balance, Interest ... Read More »

            My Student Loans Have Me So Stressed I Can’t Sleep. – Julie

            Ready to Collapse

            “Dear Steve, I finished school in 1995. Working three part-time jobs while in school and raising a child a child myself without child support since she was six months. Been struggling from low paying jobs ever since. Now I am married with another child. Between the both of us we make about 35,000.00 a year. Bearely unenough to pay are ... Read More »

              Allied Interstate Collection Agency is Chasing Me for Student Loans. – Elaine

              Ready to Collapse

              “Dear Steve, my old 22 years old student loan is in default and being handled by allied interstate collection agency im on unemployment and they are wanting to take my tax return. I didn’t finish the school i went for 8months my parents took out a loan and so did I they paid theres I didn’t . well they issued ... Read More »

                I Would Like to Try and Consolidate My AES Private Student Loans. – Tara

                Ready to Collapse

                “Dear Steve, I graduated college in 2008 with a total of $107,000 in private student loans through AES, 1 loan for each year of college totaling 4 loans in total. Now I am having a lot of trouble paying my monthly installments and I have already used up every drop of forbearance, deferment, or payment program that AES offers. I ... Read More »

                  How Can We Lower Our FFEL Student Loan Payment? – Holli

                  Ready to Collapse

                  “Dear Steve, My husband and I graduated from college in 1998 and 1999 and then got master’s degrees in 2004 and 2005. We have FFEL loans that have been consolidated into one loan/payment and the total of these loans (after years of deferments/forbearances) is a little over $131,000. Our monthly payment is 880.00 right now. We can not afford this ... Read More »

                    Are Their Free Grants I Can Use to Go Back to School? – Gayle

                    Ready to Collapse

                    “Dear Steve, This may be a difficult question to answer. After a series of potentially fatal illnesses & complications, I found myself on Social Security Disability at 45 years of age. Besides my pride being bruised (I had drawn a salary since I was 14 years old & often held down 2 jobs) I also had to discontinue my education ... Read More »

                      I’m a State of Texas Employee. Can I Get My Student Loans Forgiven? – Carolyn

                      Ready to Collapse

                      “Dear Steve, I work for the state of Texas, and have several Sudent Loan that I’m paying back. If you work for the state 10 years or more will the help you pay your loan back….I am not a Teacher. My income is right at $30, 000.00 a years Carolyn” Dear Carolyn, I took a look around and see that ... Read More »

                        I Hate Great Lakes for Servicing My Private Student Loans. – Helen

                        Ready to Collapse

                        “Dear Steve, My children have private student loans and cannot make the full payment amount but the company will not work with them . My husband co-signed and none of us can pay the full amount at this time. How can we switch the PRIVATE students loans to a company that is willing to work out reasonable payment amounts until ... Read More »

                          My Husband Went to a Christian University and is Buried in Student Loans. – Janise

                          Ready to Collapse

                          “Dear Steve, I married a man who has 100,000 dollars in school loans. I did everything by the book. Now, Im feeling overwhelmed about the loans that it seems we will never pay off. He went to a private university for undergrad and his masters. I know that he would not be the man he is today if he had ... Read More »

                            How Do I Move the Student Loans My Parents Signed for Into My Name? – Leigh

                            Ready to Collapse

                            “Dear Steve, I graduated college in May 2008 and have been working full time for over 3 years now. I have about $20,000 in student loans in my name ($150/mo) which I ALWAYS pay on time. About 18 months ago my parents “turned over” thier parent loans (for my education) to me. This is an additional $27,000 ($400/mo)! My payments ... Read More »

                              My Private Student Loan Added a Huge Financial Penalty to My Balance. – Janette

                              Ready to Collapse

                              “Dear Steve, I borrowed $50,000 for law school and was defaulted after paying late a couple of times while traveling for work. I lost my job soon after and was unable to pay for a period of time. The debt ballooned to $63,000, at which time I was assessed a 25% penalty for non-payment. I have never heard anyone else ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.