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Student Loans

Where Can I Get Funding to Let Me Settle My Defaulted Student Loans? – Ben

“Dear Michael, I have a student loan that is in default and they want to settle for a lump sum. Only i don’t have the money to do so. If I don’t come up with the money they are going to take me to court to try and collect. Is there anywhere to get money to pay my lump sum ... Read More »

    Would It Be Better to Just File Bankruptcy? – Vivian

    Ready to Collapse

    “Dear Steve, Husband became disabled, we were in middle of major addition and remodel to our house. He had been doing all the labor. Already had credit card debt and started using the cards more to maintain lifestyle. Took out 401k loan and used charge cards to finish the house and get it ready to sell. Medical bills are increasing, ... Read More »

      Is It Illegal For Me to Have to Pay More Than Half My Monthly Income to Student Loans? – Kandyce

      Ready to Collapse

      “Dear Steve, I graduated from four years abroad in 2009 with about $180,000 in Private Student Loans with Sallie Mae. On top of my federal student loans and loans sold to the Department of Education, I am currently paying almo0st $1100 a month, on a “2 year, interest only” repayment plan. Sallie Mae’s only other options for me after hours ... Read More »

        I’ve Been Out of College for 11 Years. How Do I Pay These Student Loans Off? – Martha

        Ready to Collapse

        “Dear Steve, I’ve been out of college for about 11 years now. I’ve attended 2 colleges and had to take out Student Loans from both college. My combine student loans are between $24,000-$25,000. I’m no longer working full time hours. I need someone to help me get out of the student loan debt. I will like to see them being ... Read More »

          I Need to Consolidate My Private and Government Back Student Loans. – Stephen

          Ready to Collapse

          “Dear Steve, I’m 3 years out of school and have both private and non private loans from Sallie Mae that is about $90K. My payments are about $800 a month. Is there any third party companies that can help me get a lower monthly payment on my student loans with Sallie Mae? I have tried applying to all different repayment ... Read More »

            It’s Been 25 Years and I Want the Old Student Loans Discharged. – Jennie

            “Dear Lewis, Husband filed bankruptcy in 1985, released in early 1986 with two bank student loans of 2500.00 each. judge signed the final decree. my husband was 100% disabled at the time.now 25 years later ecmc is trying to collect 23,000.00 for those loans which they didn’t even possess until 2007.sued them the same judge who signed off then now ... Read More »

              I Have to Do My College Degree All Over Again But I Have Old Student Loans. – John

              “Dear Damon, I’ll try to make this as informative as possible. I was a senior at my last college, and I took a 30k starter loan. I really thought I would be graduating months later. However, that was not the case, and I had to start over at a new school. This new school has required me to pretty much ... Read More »

                I Cosigned for Student Loans for a Friends Son. How Can I Get Out of This? – Pam

                “Dear Damon, Cosigned for student loans for a friend of mine son since then she been laid off and it was more than a yr after the son graduated before he found a job. Sallie Mae has been coming after me hard for this debt, I lost my home in 2010, also filed bankruptcy the same year. The friend is ... Read More »

                  Is It a Good Time to Go Into Debt for an Education? – Marie

                  Ready to Collapse

                  “Dear Steve, I am just turning 53. I am a divorced female. I still have part ownership in a house with my ex. The amount left on the mortgage is 85,000. I have been thinking about going into debt for a degree, to the tune of about 40,000. Some of my friends tell me it’s a great idea, but a ... Read More »

                    Can I Go Back and Reopen My Bankruptcy to Include My Student Loans? – Jody

                    “Dear Lewis, My story of student loan hell. Between 1985 and 1989, I took out student loans to the total of approximately $14,000. Being a single mother, thought education would get me a better job than a factory job. So I got my education and could not find a job that would pay me enough to pay rent, electricity, gas, ... Read More »

                      How Does My Husband Get Back His Tax Refund as an Injured Spouse? – Regina

                      “Dear Jim, I have lived in Phoenix arizona since 2003. Attended college in 2003 took a LOA went back in 2005. Have not had any income since 2003. I Was not able to complete course (I know has no bearing). I have been married for four years and I do not work and have no intention of working. I do ... Read More »

                        I Had No Idea I Was Selling My Soul When I Signed for the Student Loan. – Leslie

                        Ready to Collapse

                        “Dear Steve, I graduated from college in 1995 with approximately 40,000 in debt. Unfortunately, I haven’t been able to pay it off and they went into default. The loans were sold repeatedly and all sorts of fees were tacked onto the balance. My student loan debt now exceeds $107,000. Would someone like me be eligible for the IBR program even ... Read More »

                          ITT Tech Wants Money From Me But I’m Now Living in India. – Aly

                          Ready to Collapse

                          “Dear Steve, I grew up in the US and joined ITT tech but a few months into it I was married and had to go back to India and my inlaws would not allow me to come finish as I was responsible for the home affairs. I informed the school before going and the lady said it was fine, this ... Read More »

                            I Just Got a Notice That My SSI Payments Are Going to Be Garnished for an Old Student Loan. – Alexandria

                            “Dear Jeremy, I withdrew from my doc studies three months before graduating becuase my spouse became terminnaly ill in 1997. He passed away Dec 20, 2010. From 1997-2011 I became his full time caretaker. I could not work. The student loan people hired various agencies that proceeded to abuse us every day 7 days a week calling family, neighbors, friends, ... Read More »

                              I’m in Prison for 35 Years. How Do I Repay My Student Loan? – Kay

                              Ready to Collapse

                              “Dear Steve, I met with a young woman I have written to in prison for eleven years on Monday. She has a student loan that has gone to collection and is accruing 5% interest annually. Do you know of any options for someone who earns just $600 annually? Her sentence is another 35 years and she has no other options ... Read More »

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