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Credit Offers Examined

Wells Fargo Home Rebate Credit Card – Yawn

The card leaves me yawning.

Is the Wells Fargo Home Rebate Credit Card a smart card to use? Despite an initial flurry of rebates, 3% rebate on gas, grocery, and drugstore net purchases for the first 6 months, cardholders will get 1% rebates that will pay down Wells Fargo home mortgage. So let’s do the math here. First off, a perfunctory hooray for rebates. But ... Read More »

    Credit One Bank Platinum Visa Offer Review

    Capital One Offer5

    Thanks to an awesome reader, Almost Debt Free in Seattle, I have received the following credit offer to review as part of my I Buy Junk Mail program. This offer is from Credit One Bank for a Platinum Visa card to build a “solid credit history.” These type of major credit cards that report to the credit bureaus are a ... Read More »

      Military Star Card / Military Star Rewards MasterCard / AAFES Card- What You Need to Know First

      Screen Shot 2012-05-16 at 12.25.38 PM

      The Military Star Card is a credit card that is marketed and promoted to military personnel. In the past it was known as the AAFES card as well. This card is limited to use at military Exchange stores or through the Exchange website. Only people who are active duty military, military retirees, reservists, National Guard personnel, Department of Defense employees ... Read More »

        Mason Easy-Pay Review. What’s the Easy Pay Pitch All About

        Mason Easy Pay

        A catalog is being sent out for Mason Easy Pay. It advertises hats and footwear at easy monthly payment prices. Buy Now, Pay Later the catalog says on the cover. Anytime I see something mailed to the masses with a “Pre-Approved” message of pay later my radar typically goes up. I thought I’d take a closer look at this financing ... Read More »

          Gateway Bank Select Rewards Visa Platinum Mailer Review

          Gateway Bank Select Rewards Visa Platinum Card Mailer

          This credit offer review is about the Gateway Bank Select Rewards Visa Platinum Card offer. As credit card mailers go this one is fairly stark. I’m not even sure why the card offer is from Gateway Bank since the fine print says the credit card is issued by Elan Financial Services as the creditor. That’s very misleading. But even Gateway ... Read More »

            Credit Card Interest Rates by Credit Score, Type of Card and Issuer

            Ready to Collapse

            The most recent statistics on credit cards sorted by interest rates, types of cards, issuer, and credit score. By Type of Card By Issuer By Credit Score Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? Read More »

              American Express Premier Rewards Gold Card Review. Impression – Misleading.


              It’s time to review another credit card offer hitting the malboxes and this time I’m taking a look at the very festive Christmas/Holiday offer from American Express for their Premier Rewards Gold Card. Let’s start with the outside of the envelope. The inducement to open the offer is the card is NEW, you get $500 in gift cards to use ... Read More »

                Credit Card Review – Citi Platinum Select MasterCard Mailing


                Today I’m going to review the Citibank Platinum Select Mailing that is going out. The front of the envelope looks like the image below. Front of Mailer Back of Mailer I have to give Citibank props for doing a good job on making the envelope direct and accurate. Much better than other offers I’ve seen. The claims on the front ... Read More »

                  Review of the Credit Offer “101 Reasons to get a Discover More Card!”

                  Ready to Collapse

                  In my attempt to help point out what to look for in credit offers and marketing material I wanted to review the recent offer from Discover. Sometimes the scans can be hard to read so this time I’m simply retyping the offer sent to millions and will comment about specifics of the message and terms. As usual I found that ... Read More »

                    Bank of America Offers “Clean Sweep” Debt Consolidation Loan Up to $50,000. Let’s Look at The Facts And See Who Is Really Cleaning Up.

                    Bank of America CleanSweep Offer Envelope

                    In this time of great economic worry and stress, Bank of America is sending out an offer they call their Clean Sweep® – Bank of America® Debt Consolidation Plan. I thought it would be beneficial to take a close look at this offer and use it to help educate readers about what to look for and how the marketing message ... Read More »

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