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Student Loans

My Sallie Mae Co-Signers Want Out. – JoAlice

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“Dear Steve, One of my student loans has a co-signer(s) – Sallie Mae (non-relatives) I haven’t pay this loans because of financial hardship so they have been paying for me. Can Sallie Mae remove these co-signers from my student loan and put another person instead? I asked before and Sallie Mae told me that there is nothing I can do ... Read More »

    My Deadbeat Husband Won’t Help Me to Lower Our Sallie Mae Payments. – Deborah

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    “Dear Steve, I have a consoidated student loan with my ex-husband. He does not pay a cent towards that loan and is a deadbeat dad too. I am currently unemployed and the current loan payment of $166 is just too much for me right now. I’m not in default and the current balance is about $18000. I know about IBR ... Read More »

      How Do I Transfer My Student Loans Into My Parent’s Name? – Erika

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      “Dear Steve, My Parents are not US Citizens, but have visas and bank accounts in the US, my father is a very well known business man in Mexico. He asked me to take put some student loans to help him out paying for my college and agreed to pay them off when I’m done. The deal still stands until this ... Read More »

        I Had to Put Expenses on Credit Cards While in College. – John

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        “Dear Steve, Graduated college in 2006, have made all my student loan payments on time and in full. By doing this I have had to use credit cards to pay for other things in life. Almost all of my loans are private, because my parents made too much money for me to qualify for government loans. My student loans total ... Read More »

          I’m Paralyzed With Fear Over My Student Loans. – Deni

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          “Dear Steve, Began 1 of 2 attempts at medical school 20 years ago. Am soon going to be 54 yo. After roughly 2-3 years of trying to make it work, I was dismissed due to poor grades. I was battling something… but didn’t know what. One Dr said depression, another said ADD. In 2004, the court in lower Manhattan, NY, ... Read More »

            My Dental School Loans Have Me Depressed. – Ann

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            “Dear Steve, Situation * I have student loans from dental school which are in default because I was never able to obtain a position to complete my training. I feel so depressed because although I’m working it’s only part time and not enough to help cover my loans. I can’t even move out of my parents house because I can’t ... Read More »

              My Job at the Hospital Didn’t Take Taxes Out of My Check. – William

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              “Dear Steve, My name William. I’m only 25 and have a bus load of debt!! I currently work at [xxxx] Hospital in Washington D.C. I make a realitively small amount of money ($11.75 per hour). I live with my younger brother who I have taken care of since our parents passed away approximately 6 1/2 years ago. I have attended ... Read More »

                My Daughter Studied to be a Nurse But is Buried in Student Loans. – Kim

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                “Dear Steve, My daughter and her husband, both 27, are expecting their first child next year. My daughter has nearly $100,000 of student loan debt including several private loans. She is a nurse but has been unable to get the hospital-based job she hoped for when she started school, and she is making about $20,000 less a year than she ... Read More »

                  Should I Take Money Out of My 401k or Roth IRA to Pay My Student Loans? – Seapar

                  “Dear Paul, Annual Gross Income: 66,000 401k balance: 16,000 Roth IRA balance: 6,000 Savings: 5,500 Stock: 1,500 Grad Student Loans: (72) payments left of one $520 combined payment per month on total $32,500 balance on the following (so, $5,000 interest would be paid over the life of the loan at this payment rate). Loan 1 Direct Unsub $5,500 balance, Interest ... Read More »

                    My Student Loans Have Me So Stressed I Can’t Sleep. – Julie

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                    “Dear Steve, I finished school in 1995. Working three part-time jobs while in school and raising a child a child myself without child support since she was six months. Been struggling from low paying jobs ever since. Now I am married with another child. Between the both of us we make about 35,000.00 a year. Bearely unenough to pay are ... Read More »

                      Allied Interstate Collection Agency is Chasing Me for Student Loans. – Elaine

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                      “Dear Steve, my old 22 years old student loan is in default and being handled by allied interstate collection agency im on unemployment and they are wanting to take my tax return. I didn’t finish the school i went for 8months my parents took out a loan and so did I they paid theres I didn’t . well they issued ... Read More »

                        I Would Like to Try and Consolidate My AES Private Student Loans. – Tara

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                        “Dear Steve, I graduated college in 2008 with a total of $107,000 in private student loans through AES, 1 loan for each year of college totaling 4 loans in total. Now I am having a lot of trouble paying my monthly installments and I have already used up every drop of forbearance, deferment, or payment program that AES offers. I ... Read More »

                          How Can We Lower Our FFEL Student Loan Payment? – Holli

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                          “Dear Steve, My husband and I graduated from college in 1998 and 1999 and then got master’s degrees in 2004 and 2005. We have FFEL loans that have been consolidated into one loan/payment and the total of these loans (after years of deferments/forbearances) is a little over $131,000. Our monthly payment is 880.00 right now. We can not afford this ... Read More »

                            Are Their Free Grants I Can Use to Go Back to School? – Gayle

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                            “Dear Steve, This may be a difficult question to answer. After a series of potentially fatal illnesses & complications, I found myself on Social Security Disability at 45 years of age. Besides my pride being bruised (I had drawn a salary since I was 14 years old & often held down 2 jobs) I also had to discontinue my education ... Read More »

                              I’m a State of Texas Employee. Can I Get My Student Loans Forgiven? – Carolyn

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                              “Dear Steve, I work for the state of Texas, and have several Sudent Loan that I’m paying back. If you work for the state 10 years or more will the help you pay your loan back….I am not a Teacher. My income is right at $30, 000.00 a years Carolyn” Dear Carolyn, I took a look around and see that ... Read More »

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