Credit Acceptance’s $694 Million Settlement: What Borrowers Actually Need to Know (September 2026)
Credit Acceptance agreed to pay $694 million after 40 states alleged predatory auto lending. Here’s exactly how you’ll know if you’re covered.
Lawsuits
PHH Mortgage Misled Homeowners About Default Notices — Here’s If You Have a Claim
PHH Mortgage’s misleading default notices left homeowners confused at the worst moment. $1.5M settlement — are you eligible?
13 State AGs Sue OneMain Financial for Secretly Packing Loans With $826 in Junk Fees
A bipartisan coalition of 13 state attorneys general filed suit against OneMain Financial on March 16, 2026, accusing the subprime lender of hiding add-on products — credit insurance, roadside assistance memberships — in loan documents at an average cost of $826 per borrower. The lawsuit follows a 2023 CFPB consent order for nearly identical conduct.
FTC Warns 97 Auto Dealers: Advertised Car Prices Must Include All Fees
The Federal Trade Commission has warned 97 auto dealership groups that advertised car prices must include all mandatory fees — no surprise add-ons at signing. Here’s what the FTC found and how to protect yourself when buying a car.
State Farm Bank Repossession Settlement: How to Claim Your Share of $110 Million
State Farm Bank, Afni Inc., and affiliated companies have agreed to a $110 million class action settlement over alleged defective repossession notices. Eligible borrowers may automatically receive cash payments, debt write-offs, and negative credit entry deletions.
American Credit Acceptance Review: Is It Legit?
Quick Answer: American Credit Acceptance appears to be a legitimate lender, but this lawsuit alleges their repo agents illegally “stole” a vehicle by breaching the peace during repossession. The case demonstrates that while lenders have legal rights to repossess vehicles, they must follow proper procedures and consumers should consult attorneys if creditors overstep legal boundaries.Below …
Baltimore Court Fraud Complaints: What Records Show
Quick Answer: Court records show Baltimore’s Circuit Court has been a primary venue for securing fraudulent “fake consent orders” that illegally restrict online speech, with attorneys filing motions to vacate these orders while advocacy groups submit amicus briefs urging additional preventive measures. The fraudulent proceedings follow similar patterns to cases in federal courts across multiple …
FTC DeVry Lawsuit: Is It Legit or a Scam?
Quick Answer: The FTC lawsuit against DeVry Education Group filed on January 27, 2016 is legitimate federal legal action. The Federal Trade Commission accused DeVry University of misleading students about job placement rates and income potential through deceptive advertising practices.Copy of Federal Trade Commission lawsuit filed against DeVry Education Group, DeVry University, and Devry/New York …
Howard Law vs Morgan Drexen: When It Helps
Quick Answer: Howard Law sent a cease and desist letter through another law firm regarding articles about Morgan Drexen, prompting the author to temporarily remove the content for legal review. The author remains unclear about what specific facts Howard Law disputes and notes the firm declined to directly communicate or clarify alleged errors.Today I received …
Being Sued for a Federal Student Loan? Don’t Panic. Read This!
Quick Answer: When sued for defaulted federal student loans, borrowers shouldn’t panic because most cases are winnable when properly contested. Research of 2,104 federal suits shows 73% of defendants lost only because they didn’t respond, resulting in automatic default judgments against them. A friend asked me recently what really happens to people who are being …
