How to Avoid Filing for Bankruptcy – Wflxfox29.com

By Lisa Smith Filing for bankruptcy is often viewed as a quick and easy way to get out of debt. While it will make some of your debts go away, U.S. residents may find that what you get in return may be more than you bargained for, thanks to legal …

Bogus and Scam Credit Counseling Groups Become Target Of Florida Legal System

TALLAHASSEE, FL – Attorney General Bill McCollum today unveiled his office’s latest consumer protection initiative in the form of a coordinated enforcement effort targeting potentially improper tactics in Florida’s debt relief industry. In a statewide initiative, the Attorney General’s Economic Crimes Division has taken legal action against five companies and opened formal investigations into the … Read more

Searching For a Debt Consolidation Loan or Credit Card Counseling Service

When faced with credit card debt and suddenly looking for a credit card debt payoff it is not unusual for people to search out solutions they feel might be able to provide debt consolidation for bad credit. See if this sounds familiar, you wake up, in the middle of the night, worried about your debt … Read more

Payday Loans and Cash Advances

Now that banks have stopped their rampant lending to consumers what should we expect next? Well let’s not be surprised if we see an increase in payday loan or title loan activity. A payday loan is an unsecured, short-term cash advance until your payday. Payday loans are typically hyped with payday lenders saying things like: … Read more

I Went Bankrupt. Our Bankruptcy Story About What It Was Like to Go Bankrupt.

We lived through bankruptcy, we’ve felt the pain, the shame and the embarrassment. We know what it feels like to walk in your shoes to the court house and deal with the emotional aftermath. Sometimes bankruptcy is necessary and the best solution for your situation. You can’t let that knowledge hold you back from what … Read more

Debt Problems Are The Same In Indiana As They Are In Ireland

Patrick Bryan, a debt adviser friend of mine from Northern Ireland, and I were chatting recently about the universal nature of debt problems in the world. It became apparent that while we are all told that we live in an interconnected global economy it seems that the consumers of each country continue to suffer in … Read more

Would You Like More Credit Card Rights If It Means Credit Cards Are More Expensive?

This week I asked the Personal Finance Bloggers Brain Trust the following question and as always, the answers are thoughtful and insightful. Question: At the very time that our banks and Wall Street are asking and looking for a financial bailout they are condemning the ‘Credit Cardholders’ Bill of Rights. The American Bankers Association issued … Read more