Simplee – Helping to Manage Your Health Insurance

My husband and I are pretty healthy and our doctor visits had been limited to yearly check-ups and an out of the blue visit when a cold wasn’t going away. This year has been a bit different for us in terms of using our health insurance. Besides getting my check-up I also had to go … Read more

Small Medical Debts Screw Up Credit Score and Damage Credit Report

The Wall Street Journal is reporting a story about how small unknown medical debts can lead to big problems and a lot of expenses for especially those trying to get a mortgage or refinance. Otherwise well-qualified borrowers with good loan-to-value ratios and steady employment are increasingly finding it difficult to refinance because of medical billing … Read more

Packing On The Pounds, Is Your Debt To Blame?

I started this article with the intention of comparing debt to food. Terms that myself and others would find much more appealing than fiscal comparisons. I started with one notion: money is boring. Unless you’re spending it of course. I laid down the ground rules and compared the amount of money we budget to the … Read more

FTC Cracks Down on Bogus Medical Discount Plans.

Operators charged with scamming people who did not have health insurance – the uninsured, the unemployed, and the uninsurable – have been targeted by a federal-state coalition of law enforcement agencies for fraudulently marketing “medical discount plans” as health insurance. The Federal Trade Commission and law enforcers in 24 states have filed a total of … Read more

A Great Resource to Find Affordable Health Insurance Information

The government has just launched HealthCare.gov and it is a great site about the affordable options for health insurance in America. Here is how the site describes itself. Welcome to www.HealthCare.gov, a website we designed to help you, your family, your business, your parents and grandparents, and your neighbors and friends get the information you … Read more

Fear of Debt Keeps Cancer Survivors From Getting Medical Care

A published work “Forgoing Medical Care Because of Cost” examines the issues facing cancer survivors in being able to afford continued access to medical care. The study found Cancer treatment may result in financial hardship, and an inability to afford medical copayments, prescription medications, and medical services perceived as nonessential (eg, dental and mental healthcare). … Read more

Respecting Your Wishes if You Become Ill or Incapacitated: A Guide for Gay and Lesbian Couples

All gays and lesbians, whether coupled or not, should consider what will happen if they become seriously ill or suffer a medical emergency. Ask yourself several questions. Who do you want to have authority to act for you if you are incapacitated and cannot make your own health care decisions? Who do you want to … Read more

Financial Concerns for People With Long-Term Illnesses

A diagnosis of any major disease will change your life. You may spend much of your time thinking about life and death and your own mortality. You might be trying to hold onto a job, if your health will allow it. You may be wondering who to tell — and who to turn to for … Read more

Coping With Medical Bills

With medical bills skyrocketing, many people feel they simply can’t afford to be sick. But illness and accidents happen anyway, leaving many families financially unhealthy or even bankrupt. While there is no single, simple solution to the high cost of medical care, this brochure is designed to offer suggestions on coping with large medical bills. … Read more

Financial Concerns for People With AIDS/HIV

A diagnosis of HIV or AIDS will change your life. You may spend much of your time thinking about life and death and your own mortality. You might be trying to hold onto a job, if your health will allow it. You may be wondering who to tell — and who to turn to for … Read more

Coping Financially With a Short-Term Disability

George is a truck driver. He experienced a seizure and went to see his doctor. Although the doctor said he is all right, state law prohibits him from driving for six months. Susan expected to go back to work six weeks after the birth of her baby, but she experienced severe depression and was unable … Read more

Money Problems Lead to Poor Sleep

The National Sleep Foundation conducted a survey recently among different ethnic groups to study a number of sleep related issues. Of particular interest to me were the survey results about money troubles and sleep problems. I remember from my debt problem days how I never could seem to sleep well. I was always worrying about … Read more

As Medical Costs Rise, More People to Charge Medical Care

When doctors first began accepting credit cards for payment years ago, patients were shocked. The impression was that the doctor was just in it for the money. Then a few years latter some medical offices began to offer credit company backed financing for larger medical procedures, again patients were shocked. This trend was lead by … Read more

I’m in Debt Because of Too Much Fish. – Michael

Michael “Dear Steve, I’ve had a hellish trip through misery and desperation the past few years. In 2006, I experienced a health condition and illness from heavy metals and mercury through extreme consumption of fish and seafood since beginning to eat them more frequently in 1997. In Jan 2007, I had to leave my established … Read more