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Rehabilitation

My Federal Student Loan Balance Went Way Up While I Was in Jail

February 10, 2022 by Steve Rhode
Jail

Question: Dear Steve, I was incarcerated for 20 years. During this time, my student loans were declared unrecoverable and were transferred to the IRS as a capital gain. At least that is what they informed me. All but one. for some reason this $2700 loan was not included and has grown to 5700 with 20 … Read more

Categories Income Based Repayment, Rehabilitation Tags jail, prison 2 Comments

Who Can I Talk to About Student Loan Repayment Issues?

October 1, 2021 by Steve Rhode

Question: Dear Steve, I took a federal student loan for grad school in 1975. My Social Security now is garnisheed. Since 1993 loan collection has taken $35,000 from me, and not one cent has been applied to the loan amount only to interest. Is it legal not to put payments on to loan principal? Do … Read more

Categories Rehabilitation, Student Loans Tags IDR, Income Driven Repayment, Rehabilitation 6 Comments
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