Six years ago, Taylor Whetstone, a 32-year-old nurse practitioner from Columbus, Ohio, started using a credit card to pay for gas because her employer would reimburse her for work-related driving. While the free gas was a nice work benefit, Whetstone was more excited by another unexpected perk – the travel rewards points she was racking … Read more
As you pay for that new shirt or pair of jeans, the cashier offers you an instant discount – if you sign up for a store credit card. Instant discount – what’s not to like? The card will also probably give you e-mailed coupon codes and invites to members-only sales. You could also rack up … Read more
Typing your credit card number when making an online purchase can be a nerve-wracking experience. What if a hacker is “watching” and is able to obtain your personal financial information? Luckily, a product called a “virtual credit card” has been developed to help out in these situations. Here’s how a virtual credit card can help protect … Read more
Paying for summer fun using a rewards credit card can help pave the way for a fantastic future trip this fall or winter. The card rewards you rack up now can help you fund a glorious winter escape — whether it’s to hit the slopes or warm up on a white sand beach. It’s all … Read more
Is there anything more satisfying than paying off a credit card? With double-digit interest rates that can send even the smallest of balances soaring, the effort to pay it off can be arduous. When you finally manage to do it, though, you may be tempted to close the card forever. Here are some things to … Read more
The folks over at Clever put out a credit card debt report which is being reported by others in different ways. Honestly, the results leave me perplexed. While 70% of people say they will not pay off their credit card debt within a year. You also have 62% younger than 35 and 35+ has 48% … Read more
Is this really a good thing for consumers? TransUnion thanks so. Press Release Consumers seeking even more convenient and relevant credit offers will benefit from TransUnion’s latest enhancements to its Mobile Offers NowSM solution. The solution removes barriers and friction by helping consumers secure instant access to prequalified credit offers through a completely SMS-enabled mobile … Read more
Ever since my first day helping people with debt problems it seems there has always been a Sterling Jewelry account involved. The Consumer Financial Protection Bureau (CFPB) has taken action against Sterling Jewelry for credit issues. “The Bureau’s and the State’s parallel investigations found that Sterling violated the Consumer Financial Protection Act of 2010 by … Read more
I’m always surprised by the number of people who say they are afraid to use their credit card for online purchases. It’s simply misdirected fear. You are at a greater risk of a waiter scamming your credit card information that having it stolen online. I always like to ask people who are afraid of shopping … Read more
The average indebted American household owes over $15,000 which means if you’re one of the few who is not saddled with a mortgage, student loans, or credit card debt, consider yourself lucky. For those of you who are in debt, you’ve got your work cut out for you. There are a ton of cost-cutting measures … Read more