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Student Loans

Went to College and Can’t Get Ahead Financially. – Rjaj

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“Dear Steve, I went back to college made school loans and I am in debt more than when I started. Need help in my financial part of life. How do I go from living from paycheck to paycheck and start getting ahead. I dont know how people save money and invest and all that. I am at a complete loss. ... Read More »

    Schizophrenia and Student Loans. How Can My Daughter Discharge Her Loans? – Beverly

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    “Dear Steve, I have a 30 year old daughter that has Schizophrenia and she has school loans that she pays back out of her SSI check every month. She works PT and has a car but still lives with her elderly parents. Is there anything that can be done to “forgive” school loans? Schizophrenia is a terrible life long disease ... Read More »

      My Father Was Supposed to Pay My Student Loans. He Didn’t. – Cecilia

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      “Dear Steve, I have a 3.000 student loan that was supposed to have been paid by my father 15 years ago. He did not. Now I recieved a letter from an address the collector found from my Discover Credit card (my brothes house in Florida) saying that I have to pay over 10,000 on late fees, etc. I have not ... Read More »

        Is College Worth It? The Value of College

        all majors

        Georgetown University released a study that looked at how much a college education is really worth. Researchers examined different bachelor’s degrees, their median earnings and then broke down their findings to study differences in varying demographics. They state that “which degree you have matters – but so does your major.” It has been shown that different majors yield different ranges ... Read More »

          Will My Granddaughter Be Eligible for Student Loan Forgiveness? – Anne Marie

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          When my grandaughter begins college in the fall it will become necessary for her to apply for a student loan to help with the tuition. When she graduates, will she be eligible for tuition forgiveness? She is going into a nursing program at Ramapo College in New Jersey. Thanks for any info that would help her. Anne Marie I’m currently ... Read More »

            How Do I Deal With Sallie Mae When Bankruptcy is Not an Option? – Debbie

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            I have $125,000.00 in debt with Sallie Mae Servicing Center, I have been with them for years, but with their high interest rates and principles, I will never pay this off unless I win the lottery. I tried to get loan forgiveness they denied that saying my loan was before 1998. I did not get my teaching degree until 2005 ... Read More »

              My Ex-Wife Was Supposed to Pay Her 100K in Student Loans. I Can’t Find Her. – Patrick

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              Got married in college…wife and I consolidated student loans through the Devil (Sallie Mae). We got divorced…my name is the primary on the consolidation account. I am buried in excess of $100,000 in student loan debt that my ex-wife and I borrowed in college. When we got divorced she was required to pay her portion in accordance with the divorce ... Read More »

                How Can I Bring My Student Loans Current in a Reasonable Amount of Time? – James

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                “Dear Steve, In a nutshell: 33,000 in student loan debt, not great credit, debt to income ratio to high, to many accounts with high interest, can’t refinance house, wouldn’t make any money selling the house. I’m having trouble making monthly payment and my student loans are on forbarence are coming due. I don’t have emergency funds left in my savings ... Read More »

                  I Was Told My Student Loans Would be Forgiven. Now I’m Hearing a Different Story. – Julie

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                  “Dear Steve, I went through a divorce about 9 years ago and really got taken in the mediation process, my ex is controlling and manipulative and it’s been easier to let him out of his financial commitments than to fight about it. Since becoming a single mom that has necessitated career changes which in turn necessitated a degree change and ... Read More »

                    Where Can I Get Funding to Let Me Settle My Defaulted Student Loans? – Ben

                    “Dear Michael, I have a student loan that is in default and they want to settle for a lump sum. Only i don’t have the money to do so. If I don’t come up with the money they are going to take me to court to try and collect. Is there anywhere to get money to pay my lump sum ... Read More »

                      Would It Be Better to Just File Bankruptcy? – Vivian

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                      “Dear Steve, Husband became disabled, we were in middle of major addition and remodel to our house. He had been doing all the labor. Already had credit card debt and started using the cards more to maintain lifestyle. Took out 401k loan and used charge cards to finish the house and get it ready to sell. Medical bills are increasing, ... Read More »

                        Is It Illegal For Me to Have to Pay More Than Half My Monthly Income to Student Loans? – Kandyce

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                        “Dear Steve, I graduated from four years abroad in 2009 with about $180,000 in Private Student Loans with Sallie Mae. On top of my federal student loans and loans sold to the Department of Education, I am currently paying almo0st $1100 a month, on a “2 year, interest only” repayment plan. Sallie Mae’s only other options for me after hours ... Read More »

                          I’ve Been Out of College for 11 Years. How Do I Pay These Student Loans Off? – Martha

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                          “Dear Steve, I’ve been out of college for about 11 years now. I’ve attended 2 colleges and had to take out Student Loans from both college. My combine student loans are between $24,000-$25,000. I’m no longer working full time hours. I need someone to help me get out of the student loan debt. I will like to see them being ... Read More »

                            I Need to Consolidate My Private and Government Back Student Loans. – Stephen

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                            “Dear Steve, I’m 3 years out of school and have both private and non private loans from Sallie Mae that is about $90K. My payments are about $800 a month. Is there any third party companies that can help me get a lower monthly payment on my student loans with Sallie Mae? I have tried applying to all different repayment ... Read More »

                              It’s Been 25 Years and I Want the Old Student Loans Discharged. – Jennie

                              “Dear Lewis, Husband filed bankruptcy in 1985, released in early 1986 with two bank student loans of 2500.00 each. judge signed the final decree. my husband was 100% disabled at the time.now 25 years later ecmc is trying to collect 23,000.00 for those loans which they didn’t even possess until 2007.sued them the same judge who signed off then now ... Read More »

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