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Circuit City May Be Dead, But Not The Circuit City Credit Card. It’s Alive.

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This news about Best Buy and Circuit City was recently reported. Best Buy Co. Inc. is making a move to woo people who had credit cards through its now-defunct competitor — Circuit City, according to media reports. Best Buy spokeswoman Sue Busch told Bloomberg News that Chase Bank USA will automatically issue Best Buy cards to existing Circuit City credit-card ... Read More »

    Save Money Shopping. Don’t Touch Stuff.

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    Really smart brilliant people design retail chain stores knowing the hidden tricks that will lead you to spend money when you don’t want to. For some people it is the subtle chocolate chip cookie smell pumped into women dressing rooms that spokes sales or just laying out merchandise so you can easily touch it. Here is story all about the ... Read More »

      Debt Collectors Agree to Not Chase Debtors for 30 Days

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      Collections agencies in the UK have agreed not to chase debts for 30 days when debtors seek advice from accredited debt management companies. The 30 day breathing space, agreed between the Department of Business, Enterprise and Regulatory Reform (BERR) and the Credit Services Association (CSA), will start once an accredited debt management company has been appointed to help a debtor. ... Read More »

        Sensible Christian Advice Video to Get Out of Debt

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        I’ve written in the past about my issues with those outfits that promote themselves as Christian credit counselors. Read “Is Most Christian Debt Advice Bogus? Here’s What Jesus Would Really Do.” But for those that are interested in a good perspective on sensible debt advice based on the bible and scripture, I suggest that you watch the video below from ... Read More »

          Watt Did You Say? Going Green and Gaining Green.

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          In what has become almost an obsession with me I’ve been running around changing all the light bulbs in my house to reduce the electric bill. Currently we use 2800 kilowatt hours (kWh) of electricity each month and I really want to get that number down to save cost, but also because I’ve been glued to the television show “Living ... Read More »

            Chapter 11 Bankruptcy Irony – TVI Corp

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            In what struck me as a moment of irony, I read this morning about TVI Corporation, a Maryland based manufacturer of disaster shelters and other protective equipment, that has filed for Chapter 11 bankruptcy protection. It seems that while they manufacturer many types of disaster shelters, they didn’t have one to protect them from financial disaster. In an effort to ... Read More »

              Canadian Bankers Whining About Credit Card Interest Rates. They Must Think Canadians Are Idiots.

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              According to UPI, the Canadian Bankers Association defended credit card fees to a senate committee in Ottawa, saying consumers have a choice of 68 low-rate cards. I guess that’s like saying that Canadian consumer that don’t chose one of those 68 low rate cards are idiots. The senate’s Standing Committee on Banking, Trade and Commerce is having hearings on fees ... Read More »

                Video of Debt Collectors That Pose as Police to Scare People to Pay or They Go Directly to Jail

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                There are plenty of respectable and good debt collectors that run their business in compliance with local and federal laws. And then there are the collection companies that engage in abusive practices and behavior. For those of us that regularly work with people in debt it is hard to not become distrustful or develop a strong dislike for debt collectors ... Read More »

                  Debit Cards Less Safe Than Credit Cards & Please Use Your Credit Card Online

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                  Over the years I have been droning on and on about the differences between a debit card and a credit card regarding safety and why people need to be more afraid of using their card in a restaurant than online. Where does the waiter go with your card when you hand it to them? Debit cards and credit cards are ... Read More »

                    100% Credit Card Interest Rates Charged in Mexico

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                    Just when you thought the banks in the United States were really sticking it to consumers, least we forget what is happening in Mexico. I previously wrote about Wal-Mart de Mexico Plans 100,000 Credit Cards by Year-End — With Interest Rates of 59% to 75% Well apparently Mexico is now starting to draw some lines about the amount of interest ... Read More »

                      Credit Card Review – Citi Platinum Select MasterCard Mailing

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                      Today I’m going to review the Citibank Platinum Select Mailing that is going out. The front of the envelope looks like the image below. Front of Mailer Back of Mailer I have to give Citibank props for doing a good job on making the envelope direct and accurate. Much better than other offers I’ve seen. The claims on the front ... Read More »

                        I Want You to Meet Who You Helped Today – Meyhi El Dien

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                        It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the site so we can help more people. ... Read More »

                          I’ve Said It For Years, a Debit Card is Not as Safe to Use as a Credit Card

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                          The Consumerist site had a great story titled “Why Do Lenders Want You To Use Your Debit Card Like A Credit Card?” in which they brought up the issue again about the differences between a credit card and a debit card. Debit cards have invaded our lives and they are pushed like crack by our banks. The information the banks ... Read More »

                            Collection Agent Trying Not to Use Violence

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                            A recent article in the Christian Science Monitor just exemplifies how different consumer debt rules are around the world. In some areas debt collectors can intimidate you and in other parts of the world they can come to your home and office and shame you, grab you or break in. The article is about debt problems in India and my ... Read More »

                              I Want You to Meet Who You Helped Today – DANNY MARILU

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                              It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the site so we can help more people. ... Read More »

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