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Student Loans

I Co-Signed for My Daughter’s Student Loan But the Payments Are Going to the Wrong Lender. – Dianne

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“Dear Steve, I co-signed on my daughters student loan; the loan was sold but I continued to pay the original lender. Now I.n past due with the new loan holder. Can this money be transferred to the new loan holder? I co-signed on my daughters AES student loan and have been paying on time as agreed upon. In September I ... Read More »

    I Co-Signed a Sallie Mae School Tuition Loan for a Friend But They Say They Can’t Pay. – Vincent

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    Hi, i co-signed a school tuition loan from sallie mae about 10 yrs ago for then a close family friend. I recently applied for an apartment and found out he didnt pay anything and it destroyed my credit. This person has a personal buisness and a BMW and only crys poverty when I beg him to pay his debt. The ... Read More »

      Will My Sallie Mae Student Loan Debt Be Discharged When I Die? – Roz

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      will my children inhert my credit card/student loan debt? I am a third way through my masters degree as a part time student I am taking mostly subsized sallie mae loans, which will total about $50K upon graduation. I had assumed that my debt would be dischargable upon my death…but am now seeing that may not be the case…I would ... Read More »

        Mortgage Forbearance for Deployed Reservists? – Karen

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        The Soldiers and Sailors act is intended to protect credit during military service but, when looking into forbearance for mortgage during a deployment, the mortgage company (first horizon) indicated that they would report any modification to the credit bureaus. Our household income went DOWN more than 60% as a result of military pay in the reserves– which means we couldn’t ... Read More »

          We Are Trying to Find Help to Consolidate Private Student Loans. – Pam

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          “Dear Steve, We are trying to find help for our son to consolidate his private student loans. He went to an Ohio college/university for 5 years and ran out of money. He cannot go back because he can’t afford to and because he is working more than full time in order to live and pay his loans. The loans are ... Read More »

            I Want to Know More About the Private Student Loan Bankruptcy Act of 2010. – Porter

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            I did not know I had any debt until 4 years ago when I got a call from a creditor. Apparently my parents had put most of my student loans in my name and took out a credit card and racked up $4,000.00. I paid the credit card, but now my Sallie Mae private loan in $32,000. I live very ... Read More »

              How Can I Lower My Student Loan Payments? – Marq

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              I was what people would probably consider a disadvantaged student living close to the poverty income line when I first started college. Financial aid was critical for me to be able to attend college. My real debt started when financial aid officials informed me after the semester had started that I had a large balance in my account that financial ... Read More »

                What Can I Do About My Student Loans? – M

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                My student loan debts were accrued sometime in 1993 when I deferred. I had consolidated all my loans by then. Due to inability to find a job, I defaulted. In or about 2003, I was able to gather some certain about $70,000 which I wanted to use to pay off my debt. I think my student loans were around in ... Read More »

                  I Work as a Correctional Officer With Loads of Student Loan Debt. – Lynn

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                  “Dear Steve, I enrolled in college and the student loan money was easy to get. Now the money is due and we are being crushed by the payments of the student loans. I have close to 70k in student loans and my income is not going to be substantially impacted by my degree. We put our credit cards with a ... Read More »

                    My Social Security Number is Off By One Digit. Do I Still Have to Repay My Student Loan? – Steven

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                    “Dear Steve, I have recently filed for bankruptcy. After the discharge I found out about a student loan that is now in collections. (I assume the collections agency was able to locate me due to the bankruptcy filing.) The problem is that the social security number the collections agency has for me is incorrect (off by one number) which I ... Read More »

                      My Fiance Cosigned for My Private Student Loans. – Tori

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                      “Dear Steve, In 2003, I took out a private student loan with my then-fiance as my cosigner. We broke up in 2004. I graduated in December of 2004. At that point, I had 3 credit cards. I ended up deciding to go back to school and get my Master’s degree less than 6 months later because I couldn’t make loan ... Read More »

                        Congress Holds Hearing on Financial Literacy

                        Gayle Voyles 1

                        The Honorable Dennis McKinney, Treasurer, State of Kansas U.S. House of Representatives Committee on Financial Services Subcommittee on Oversight and Investigations Representative Moore, Chairman August 24, 2010 Testimony by Kansas State Treasurer Dennis McKinney Good morning Chairman. As Kansas State Treasurer, I believe financial literacy is a national priority. As a result, my office provides a variety of financial literacy ... Read More »

                          Can They Take My SSI for My Student Loan? – Janet

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                          “Dear Steve, my husband took out a stunden loan before we were married i get ssi now can they take my ssi? Janet” Dear Janet, Unfortunately if it is a government backed student loan your government benefits can be garnished. See this article for details. Please update me on your progress by posting updates here in the comments section of ... Read More »

                            My Mother-In-Law Lives With Us. Can They Take Her Social Security? – Peggy

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                            “Dear Steve, My mother-in-law lives with us. She collects social security and she does not work. However the money she gets from SS she pays a credit card bill and a student loan (she went back to college at 50). She never has any money for anything else due to paying back her debts. We can’t help her because we ... Read More »

                              I Noticed My Paychecks Were Short. I’ve Been Wage Garnished for a Student Loan. – Becca

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                              “Dear Steve, Recently I noticed my pay checks was short by several hundred dollars each pay period. After talking to payroll I was told and then saw I was being garnished for repayment of a student loan. I have never recieved ANY paperwork either from the DE or my employer. When I have asked my employer for more information they ... Read More »

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