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Budget Stuff

Living Together: A Financial Contract for Unmarried Couples

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A contract is no more than an agreement to do (or not to do) something. It contains promises made by one person in exchange for another’s actions or promises. Marriage is a contractual relationship, even though the “terms” of the contract are rarely stated explicitly, or even known, by the marrying couple. Saying “I do” commits a couple to a ... Read More »

    How to Survive a Job Loss

    Example 1

    If you’ve ever lost a job, you know how devastating it can be. It doesn’t really matter how you lost it — a company reorganization, merger, forced retirement or simply being fired — the results are the same. It probably feels like everything you’ve worked for is gone, including your income. And because losing a job is often unexpected, you’re ... Read More »

      Tips for Eating Cheaply But Well

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      Food can take a big chunk out of your budget, especially if you’re not smart when it comes to planning and purchasing it. This publication will help you make the whole process less stressful — and less expensive! Scenario 1: You walk through the grocery store dazed and confused, grabbing whatever catches your eye. You eventually end up at the ... Read More »

        How to Cut Your Holiday Bills in Half Without Feeling Like Scrooge

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        If you usually find yourself in January and February facing a stack of bills from holiday shopping, resolve that this year you aren’t going to let the spending get out of hand. Decide that your holiday memories are going to be happy ones, not headaches! Following are strategies for spending less while enjoying your holidays a lot more. Credit Strategies ... Read More »

          People That Track Spending on Groceries Actually Overspend By Nearly 20 Percent

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          Almost one in three U.S. households shop on a budget — and one in six can only afford basic necessities. So it’s no wonder that 78 percent of budget shoppers — twice as many as those who shop without a budget (37 percent) — try to track how much their groceries are likely to cost as they roll through the ... Read More »

            DebtGoal is Way Too Expensive to Justify. Walk on By.

            How DebtGoal Works

            A press release about this company DebtGoal crossed my desk today. DebtGoal is actually GoalSpring Financial, Inc. Anyway here is the press release about this service that I think is way too expensive. “SAN FRANCISCO, March 25 /PRNewswire/ — DebtGoal (, the leader in online do-it-yourself debt management, today announced the appointment of two personal finance experts to the company’s ... Read More »

              Do You Think You Are A Failure When You Break Your Budget?

              What Is a Budget, Really?

              I’m always sad when someone says to me that they feel like a failure when they break their budget. Just by it’s very nature, a budget is a self-defeating document that will most likely lead to failure. You see most budgets are not based in truth, they are based in wishes. Here is how I would like to spend my ... Read More »

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