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Student Loans

Collections attempt on a “supposedly” defaulted school loan from 30 years ago

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I’m now 59 years old. I took out a relatively small (about $4,500) gov’t insured student loan in the mid-70’s & paid faithfully up to filing bankruptcy in 1982 when I fell on hard times. I believe I still owed about $2,500 at the time of my bankruptcy. I recall bankruptcy attorney said it was unpredictable if the school loan ... Read More »

    Obama forgiveness program for student loans

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    Tons of student loan debt. I have over 100,000 worth if loans. Direct loan and sallie Mae. I’m paying sallie Mae. But was able to defer the direct loan portion because I’m unemployed. 1. How do I apply to the Obama forgiveness program? 2. Am I eligible even if it’s being deferred? 3. Why does my loan balance screw up ... Read More »

      Reselling of college loans creates fees and penalties.

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      My daughter had college loans through both of the universities she attended as well as Sallie Mae. She was contacted by one of these loan consolidation companies to bring down her interest, etc. She filled out the paperwork and everything was consolidated. The arrangement was made that the loan company would take the payment out of her bank account every ... Read More »

        Student Loan Forgiveness Program for Low Income Teachers

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        I am a student enrolled in a masters program for special education. When I began school I decided to enter the student loan forgiveness program, which qualifies me to receive up to $17,500 of my loans being paid off, as long as I teach in a title 1 school for five years in a highly qualified area (which I qualify ... Read More »

          Drowning in student loan debt. What Can I Do? – Laurie

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          I’m completely lost and don’t know where to turn. When I started college, I went to the first and only school I applied for. An Art Trade school (that later closed down). I was young and stupid and didn’t have anyone to turn to for advice except for the “experts” of the school, who totally took advantage of my stupidity. ... Read More »

            Can I bankrupt the judgement on my student loan that was obtained prior to the 2005 student law changes?

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            I got a student loan in 1996. I failed out of my school shortly thereafter, but quickly transferred to a new school and continued my education. I was then re-accepted back into the first school and failed out again, finishing my degree in the second school. So, I got my degree, and it was a fight. I made some payments ... Read More »

              If I commit suicide will my next of kin have to pay my student loans?

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              I know it’s a terrible question, but they say that student loans never go away. I’m about to graduate with my masters, and it will end up costing me over 100,000. It makes me want to kill myself, especially considering how incredibly hard I worked through undergrad to graduate with almost no debt. I wish I could turn back time- ... Read More »

                Directv Let Me Go. How Do I Pay My Student Loans Now? – Jim

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                I have 2 separate student loans one is with a private lender ( acs ) and the other one was with sallie mae. I was able to consolidate the sallie mae loan with ( direct loan ) which is a consolidation firm, but the other loan I couldn,t because it is a private loan. I am paying every month $ ... Read More »

                  What happens to your U.S. debt if you were to move to another country? – Jazz

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                  I’m am 30 years old, and became very ill back in 2008, right during my senior year in college. Ended up defaulting on my student loans and credit cards because I was in the hospital for so long. However, I am also engaged to marry a New Zealand citizen, and was wondering if I were to move to NZ, what ... Read More »

                    Loan forgiveness for international student with National Collegiate Trust student loans? – Laura

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                    Hi, I have a South Sudanese friend who studied in the US and has now gone home to work in development/humanitarian assistance. He has a loan from the AES/National Collegiate Trust that he is currently unable to pay off due to agreeing to take a lower salary in his home country. Is there a way for him to file for ... Read More »

                      I cosigned Sallie Mae student loan and now they are coming after me. – John

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                      I cosigned student loans for my son for 3 years. He went for a loan for his senior year of college and they refused because it was up to $100,000,00. He had to quit ollege and they immediately made him start repaying back. (this is a Sallie Mae Loan). He cannot pay it and now they are coming after me ... Read More »

                        Public service loan forgiveness as a school principal. – Jim

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                        I have about $190,000 student loans-government backed- I capped the $148,500 and then got PLUS loans for graduate school. I am looking at the “public sevice loan forgiveness” option as I am a principal at a public school. What I do not understand is if you have to make 120 payments based on a ten year repayment schedule to qualify ... Read More »

                          How do i get out of a student loan that is charging me a daily % rate? – Luxx

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                          I attended FIDM and had took out a perkins loan with them. My other loans were with another company. I was falling behind on payments and I think I was around 120 days late the FIDM loan counselor strongly advised me to consolidate all my loans. At that time all my % rates were 6% or lower and payments I ... Read More »

                            Had a bad divorce. How do i pay off a student loan with no money? – Heather

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                            I have been out of school for almost 3 years, I lost everything I had and I have been going through a bad divorce so I have no money coming in, I’m living off of my sons ssi so how do I pay off my student loan with no money or get help with it. I would eventually like to ... Read More »

                              My medical assisting school closed. Do I still owe the student loan? – Melissa

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                              I attended a career training program at a accredited school. The program was for medical assisting and was 14,000.00. I chose this particular program because if you need time off you are elegible to go beck. A few years ago.I tried and someone bought out program. Not only did my credits not count, I will have to retake ever course, ... Read More »

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