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Student Loans

Will You Pay My Student Loan for Me? – Renee

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“Dear Steve, I went to college and expensive one, and owe Sallie mae close or more than $100,000 in school loan debt. They are not working with me and want me to pay them close to $1,000 a month. That is more than my house note, and we cannot afford. I am scared to go get a job teaching ( ... Read More »

    How Can My Son Get Lower Rates on His Student Loans? – Niki

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    “Dear Steve, My son recently completed a masters program where he incurred $24K in student loans. loan repayment began in July, with a monthly payments of about $400, and an interest rate of 6.8% for 10 years. he has tried to locate a loan with a lower interest rate but has been unsuccessful. Do you have any information or advice ... Read More »

      Graduated with Private Student Loans. Now Married and Pregnant. – Addrienne

      “Dear Damon, I graduated college in 09 with private as well as federal loans. The same month I grduated college I was also married and then shortly after, I found out I was pregnant. I was unable to find a job, and because of that we were unable to pay on my loans. I recently found a job but only ... Read More »

        I’m a Stay At Home Mom With Student Loans. – Chelsea

        “Dear Lewis, I am a stay at home mom, with a student loans. My husband and I share nothing regarding credit. However, I am an autherized users of his credit card. I have 16k dollars worth of student loans I have to pay back, but we are barley making ends meet as it is. Can I file for bankruptcy without ... Read More »

          How Can I Settle My Sallie Mae Student Loan Debt? – Roxanne

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          “Dear Steve, Have consolidated Federal Student Loans in 1999. Was locked in at 7.5% interest rate. One of these loans is a Federal Subsidized and other is Federal Unsubsidized. I have been current on my loans and my balance is over 80,000. I would like to know how I can get them to take a discounted payment in order to ... Read More »

            Oglethorpe University Has Me Deep in Debt. – Brittany

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            “Dear Steve, I am (or rather, was) a college student and Oglethorpe University. The university typically sends you a “Financial Aid Package” in the summer before the semester begins to inform you of how much aid you’ve qualified for and then you sign off on it. In the summer of 2010 I did not receive my package on time, nor ... Read More »

              AES Consolidated Student Loans in Divorce – Lori

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              “Dear Steve, My ex-husband and I consolidated our students loans. My potion: $20,000, his portion, $40,000. We divorced. Our loan was with Educational Direct. Post-divorce, we refinanced(?) our loan and it now lies with American Education Solutions. In the divorce agreement, which we filed through We The People ourselves, we agreed to pay on the loan jointly. My husband hasn’t ... Read More »

                We Need to Eliminate Our Credit Card Debt to Afford College Loans. – Michael

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                “Dear Steve, My wife and I have approximately $56,000 in credit card debt. We have implemented a austerity plan, and am paying that down at the rate of approximately $800 a month. The problem is that in Dec. 2013, we will have to start paying $1600 a month in college loans for our daughters education. In order to afford that, ... Read More »

                  I’m a Victim of Identity Theft and Can’t Pay My Medical School Tuition. – Sarah

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                  “Dear Steve, My family member took out a credit credit in my name (without my knownledge) and I only recently found out when I applied for a private student loan. It is now being handled but all I want to do, and have wanted to do was pursue my career and become a doctor, and now that I have worked ... Read More »

                    Looking for Medical School Student Loans Forgiveness or Help. – Ace

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                    “Dear Steve, Time delay and did not finish Residency until 2006. Another Time delay and did not procure steady work until 2009. Principle Loan Values as Follows- Currently have 12,000 in Treasury Offset from National Student Loan Program Currently have 48,000 past Due from Wells Fargo formerly ACS. Currently have 220,000 in Sallie Mae Loans in Deferment Currently have Perkins ... Read More »

                      Is There a Federal Student Loan Forgiveness Program for Me? – Jennifer

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                      “Dear Steve, Is there a student loan forgiveness program. I have a student loan with Illinois Student Assistance. Its 24,000+. They have been taking out of my check for about 4 or 5 years and taking my tax refunds. The balance is going UP instead of down. Its causing a hardship having to pay that money twice a month. do ... Read More »

                        I Graduated With PSU Student Aid But Struggling to Pay My Student Loans. – Dricka

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                        “Dear Steve, I am currently a graduate school recently I gather information and gave information to a debt collect agency which I was referred to and now their calling me and threaten to garnish my wages. I am in graduate and I called because I found out that my loans from undergrad were no longer in deferment and is in ... Read More »

                          Private Student Loans Disability Discharge – Erica


                          “Dear Steve, I became chronically ill about three years ago and my health declined rapidly. I almost ended up in a coma, and by the time I was finally diagnosed, it was discovered I have a metabolic disease that is progressive, incurable and there is no proven treatment. I have been unable to work for the past 2 1/2 years ... Read More »

                            Consolidate Parent Plus Loans – Carol

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                            “Dear Steve, I have two PLUS loans that I took out for my daughter for her first two years in college. My husband passed away at the end of her first year. I have two other children, who at the time where young enough that I was able to collect Social Security for them. Now that I can not longer ... Read More »

                              How to Settle Student Loan Debt. – Jessica

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                              “Dear Steve, Didn’t learn how to be responsible with my money until it was too late. I was approved and took 19,000 in a student loan which has since defaulted and went into collections. I have previously filed for bankruptcy but this particular loan stayed on. I want to try to settle, but due to the bankrupcty, I cannot get ... Read More »

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