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Student Loans

The Garnishment of My Mother’s Social Security for the Student Loan Just Stopped. – Erin

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“Dear Steve, I’m wondering if anyone in your organization has knowledge of a process change regarding student loan/social security garnishment. My elderly mother lives off of her social security income and for the past few years it has been garnished for repayment on a student loan she co-signed for my brother about 20 yrs. ago. Two days ago she was ... Read More »

    How Will I Graduate From College And Make Enough to Pay My Student Loans? – Alix

    “Dear Steve, I attended a small local college to get my Bachelors degree from 2006-2010 in Human Services. I graduated and luckily got a job in 3 weeks after months of research and applying before graduation! My parents did not have the 20 grand each year that it costed for this school and took out loans every year. I, being ... Read More »

      Senior in High School With Daughter Wants to Plan for College. – Brooke

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      “Dear Steve, I’m a senior in high school, planning ahead for my future college payments. So I’m not in debt yet, but with the expenses of college, I know I will be and want to make a budget plan. I am currently looking uo scholarships and grants, but that will not cover the full cost of course. I plan to ... Read More »

        I’m a Student at Westwood Online and Have Student Loan Complaints. – Ella

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        “Dear Steve, I am currently a student at Westwood Online. I am finishing my first session and everything that I was told in the beginning is not true at all. When I applied I recieved a federal grant and two other loans. I was told that funds would be disburesed to me after fees and books. then when I called ... Read More »

          Student Loan Company Added a 25 Percent Collection Penalty. – Pamela

          “Dear Steve, Originally borrowed in 1990 to attend University. Had a total debt of a little over $12,000. Moved to a new address; wasn’t receiving mail. Moved out of state and then found out I had defaulted on my student loan. Went back to school in 1998. Because of all the deferments and forebearances this same debt is at that ... Read More »

            I Could Not Afford Law School But Have Loans. What Now? – Ron

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            “Dear Steve, Well here it goes…I went to an expensive undergrad school and took out a good amount of student loans. My parents told me it was fine and was actually a good thing to help my credit after I got out. The plan was that they were going to pay for most of the loans, at that time they ... Read More »

              I’m a Retired Disabled Veteran And Student Loan Collectors Are Coming After Me. – Francis

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              “Dear Steve, I am 67 years old and disabiled. I went back to college and graduated 1991. Because of various problems and surgeries, I was put on permanent disability, and was unable to pay back student loan. After a LOT of correspondense back and forth between the collection agencies and the Veteran’s Administration, I was told the loan was discharged ... Read More »

                Am I Collection Proof From My Student Loan Debt? – Tony

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                “Dear Steve, I filed Bankruptcy about a year and a half ago, unfortunately, my student loans didn’t get discharged. I knew going in they probably wouldn’t. I’m still not making a lot of money and am currently unemployed. I have 3 different student loans I’m attempting to pay off. I’m making small payments on 2 of them, however the third ... Read More »

                  I Am Disabled and Unable to Afford My Student Loans. – William

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                  “Dear Steve, Went to school and recieved my bachelors degree in graphic design. When i was looking for a job, i couldnt find one that payed more then $13 an hour so i stayed working in my trade. Several years after graduating i was diagnosed wit stage 3 cancer and as result of the surgery, my right foot is paralyzed ... Read More »

                    I Am the Victim of a Student Loan Consolidation Clerical Error. – Angel

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                    “Dear Steve, About 10 years ago my ex husband and I consolidated our individual student loans together, in 2006 his name dropped off the debt. I have all of the original paperwork showing the loans he incurred along with my loans and the paperwork we signed showing each of us as signers once the loans were merged. It is also ... Read More »

                      Private Student Loan Lender Says They Are Going to Garnish My Social Security Check. – Kitty

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                      “Dear Steve, Husband died, co-signed final “private loan” for daughter. She graduated as a teacher 12-2008, lost my job, she got a part time tutoring job…….. 100,000.00 in students loans and hates me for pushing her to finish college. she can not find a teaching job anywhere! so student I co-signed wants me to pay now. I am an unemployed ... Read More »

                        I’m a Nurse Practitioner in Ohio and Looking for Student Loan Forgiveness. – Miranda

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                        “Dear Steve, Accumulated federal and private loans through nursing and graduate school. Haven’t entered repayment yet, didn’t know if there is a way to settle my debt for less or if there are repayment/loan forgiveness programs. I am currently a nurse practitioner in the state of Ohio. Through nursing school and graduate school loans, I have accumulated about $87,000 in ... Read More »

                          Should Colleges and Universities Be Held Accountable for Private Student Loans They Pushed?

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                          “Dear Steve, I’m 28 and graduated from a private college in 2007 with a Bachelor’s Degree in English. Im about 80k in debt and making $9.25 an hour as a daycare teacher. I am married; my husband makes $11.00 an hour. We have a two year old, rent a house, in the hood, for $600 a month, make too much ... Read More »

                            I Cosigned for My Son’s Student Loans and I Can’t Afford Them. – Christy

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                            “Dear Steve, My son has his BA and we have paid off all the student loans for that degree. He went to graduate school for Architecture. He needed money so he took out student loans. The building industry “tanked” and he is working independently but is making next to nothing. The bank is taking his house and he is working ... Read More »

                              Should I Put All My Money Into Paying Off My Student Loan? – Chester

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                              “Dear Steve, I am a recent graduate with 43,000 in student loan debt. I make about 30,000 a year. All my student loans are federal with interest rates ranging from 6% to 2%. My current monthly payments are $141/month. I have no credit card debt, no mortgage, and no car payments. Should I be in a rush to pay off ... Read More »

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