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Student Loans

I want help to sort through all of it and don’t know where to turn. – Whitney

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I am 32 mother of two and was just let go from my teaching position. My question revolves around financial aid. I feel like I can’t find any information about how to handle my financial aid debt. I want to find a credit counselor to help me consolidate my loans but am having no luck finding one that I trust ... Read More »

    Defaulting vs paying forever and never touching principal – Shaz

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    In 2010 I made the most money I’ve ever made (Unfortunately I’m now making $20K less now)… but in 2010 I paid over $15K towards my extreme student debt. At the end of that year I looked at my statement and despite all that money paid my principal balance actually went up by $508. I’m failing to see the point ... Read More »

      I Trained to be a Professional Pilot And Now Have a Mountain of Student Loans. – Matt

      “Dear Michael, My situation is this, I trained to become a Professional Pilot at a school that offered only ratings and not a degree. To do this I used the Key Alternative Loan, a private student loan through Keybank. It took 30sec online and I suddenly had 40,000.00 in funding sent to the school. I was quoted 6mo to finish ... Read More »

        Is there a way to get student loan forgiveness if I became disabled during my last year in school? – Jade

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        I have an autoimmune disorder called Lupus, and during my senior year in college, I had a massive flare-up that hospitalized me for 7 months, to the point where I needed chemotherapy! I was released, but suffered from Transverse Myelitis, which is a neurological disorder, caused by inflammation of the spinal cord. I now struggle to walk, suffer from incontinence, ... Read More »

          Where Can I Get Help for a Nurse Practitioner to Lower Student Loan Payments? – Daniel

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          I have 103,000 dollars in student loans. I am a nurse practitioner. I do not yet have a retirement started and my monthly loan is 800.00 for the next 30 years via the federal debt consolidation. My son is 9, so I will be paying my loan plus his if I don’t get financially savy. Money is so tight that ... Read More »

            The FAFSA I Had to Complete for My Son to Get a Student Loan is on My Credit. – Kim

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            When my son graduated from high school I had to complete the FSFA in order for him to get a student loan. We went into this knowing he was responsible for the loans and I would always help when I could. I never realized that his loans which are still not due are showing up on my credit file. From ... Read More »

              I Have Salie Mae Loans That I Need to Stop From Defaulting. – Kristen

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              I have about 48,000 dollars in student loans from Sallie Mae. I tried a bit ago to lower my payments or get some sort of relief from them–to no avail. Of course I began missing payments, so it’s been a year and now they are attempting to default and garnish my wages (I just got the call about an hour ... Read More »

                The Garnishment of My Mother’s Social Security for the Student Loan Just Stopped. – Erin

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                “Dear Steve, I’m wondering if anyone in your organization has knowledge of a process change regarding student loan/social security garnishment. My elderly mother lives off of her social security income and for the past few years it has been garnished for repayment on a student loan she co-signed for my brother about 20 yrs. ago. Two days ago she was ... Read More »

                  How Will I Graduate From College And Make Enough to Pay My Student Loans? – Alix

                  “Dear Steve, I attended a small local college to get my Bachelors degree from 2006-2010 in Human Services. I graduated and luckily got a job in 3 weeks after months of research and applying before graduation! My parents did not have the 20 grand each year that it costed for this school and took out loans every year. I, being ... Read More »

                    Senior in High School With Daughter Wants to Plan for College. – Brooke

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                    “Dear Steve, I’m a senior in high school, planning ahead for my future college payments. So I’m not in debt yet, but with the expenses of college, I know I will be and want to make a budget plan. I am currently looking uo scholarships and grants, but that will not cover the full cost of course. I plan to ... Read More »

                      I’m a Student at Westwood Online and Have Student Loan Complaints. – Ella

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                      “Dear Steve, I am currently a student at Westwood Online. I am finishing my first session and everything that I was told in the beginning is not true at all. When I applied I recieved a federal grant and two other loans. I was told that funds would be disburesed to me after fees and books. then when I called ... Read More »

                        Student Loan Company Added a 25 Percent Collection Penalty. – Pamela

                        “Dear Steve, Originally borrowed in 1990 to attend University. Had a total debt of a little over $12,000. Moved to a new address; wasn’t receiving mail. Moved out of state and then found out I had defaulted on my student loan. Went back to school in 1998. Because of all the deferments and forebearances this same debt is at that ... Read More »

                          I Could Not Afford Law School But Have Loans. What Now? – Ron

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                          “Dear Steve, Well here it goes…I went to an expensive undergrad school and took out a good amount of student loans. My parents told me it was fine and was actually a good thing to help my credit after I got out. The plan was that they were going to pay for most of the loans, at that time they ... Read More »

                            I’m a Retired Disabled Veteran And Student Loan Collectors Are Coming After Me. – Francis

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                            “Dear Steve, I am 67 years old and disabiled. I went back to college and graduated 1991. Because of various problems and surgeries, I was put on permanent disability, and was unable to pay back student loan. After a LOT of correspondense back and forth between the collection agencies and the Veteran’s Administration, I was told the loan was discharged ... Read More »

                              Am I Collection Proof From My Student Loan Debt? – Tony

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                              “Dear Steve, I filed Bankruptcy about a year and a half ago, unfortunately, my student loans didn’t get discharged. I knew going in they probably wouldn’t. I’m still not making a lot of money and am currently unemployed. I have 3 different student loans I’m attempting to pay off. I’m making small payments on 2 of them, however the third ... Read More »

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