If you’ve ever been to college, you know how tough it can be to make ends meet. Need a nice shirt for a dinner with your advisor? Better shell out the $40.00 and resort to eating ramen noodles until you get paid or can ask your parents for some cash. And as a “regular” student, you might’ve harbored just a ... Read More »

I spend almost all of my time focused on helping people to get out of debt. But today I wanted to take a moment and focus on what to do once that crisis has passed and I’ve added a new section about life after debt to my free guides on dealing with debt. Let’s talk about the power and necessity ... Read More »

Attorney General Mike DeWine filed suit this week against Layaway Express and 123 Layaway for failing to deliver products consumers purchased on layaway and for failing to provide refunds to consumers. “Consumers have to be able to trust that they will get a product when they pay for something with their hard-earned money,” said Attorney General DeWine. “When companies or ... Read More »

An article about the new feature of Realy Rides really intrigued me. Starting soon owners of GM vehicles with Onstar will be able to remotely rent out their cars by the hour using a smartphone app. Rely Rides launched in 2010 but has been spreading it’s wings across the country. And now that the investment division of General Motors has ... Read More »

by Chantal King How to set and keep monetary goals “Stay committed to your decisions, but stay flexible in your approach.” ~ Tony Robbins I want you to make a list of your dreams. What do you really want? You might think this is pointless, yet it is an important step in getting your finances in order. Until you know ... Read More »

New is always nice, but gently used furniture, clothing, and baby gear can really ease the strain on your pocketbook when you are expecting. With my first baby, everything had to be new, and perfect. Yes, I was that first time mom! If it was made for newborns, I absolutely had to have it! I spent way more than I ... Read More »

For those of you that may know Mark Guimond, the guy from the old AADMO days, you’d know he’s one person that knows his way around Washington. Guimond has just released a new book titled “Billion Dollar Chump Change” in an effort to easily identify budget cuts that could be made for common-sense fiscal reductions that can save up to ... Read More »

Most women and even some men love to shop and love clothes. Women especially love their shoes, handbags, jewelry and other accessories. Given today’s economy you may have cut back your budget when it comes to shopping for clothing and accessories. Even with a smaller budget you can still find great finds at thrift stores and consignment stores and may ... Read More »

An emergency fund is crucial because it is an account that will prevent you from going into debt in the future again. Without an emergency fund you’ll turn to credit to pay your unexpected expenses, rather than using your bank account. Building your emergency fund is not easy and it can be harder sometimes to keep it and rebuild it. ... Read More »

by Braden Goyette, ProPublica The nonpartisan Congressional Budget Office recently released a much-discussed study showing that over the past three decades the income of the highest-paid Americans has soared while the income of others has grown much more modestly. Here’s a rundown of some statistics illustrating the growing income gap. But first, some context. These numbers reflect income, not wealth. ... Read More »

Today I am going to be talking about delegation and how to delegate for success. When I first joined the National Guard, through Basic Training and through all my National Guard career, I was always delegated to, meaning that I was the private who was tasked with cleaning the latrines, otherwise known as the bathrooms, or having to do all ... Read More »

It’s not that you don’t care about your finances…it’s just that you can’t seem to get really get them reigned in, right? You start out with good intentions- †to start a budget, to start saving more, to stop the impulse shopping…but every month something seems to happen and your righteous path to financial freedom and independence is once again derailed.So, ... Read More »

When I was 8 years old my dad took me into Citibank to open my very first savings account. He said it would teach me the value of a dollar and the importance of saving. I don’t remember how much I started my account with and if I deposited on a regular basis but I do remember being the talk ... Read More »

The following guest post was contributed by Kylie Ofiu. If you would like to contribute a guest post, click here. We all have things laying around our house we could sell or want to get rid of. Often the thought of trying to sell it is a bit much and it’s hard to know where to start. There are quite ... Read More »

The following is a guest post from The Penny Hoarder. If you would like to contribute a guest post, click here. Finally I’ll have an excuse for lying in bed all day and watching “Law & Order” marathons! The folks over at NASA are paying $5,000 per month to participants of their bed rest study. The study lasts for 87 ... Read More »