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Debt Settlement Related

Lloyd Ward Accused of of Gross Legal Malpractice by The Debt Answer and ABC Debt Relief: Update to Most Bizarre Debt Relief Suit of the Year

Not that long ago I published a story about the most bizarre debt relief lawsuit of the year where Lloyd Regner and The Debt Answer, among others, were suing his ex-partner Kevin Devoto and Dallas attorney Lloyd Ward. A tipster (send in your tips here) sent in a copy of a newly filed amended complaint in the matter. Much of ... Read More »

    World Law Debt Allegedly Sends Mailer That Leads to This Horrible Sales Call and Apple Law Group. Listen.


    A reader received the following mailer and was concerned about the promises made. You know, at some point, after years of covering these things it feels like it will never end. It’s just one deceptive and misleading mailer sent after another. I begrudgingly picked up the phone and called the number on the “Resolution Pending” mailer and it was answered ... Read More »

      Reader Sends in Deceptive Debt Relief Official Looking Mailer That Leads to World Law Group


      Apparently the use of deceptive marketing mailers is still ongoing. A reader just sent in a copy of a mailer they received recently that appears to be an official government looking document promising some sort of official government debt relief. The reader also said, the mailer does not identify the company. Notice it has a government seal in the upper ... Read More »

        Alleged Former Employee Speaks Out About Rescue One Financial Loan Offers

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        A reader sent me a letter. Yes, one of those things that is printed on paper. In this letter the reader says they worked for Rescue One Financial and wanted to share information. The allegations made by the reader are disturbing. And if true, in my opinion, would paint a picture of premeditated deception on part of the debt relief ... Read More »

          Reader Contributes Post About August Belmont & Company, The Paul A. Herman Law Firm & Defense Lawyers

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          I received the following post from a reader. The reader said, “Attached, please find a long detailed letter I researched & wrote, which I hope you and your readers will find helpful regarding two companies, August Belmont Company / The Paul A. Herman Law Firm & Defense Lawyers, P.A. (both in Boca Raton, FL) in the “debt settlement” industry.” Get ... Read More »

            AFCC Member 1st Financial Center Allegedly Sends Out Deceptive Advertisement. Consumer Calls AFCC Mailer Misleading.

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            A reader just sent me a tip about a mailer they just received. The reader said, “Just wanted to forward you the attached mailing I received from American Fair Credit Council that I found to be appallingly misleading.” The message really caught my eye. For those of us familiar with the American Fair Credit Counsel (AFCC) we recognize it as ... Read More »

              Listen as Tough as Nails Consumer Dishes It Out to Legal Helpers Debt Resolution Supervisor

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              A reader and tipster (send in your tips here) sent me in a number of recorded calls with LHDR and information of her attempt to hunt down the Irvine office. She said: “I have reported LHDR to BBB and attorney general in California, Colorado and Illinois. I happened to be visiting in California – so I attempted to find these ... Read More »

                Lloyd Ward & Associates and Meracord Hit With RICO Class Action Suit Apparently Open to All Clients

                Yesterday the law firm of Hagens Berman filed a class action suit (3:12-cv-05657) in the State of Washington against Meracord (Formerly NoteWorld), Linda Remsberg personally, Lloyd E. Ward, Lloyd Ward PC, Lloyd Ward & Associates, The Lloyd Ward Group, Lloyd Ward Group II, Ward Holdings Inc, and Settlement Compliance Commission. This marks the second active class action suit against Lloyd ... Read More »

                  Debt Settlement Myth #6: It’s Safe To Take 36-48 Months To Settle My Debts

                  Ready to Collapse

                  This is the sixth in a series of posts discussing the most common myths about do-it-yourself debt settlement. Most traditional debt settlement firms are still quoting program durations of 36-48 months, sometimes longer, and clients are led to believe that it’s safe to take that long. By “safe,” I mean a low risk of lawsuit activity. After all, multiple lawsuits ... Read More »

                    Illinois Calls Legal Helpers Debt Resolution a Scam, Yet Again. This Time Announcing Settlement.

                    Well I supposed you have to give props to Legal Helpers Debt Resolution for settling their conflict with the State of Illinois and the Illinois Department of Financial and Professional Regulation. The State was direct in their continued criticism of the Legal Helpers Debt Resolution legal model for debt settlement. “This company was fronting as a law firm claiming to ... Read More »

                      The Debt Answer Clients Now Being Serviced by The Lloyd Ward Law Firm? What Does That Mean?

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                      A commenter stated, “if you go to and call 866 446 0969 the message says the debt answer is now part of lloyd ward.” There has been much confusion lately who actually owns the clients from the debt settlement company The Debt Answer or attorney Lloyd Ward. The public fighting back and forth has reached ridiculous proportions, leaving consumer ... Read More »

                        More Emails Sent in Lloyd Ward v. The Debt Answer Debacle. Tipster Speaks Out.

                        Thanks to some totally awesome readers I now have copies of some additional emails that are being sent from Lloyd Ward & Associates and The Debt Answer to pick which company might have the rightful owner of the debt settlement clients in limbo. You can read more about this mess, here. As I said in this previous post, until some ... Read More »

                          Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 3 – Families and Couples

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                          Debt Relief Considerations If you have a spouse or a partner, it is very important to review each of your situations separately, to ensure that you both require the proposed solution. This is true for any debt relief related situation. Meaning debt settlement, credit counseling, bankruptcy, whatever. At Debt Relief A La Carte, I see this all too often. When ... Read More »

                            The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, Bankruptcy, and Debt Consolidation Loans

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                            This is a story that I’ve been working on for a few weeks. I’ve been asking people and groups for feedback and information to write this but what I’ve run into, is a wall. I have received some feedback from groups and people that don’t wish to be publicly identified to protect themselves but what I have learned has been ... Read More »

                              AVOID – Notice of Resolution Benefits Mailer

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                              A wonderful reader sent in a copy of a mailer they recently received that is labeled as a NOTICE OF RESOLUTION BENEFITS. The reader says when they called the number on the mailer, 866-417-0597, the company that answered identified themselves as J & D Associates. Our dear reader was perplexed why they got this mailer to begin with since their ... Read More »

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