FTC Shuts Down Credit Repair Using Tradelines, Piggybacking, and Identity Theft Reports

Company Illegally Charged Consumers for Credit Advice, Filed False ID Theft Reports and Pitched Them on Fake Business Opportunity At the request of the Federal Trade Commission, a federal court has temporarily halted a bogus credit repair scheme known as The Credit Game for promoting a series of lies and deceptions. The FTC alleged the …

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Deceptive Credit Repair Operation that Filed Fake Identity Theft Complaints is Stopped

Facing Foreclosure? Be Stupid and Burn The House Down Instead.

The Federal Trade Commission obtained an order halting a credit repair scheme that allegedly bilked consumers out of millions of dollars by falsely claiming they will remove negative information from credit reports, while also filing fake identity theft reports to explain negative items on customers’ credit reports. At the request of the FTC and the …

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Credit Repair Cloud and Daniel Rosen Sued by CFPB

The Consumer Financial Protection Bureau (CFPB) today filed a lawsuit in federal district court accusing a California-based software company and its owner of providing assistance to illegal credit-repair businesses. The CFPB alleges that Credit Repair Cloud and CEO Daniel Rosen have violated the Telemarketing Sales Rule (TSR) and the Consumer Financial Protection Act of 2010 …

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How Do I Go After Lexington Law for What They Did?


Question: Dear Steve, My financial standing was destroyed by Lexington Law Firm beginning in August of 2017. They were to repair my credit history by dealing with some student loans and Bill Me Later(Pay Pal Credit). I approved the trial price of $14.99 using my debit card and personal account with US BANK. I also …

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FTC Sends Refunds to Victims of Credit Repair Scam

The Federal Trade Commission is sending refunds totaling nearly $150,000 to individuals who lost money to a company called Grand Teton Professionals, which operated a bogus credit-repair scheme. According to the FTC, Grand Teton Professionals targeted consumers with false promises of substantially improving their credit scores by claiming to remove all negative items and “hard” …

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Prestige Business Financial Services Claims They Can Boost My Credit

A great reader told me about a company named Prestige Business Financial Services that was promising tradelines to boost credit score and lend up to $400,000 in business funding. What caught my attention was that the services Prestige Business Financial Services promotes seem to all be on separate domain names, and the sales representative uses …

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Credit Repair Lawyers of America Files an Interesting Lawsuit Against Navient

man sitting steps

I’m not sure why the following lawsuit popped up on my radar this morning. Still, it’s a good example of a consumer running into a credit reporting roadblock, trying to resolve it, but having to turn to the courts to attempt a fix. According to the complaint, the consumer, Diaz, has been struggling with Equifax …

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Lexington Law Still Being Sued by the CFPB

Female Coffee

In 2019 the Consumer Finacial Protection Bureau (CFPB) sued the popular credit repair company, Lexington Law. I don’t want to rehash the complaint again but you can read all the details on the original complaint filed by the CFPB, here. Let’s see if I can summarize it in the fewest number of words: CFPB claims …

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