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Gift Cards

Preventing the Holiday Department Store Credit Scam

Ready to Collapse

Before the holidays are over, many consumers will charge an extra $600, $800, even $1,000 to their credit cards. Most shoppers don’t plan for this—it just happens. Department stores tempt them with offers of retail store credit cards, two-for-ones, and big discounts … But by the time January rolls around, they have giant credit-card-debt hangovers that leave them wondering how ... Read More »

    New Rules for Gift Cards – 2010

    Target Gift Card

    The Federal Reserve has published new rules for gift cards that go into effect for gift cards sold after August 21, 2010. Covered by the New Rules Store gift cards, which can be used only at a particular store or group of stores, such as a book store or clothing retailer. Gift cards with a MasterCard, Visa, American Express, or ... Read More »

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