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5 Tips for Saving for a Baby

New babies bring so much to life—unconditional love, the joys of parenthood, snuggles, and a lifetime of new memories. But they also bring an entirely new set of responsibilities, lifestyle adjustments for their parents, and a swift and immediate knowledge on new topics like diapers (and their contents). And it’s true that every new parent’s …

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9 Ways to Improve Your Financial Life

Like any goal, making it in life financially is a matter of developing good everyday habits. That doesn’t mean you need to overall your entire lifestyle and start sticking to a draconian budget starting tomorrow. Small, incremental changes in the way you manage your money—such as trimming back some of your recurring bills and putting …

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How to Afford to Go Back to School as an Adult

Adults are going back to school for lots of different reasons these days, including career changes, keeping up with developments in their field, learning new skills, and personal enrichment. At many colleges, students may be senior executives, retirees, or working moms. Going back to school when you’re older, whether it’s to get an advanced degree, …

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How Long is a Check Good For?

Despite a steady decline of check usage among Americans, there are still 14.5 billion check payments made in the U.S. each year. There are many instances in which you might need to cash a check, such as receiving a tax refund. But before you stick that piece of paper in a drawer to deal with …

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Automated Clearing House: What is an ACH Payment?

The term “Automated Clearing House” might sound like it needs an explanation from a financial guru. But most people are already using ACH payments regularly, although they may not be using that term to describe what’s happening. Simply stated, with an ACH transfer, funds are electronically moved from one bank account to another through the …

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How Many College Students Are in Debt?

American students and their parents continue to take out student loans to pay for their undergraduate and graduate degrees. People who are attending college are paying for tuition, room and board, books, and other necessities by taking out student loans or using credit cards. The Federal Reserve said in a report that over half of …

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Money Management for College Students

Parents expect that their children will head off to college with concerns about fitting in, finding friends, and not failing classes. What they may not think about, is the stress students may have from worrying about their own finances, probably for the first time. Many studies show that money is top of mind for most …

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