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Garnishment of Poor Seniors by Federal Agencies- a Shameful Practice

By Eric Olsen, Executive Director, attorney, HELPS Nonprofit Law Firm In 1996 a federal law was passed governing the collection of debts owed to federal agencies. It is called the “Debt Collection Improvement Act of 1996.” This law authorized a 15% garnishment of social security for various debts owed to federal agencies. Each agency is …

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CFPB or BCFP. Who Are They Today And Where Did Consumers Go?

The Acting Director of the CFPB, Mick Mulvaney (Bio coming soon), has indicated he wants the entity name changed to Bureau of Consumer Financial Protection. Recently I received a press release from the organization that still identifies itself as the Consumer Financial Protection Bureau and the press release is from the Bureau of Consumer Financial …

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Department of Education Civil Rights Office Pick – Concerns Raised

by Annie Waldman ProPublica, April 14, 2017, 11:17 a.m. The new acting head of the U.S. Department of Education’s Office for Civil Rights once complained that she experienced discrimination because she is white. As an undergraduate studying calculus at Stanford University in the mid-1990s, Candice Jackson “gravitated” toward a section of the class that provided …

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You Are Cordially Invited To The FTC’s Road Ahead Roundtable

Today, the Federal Trade Commission will host the third in a series of roundtables around the country to gather information on consumers’ experiences in the leasing of motor vehicles at dealerships. The roundtable also will address what has been learned about auto sales, financing and leasing at all of the roundtables; what consumer and business …

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FTC Gives APEC Cross-Border Privacy Rules Thumbs Up For Consumer Information Protection

Yesterday, President Obama and representatives from other Asia-Pacific Economic Cooperation (APEC) economies met to discuss consumer cross-border data privacy protection at a meeting in Honolulu, Hawaii. The meeting focused on the APEC Cross-Border Privacy Rules, a new initiative to harmonize safe data sharing across country borders and enhance the protection of consumer data that moves …

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Is Bank Of America Taking Advantage Of The Unemployed With Debit Card Fees?

The state of South Carolina and Bank of America have teamed up together to administer unemployment benefits to South Carolina residents. Unemployment benefits used to come in the form of a check but are now being issued in the form of a Bank of America prepaid debit card. Bank of America claims that it’s good …

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New Mark Guimond Book Out. Billion Dollar Chump Change.

For those of you that may know Mark Guimond, the guy from the old AADMO days, you’d know he’s one person that knows his way around Washington. Guimond has just released a new book titled “Billion Dollar Chump Change” in an effort to easily identify budget cuts that could be made for common-sense fiscal reductions …

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FTC Asks To Restrict Pay-For-Delay Deals To Lower Consumers’ Health Care Costs

The Federal Trade Commission (FTC) has released a report of data pertaining to the 2011 fiscal year which showed that pharmaceutical companies continued an anticompetitive trend of paying potential generic rivals to delay the introduction of low-cost prescription drug alternatives for American consumers. If you’re like me, generic pharmaceutical drugs save my life, not only …

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