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Student Loans

How Can I Lower My Student Loan Payments? – Marq

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I was what people would probably consider a disadvantaged student living close to the poverty income line when I first started college. Financial aid was critical for me to be able to attend college. My real debt started when financial aid officials informed me after the semester had started that I had a large balance in my account that financial ... Read More »

    What Can I Do About My Student Loans? – M

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    My student loan debts were accrued sometime in 1993 when I deferred. I had consolidated all my loans by then. Due to inability to find a job, I defaulted. In or about 2003, I was able to gather some certain about $70,000 which I wanted to use to pay off my debt. I think my student loans were around in ... Read More »

      I Work as a Correctional Officer With Loads of Student Loan Debt. – Lynn

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      “Dear Steve, I enrolled in college and the student loan money was easy to get. Now the money is due and we are being crushed by the payments of the student loans. I have close to 70k in student loans and my income is not going to be substantially impacted by my degree. We put our credit cards with a ... Read More »

        My Social Security Number is Off By One Digit. Do I Still Have to Repay My Student Loan? – Steven

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        “Dear Steve, I have recently filed for bankruptcy. After the discharge I found out about a student loan that is now in collections. (I assume the collections agency was able to locate me due to the bankruptcy filing.) The problem is that the social security number the collections agency has for me is incorrect (off by one number) which I ... Read More »

          My Fiance Cosigned for My Private Student Loans. – Tori

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          “Dear Steve, In 2003, I took out a private student loan with my then-fiance as my cosigner. We broke up in 2004. I graduated in December of 2004. At that point, I had 3 credit cards. I ended up deciding to go back to school and get my Master’s degree less than 6 months later because I couldn’t make loan ... Read More »

            Congress Holds Hearing on Financial Literacy

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            The Honorable Dennis McKinney, Treasurer, State of Kansas U.S. House of Representatives Committee on Financial Services Subcommittee on Oversight and Investigations Representative Moore, Chairman August 24, 2010 Testimony by Kansas State Treasurer Dennis McKinney Good morning Chairman. As Kansas State Treasurer, I believe financial literacy is a national priority. As a result, my office provides a variety of financial literacy ... Read More »

              Can They Take My SSI for My Student Loan? – Janet

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              “Dear Steve, my husband took out a stunden loan before we were married i get ssi now can they take my ssi? Janet” The Answer Dear Janet, Unfortunately if it is a government backed student loan your government benefits can be garnished. See this article for details. Please update me on your progress by posting updates here in the comments ... Read More »

                My Mother-In-Law Lives With Us. Can They Take Her Social Security? – Peggy

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                “Dear Steve, My mother-in-law lives with us. She collects social security and she does not work. However the money she gets from SS she pays a credit card bill and a student loan (she went back to college at 50). She never has any money for anything else due to paying back her debts. We can’t help her because we ... Read More »

                  I Noticed My Paychecks Were Short. I’ve Been Wage Garnished for a Student Loan. – Becca

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                  “Dear Steve, Recently I noticed my pay checks was short by several hundred dollars each pay period. After talking to payroll I was told and then saw I was being garnished for repayment of a student loan. I have never recieved ANY paperwork either from the DE or my employer. When I have asked my employer for more information they ... Read More »

                    I Cosigned for My Daughter’s Student Loans. – Terry

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                    “Dear Steve, Single mother of 2 adults kids. Work FT. No savings, own a home. I cosigned for my daugher’s student loans. She went to an art school that she thought would give her what she wanted but after a year decided it was not for her. Now she has huge loans and credits are not transferrable unless she went ... Read More »

                      I Went Back to School, Got Student Loans, But No Job. – Edith

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                      “Dear Steve, I am a single mother of two. I filed bankruptcy back in 2003 after I had lost my job and was unable to pay my credit card bills. I was unable to find a job after that so I went back to school to get my bachelor’s degree. I got my degree in 2008 and during those 4 ... Read More »

                        How to Be Financially Successful When You Graduate

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                        Congratulations! You’ve made it through the starving student years and now you’re ready to start a job and earn some real money. You’re probably thinking about all the things you’ll be able to buy, places you’ll go and things you’ll be able to do when those paychecks start rolling in. Not so fast. If you’re like all the people who ... Read More »

                          I Suffered From Multiple Nervous Breakdowns and Attempted Suicide. I Just Want to Be Happy. – Kanda

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                          “Dear Steve, I graduated from high school in 2005. My parents wanted me to go to college so I did. I suffered from multiple nervous breakdowns and attempted suicide I hated school so much and I was close to dropping out but my parents really wanted me to get the degree so I kept at it. Truthfully I have just ... Read More »

                            What Can You Tell Me About Forgiving My Student Loans? I’m a Social Worker. – Patricia

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                            “Dear Steve, I read one of your blogs in January concerning Obama’s social work loan forgiveness plan. I am curious to know if any movement has been made on this. I am a social work working in a public servcie-non profit agency and wonder if I qualify? Many thanks, Patricia” The Answer Dear Patricia, I have not heard anything more ... Read More »

                              My Son Has Asperger’s and Student Loans. – Michele

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                              “Dear Steve, My son graduated College in 1998 with a BS is Computer Science. His father and I paid of $40.000 in parent loans leaving our son with a $20,000 loan. He has tried for years to get a job, but unfortunalty we discovered he has Aspergus. After going the disabilty qualifications he now receives disability payments per month. Unfortunatly ... Read More »

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