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Student Loans

I Work in the Health Care Field. Can I Get My Student Loans Forgiven? – Anne

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“Dear Steve, I finished grad school almost 2 years ago and have about 100,000 in loans (both subsidized, unsubsidized and gradPLUS). I am on an income contigent repayment plan. I am in a health profession and there appears to be a loan forgiveness program where they forgive all of your loans after working full time in certain health professions after ... Read More »

    I’m Going to Law School And Will Graduate With a Lot of Debt. – Anthony

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    “Dear Steve, I currently have $39,000 of under-graduate Stanford federal student loans. I will be attending law school next year and will most likely with living expenses rack up $67,000 a year for three years a total of $239,000. I have two questions, will I be able to borrow the additional $200,000 needed for law school from federal loan programs ... Read More »

      Will the Obama Student Loan Program Erase My Old Student Loans? – Drew

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      “Dear Steve, My student loan debt started at $165K with pmts of $865/month for 30 yrs. I am in year 8 of repayment with a balance of 136K. I am current and have never missed a payment or been late. Do you know if Obama’s plan that he is going to announce (forgiveness at 20yrs) at the 2012 SOTU address ... Read More »

        My Severe Depression is Preventing Me From Paying My Medical School Student Loans. – Sayta

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        “Dear Steve, I went to college and then to Medical college and have about $190k in studnet loans. Originally it was 160K but I did not pay first two year so residency so the loans became 190K last two year I have been paying minium about $18,000 each year but that only covers interestes. Year and half ago I was ... Read More »

          I’m Disabled. How to I Get Rid of My Student Loans? – Michael

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          “Dear Steve, Old Unsubsidized and Subsidized School loans(2000, 2001, and 2002) William Ford Direct Loans. From Victor Valley College -Victorville, CA which is a community college. I never graduated and this thing is a mess. I dropped out of school in Jan. 2003 dut to my late brother Mark who died at the age of 36. I could not function ... Read More »

            I Missed my Sallie Mae Student Loan Payment. Can They Lower My Payment? – Jo Alice

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            “Dear Steve, Got loan from Sallie Mae – private student loan I have not been able to paid my student loan since the monthly due amount is higher than expected (almost my whole paycheck) My account is in default right now. I have several loans from them-different amounts. Some of them are in a collection agency… HELP! Where should I ... Read More »

              Can I File Chapter 7 Bankruptcy and Get Rid of My Sallie Mae Student Loans? – Verka

              “Dear Mitch, I received sallie Mae student loans to go to school. After going to school, my disability became worse and I am now unemployable due to having seizures. There is a debt of over 20 thousand and my social security income of $720 a month. I have informed them multiple times of my situation and explained that I am ... Read More »

                My Sister Died and Owed Sallie Mae. My Other Sister Co-Signed. – Arthur

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                “Dear Steve, My sister (Annemarie) had a Sallie Mae Loan in the amount of around 78,000.00 dollars for education. My younger sister (Diane) co-signed the loan. On 16 May 2011 my sister Anne passed away. I sent a Certificate of Death to Sallie Mae, thinking this would clear the debt, instead they assigned the debt to my younger sister who ... Read More »

                  I Enrolled in Everest University In Tampa But Didn’t Finish. – Kristin

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                  “Dear Steve, I enrolled in Everest University In Tampa Florida In November 2007. Due to family financial problems and an unexpected death I was unable to finish. With the job that I have now I am just making ends meet. I have however started a small savings account in hopes of saving enough money to take some classes at my ... Read More »

                    My 24 Year Old Student Loans are Unmanageable and Ballooned. – JoAnne

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                    “Dear Steve, 24 years ago I left college owing about 9000.00 in student loans. Over the years I was not able to pay and it ballooned to 20,000.00. I have been working the last seven years. For the past five years my wages have been garnished. I have tried to find out who has my loan but have been unable ... Read More »

                      While in Bankruptcy My Student Loan Balance Exploded. – Maria

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                      “Dear Steve, When I graduated in 1998 I had approx $40,000 in stafford loans. In 2001, I had to file bankruptcy and while in bankruptcy my loans interest was compounded. Now my balance is $94,000 and the majority of the balance is interest. I feel that the interest should not have compounded while I was in bankruptcy. My interest rate ... Read More »

                        I’m a Single Mom and Up to My Eyeballs in Student Loan Debt. – Debbie

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                        “Dear Steve, Single Mom. In debt up to my eyeballs. College loan from 1985 just wont go away. Originally owed 12, 400, approx. Now I owe over 24,000. I have exhausted all options to get help. I am on a graduated repayment program. The only thing left for me. This means my payment will go up every year until its ... Read More »

                          Does the Obama Plan for Student Loan Debt Relief Apply to Me? – Alberto

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                          “Dear Steve, I graduated in 2004 and have student loans of approximately $66,000. I consolidated my loans with American Education Services (AES) and I have one payment on two loans (subsidized and unsubsidized). I currently pay 3.5% fixed interest. My loan payment used to be about $265, however, it has recently increased to $340. I’ve been paying on and off ... Read More »

                            I’m Trying to Get Back Into School But My Old School is Holding My Transcript. – Danae

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                            “Dear Steve, I went to a school in New York for about 1 year I paid the school out of pocket some with the help of a grant after the one year I moved to a different state and decided to go back to school and retake those classes(I did not tell the school I had previously been at a ... Read More »

                              How Will Student Loan Reform Help Me Get My Defaulted Loans Back in Shape? – Jennifer

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                              “Dear Steve, I defaulted on a student loan and need to get back on my feet. It has CRUSHED my credit (currently at 520) so i do need to improve. How does the new student loan reform affect those that already defaulted? Can those with a defaulted loan get some relief and improve their credit rating? Jennifer” Dear Jennifer, Well ... Read More »

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