ACA Health Insurance Premiums Jump 18-20% in 2026

Quick Answer: ACA marketplace premiums are increasing 18-20% in 2026—the largest jump since 2018. The main drivers are rising healthcare costs and expensive GLP-1 drugs like Ozempic. If enhanced subsidies expire on December 31, 2025, the 92% of enrollees receiving assistance could see their out-of-pocket costs rise by 75% or more. If you’re already stretched …

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Medical Debt Rule: When It Helps and When It Hurts

Quick Answer: The CFPB’s new rule helps medical debt collectors by potentially invalidating state laws that protected consumers from medical debt appearing on credit reports. Over a dozen states had enacted such protections, but the CFPB now claims federal law preempts these state-level consumer safeguards.Why the move by the Consumer Financial Protection Bureau (CFPB) may …

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