Unbelievable Back To School Money Saving Tips

As most of us all know, our wallets have been tested the past few years to see just how far we can squeeze them. Some of you most likely trying for a completely 360 degree twist. Many of you are probably sweating in your sleep thinking about the money spent or money you need to … Read more

Students Fight Back Against For-Profit Colleges: Westwood College Sued For Fraud

We’ve covered this topic time and time again (see Know Your For-Profit College ABC’s: Assertive, Bold and Cheeky. How I Almost Became a For-Profit College Statistic and Government Finds Fraud and Deception in Marketing for For-Profit Colleges); for-profit colleges and their deceptive practices to get students to enroll and take out loans they cannot afford. … Read more

Off to College: How to Use Credit Cards and Not Get in Over Your Head

Let’s face it: when it comes to getting credit, most students have it easy these days. Most college students do get credit cards — and plenty of them if they want. According to a recent study for the Education Resources Institute and the Institute for Higher Education Policy, many college students have credit cards and … Read more

Know Your For-Profit College ABC’s : Assertive, Bold and Cheeky. How I Almost Became a For-Profit College Statistic

In one of Steve Rhode’s latest articles he reveals the recent report from the United States Government Accountability Office’s (GOA), “Undercover Testing Finds Colleges Encouraged Fraud and Engaged in Deceptive and Questionable Marketing Practices”. Because of the billions of dollars in federal grants and loans utilized by students attending for-profit colleges, you asked us to … Read more

How to Be Financially Successful When You Graduate

Congratulations! You’ve made it through the starving student years and now you’re ready to start a job and earn some real money. You’re probably thinking about all the things you’ll be able to buy, places you’ll go and things you’ll be able to do when those paychecks start rolling in. Not so fast. If you’re … Read more

How Can We Pay Off Our Debt and Put Kids Through College and Save for Retirement? – Bill

“Dear Steve, I have just turned 50 and my wife will be 49 in two months. We currently have roughly $177,000 in unsecured debt, mortgage for $183.000 on our home, a Home Equity Line of Credit for $50,000 and a loan of $64,000 against some acreage. We also have two car payments that total $575 … Read more

Website Offers Helpful Advice for Those Looking for Student Loan Forgiveness

The IBR Info site at www.ibrinfo.org appears to be a good source of information on income based repayment options and student loan forgiveness programs. For those working in public service jobs, the site give you information that can help you to eliminate your student loan debts based on your job.

An Interesting Way to Cut the Cost of a College Degree

Just when I thought that a four year degree was a standard set in stone, apparently it is not. Recent talk about rolling out three year degree programs might be a good way to cut the cost of college by 25%, as long as tuition does not keep rising. Anyway, here is the story that … Read more

Jake Wants His Transcript But He Defaulted On His Student Loan Debt

“Dear Steve, I currently owe $30,000 directly to a university as a collection with 6% interest. They will not release my transcripts from my one year of study at the university until I have paid the amount in full. I am making the minimum payment every month, but my income is roughly $12-13 an hour … Read more

Graduate From College With Good Grades And Get A New House

An inovative new program from Paul Quinn College in Dallas, Texas significantly rewards students that graduate within five years, with a grade point average of 3.0 or higher, secure employment in the Dallas metropolitan area, maintain a good credit history and donate 400 hours of volunteer time to the community. University president Michael Sorrell is … Read more