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Student Loans

I Have to Do My College Degree All Over Again But I Have Old Student Loans. – John

“Dear Damon, I’ll try to make this as informative as possible. I was a senior at my last college, and I took a 30k starter loan. I really thought I would be graduating months later. However, that was not the case, and I had to start over at a new school. This new school has required me to pretty much ... Read More »

    I Cosigned for Student Loans for a Friends Son. How Can I Get Out of This? – Pam

    “Dear Damon, Cosigned for student loans for a friend of mine son since then she been laid off and it was more than a yr after the son graduated before he found a job. Sallie Mae has been coming after me hard for this debt, I lost my home in 2010, also filed bankruptcy the same year. The friend is ... Read More »

      Is It a Good Time to Go Into Debt for an Education? – Marie

      Ready to Collapse

      “Dear Steve, I am just turning 53. I am a divorced female. I still have part ownership in a house with my ex. The amount left on the mortgage is 85,000. I have been thinking about going into debt for a degree, to the tune of about 40,000. Some of my friends tell me it’s a great idea, but a ... Read More »

        Can I Go Back and Reopen My Bankruptcy to Include My Student Loans? – Jody

        “Dear Lewis, My story of student loan hell. Between 1985 and 1989, I took out student loans to the total of approximately $14,000. Being a single mother, thought education would get me a better job than a factory job. So I got my education and could not find a job that would pay me enough to pay rent, electricity, gas, ... Read More »

          How Does My Husband Get Back His Tax Refund as an Injured Spouse? – Regina

          “Dear Jim, I have lived in Phoenix arizona since 2003. Attended college in 2003 took a LOA went back in 2005. Have not had any income since 2003. I Was not able to complete course (I know has no bearing). I have been married for four years and I do not work and have no intention of working. I do ... Read More »

            I Had No Idea I Was Selling My Soul When I Signed for the Student Loan. – Leslie

            Ready to Collapse

            “Dear Steve, I graduated from college in 1995 with approximately 40,000 in debt. Unfortunately, I haven’t been able to pay it off and they went into default. The loans were sold repeatedly and all sorts of fees were tacked onto the balance. My student loan debt now exceeds $107,000. Would someone like me be eligible for the IBR program even ... Read More »

              ITT Tech Wants Money From Me But I’m Now Living in India. – Aly

              Ready to Collapse

              “Dear Steve, I grew up in the US and joined ITT tech but a few months into it I was married and had to go back to India and my inlaws would not allow me to come finish as I was responsible for the home affairs. I informed the school before going and the lady said it was fine, this ... Read More »

                I Just Got a Notice That My SSI Payments Are Going to Be Garnished for an Old Student Loan. – Alexandria

                “Dear Jeremy, I withdrew from my doc studies three months before graduating becuase my spouse became terminnaly ill in 1997. He passed away Dec 20, 2010. From 1997-2011 I became his full time caretaker. I could not work. The student loan people hired various agencies that proceeded to abuse us every day 7 days a week calling family, neighbors, friends, ... Read More »

                  I’m in Prison for 35 Years. How Do I Repay My Student Loan? – Kay

                  Ready to Collapse

                  “Dear Steve, I met with a young woman I have written to in prison for eleven years on Monday. She has a student loan that has gone to collection and is accruing 5% interest annually. Do you know of any options for someone who earns just $600 annually? Her sentence is another 35 years and she has no other options ... Read More »

                    I Work for a Non-Profit. Can I Get Some Help With My Student Loans? – Faser

                    Ready to Collapse

                    “Dear Steve, I have worked 40 hours a week for the past 6 1/2 years for a nonprofit. i had accumulated a good bit of medical debt which has all been paid off (since about 2009). i am a college grad with a student loan debt of $52,000. i have paid my monthly payment without missing a payment for 6 ... Read More »

                      My Student Loans Have Just Come Due and I Can’t Afford Them With My Credit Cards. – Deb

                      Ready to Collapse

                      “Dear Steve, I would really like some advice on what I can do to pay down my credit cards and student loans. I currently have a mortgage ($91,000), second mortgage ($21,000), credit cards ($19,500), and student loans ($30,000). My annual income is $40,000-$42,000. I have my home rented out to cover only my mortgage payment and my student loans have ... Read More »

                        I Went to Rasmussen College Online and Now Can’t Afford to Pay The Bill. – Brittany

                        “I started attending Rasmussen online. (Biggest mistake i’ve ever made) I only took two classes, and the grand total was about 2700. Their semesters lasted about two months because it’s accelerated. Well they kept pushing me to start this semester and I said I didn’t have all the documents ready for loans. They still insisted we’ll get it all done.. ... Read More »

                          I Went to National Business College and Now ACS is Collecting on My Student Loan. – Beth

                          Ready to Collapse

                          “Dear Steve, I went to National Business College for 2 years. At that time I was a single mom (21), and thought that was the best thing for me and my son. I now deal with ACS. They worked with me on lowering my payment each month, but now I still can’t afford it. ($245). I make $10.00/hour, and of ... Read More »

                            I Am Afraid ECMC is Going to Garnish My Wages for an Old Sallie Mae School Loan. – JoAnn

                            Ready to Collapse

                            “Dear Steve, I have a 24 year old student loan that started out at $2,300 and is now over 10,000. Sallie Mae had the loan and kept some of my taxes years ago. 5 years ago I put it on a Bankruptcy not knowing it was not discharged. Now ECMC has the loan I tried to get it out of ... Read More »

                              I Can’t Stop Paying My Credit Card Because the Consolidation Company Has the Checking Account Number. – Jeanie

                              Ready to Collapse

                              “Dear Steve, It looks like I cannot stop paying my credit card because the consolidation company has my checking account nubmer and withdrawing the payment online. If I stop it what shall I do when they harrase me for payment? and now I am wondering how long can a consolidated student loan be on deferrment? Do you think those lenders ... Read More »

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