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IncomeAtHome.com Review. Is the Commercial Hype Really a Herbalife Scam?

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I was just sitting here enjoying my lunch and a commercial for IncomeAtHomeTC.com came on. These types of commercials always get my attention. Typically they make unreasonable claims and promote results most people won’t achieve. So let’s take a closer look at the commercial. It begins with a woman who is identified as Jill, a success coach. We never learn ... Read More »

    The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line

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    It’s probably a bad idea to start off with a negative but here it is, people in the debt relief industry are going to hate this article. Even friends of mine in the industry will be bummed. And why, because this article will tell you everything you need to look for when checking out a debt relief company to work ... Read More »

      Alleged Former Employee Speaks Out About Rescue One Financial Loan Offers

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      A reader sent me a letter. Yes, one of those things that is printed on paper. In this letter the reader says they worked for Rescue One Financial and wanted to share information. The allegations made by the reader are disturbing. And if true, in my opinion, would paint a picture of premeditated deception on part of the debt relief ... Read More »

        Reader Contributes Post About August Belmont & Company, The Paul A. Herman Law Firm & Defense Lawyers

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        I received the following post from a reader. The reader said, “Attached, please find a long detailed letter I researched & wrote, which I hope you and your readers will find helpful regarding two companies, August Belmont Company / The Paul A. Herman Law Firm & Defense Lawyers, P.A. (both in Boca Raton, FL) in the “debt settlement” industry.” Dear ... Read More »

          More Getting Social Security Benefits Garnished for Student Loans

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          The student loan indebtedness problem continues to grow in exponential ways. Forget about the noose of debt from private student loans for now. Let’s focus on the frightening loss of needed Social Security benefits from people now eligible for Social Security but with delinquent student loans. It used to be that the wisdom was Social Security benefits can’t be garnished ... Read More »

            AFCC Member 1st Financial Center Allegedly Sends Out Deceptive Advertisement. Consumer Calls AFCC Mailer Misleading.

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            A reader just sent me a tip about a mailer they just received. The reader said, “Just wanted to forward you the attached mailing I received from American Fair Credit Council that I found to be appallingly misleading.” The message really caught my eye. For those of us familiar with the American Fair Credit Counsel (AFCC) we recognize it as ... Read More »

              Saturday St. Louis – 314 – Part 1. Scam Text Message. Watch Out. Warn Others.

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              A new spam text message is being sent out claiming you have won a prize. The message reads: Saturday St Louis – 314 – Part 1 Your entry in our drawing WON you a free $1,000 Target Giftcard! Enter “919” at target.com.dtcv.biz and we can ship it to you Sent from 918-403-9426 So here is the deceptive problem. What looks ... Read More »

                Can All Debt Relief Sales Pitches Be Believed. What About This One?

                A reader sent me an email they had received from a site Credit Card Debt Relief 4u. The email says: “After your debt defaults (about 6 months from the first missed payment) with the original creditor, it is passed onto a debt collection agency for collection. If you send that agency the right letter, your debt will likely get passed ... Read More »

                  Good News on Mortgage Delinquencies. Down Again.

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                  Recent data out about mortgage delinquencies shows an encouraging sign, defaults are down again. The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) dropped for the second consecutive quarter, declining to 5.49% in Q2 2012. The mortgage delinquency rate has now dropped nearly 9% in the first six months of this year. This information ... Read More »

                    Community Health Centers: Free or Low Cost Health Care is Just Waiting for You

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                    Finding affordable health care is a challenge for many people, with and without insurance. People often go without necessary preventative or regular care and medical problems fester and become much worse. Much worse can be translated into much more expensive. Or people use the emergency room as their primary care treatment option, only to wind up with big bills they ... Read More »

                      Consumer Survey by NFCC Shows People Are Wary About Real Help From Credit Counselors

                      On one hand you have to applaud the most recent release from the National Foundation for Credit Counseling. One thumb up. On the other hand it comes across as simply just more denial about the disturbing lanscape that faces narrow niche nonprofit credit counselors. The NFCC survey was an online poll conducted on the NFCC website. Right off the bat ... Read More »

                        I Am the Guarantor for My Daughter’s Car in the UK and She Can’t Pay. – Marie

                        “Dear Jon, I went guardtor for my daughter for car and she cant pay for it as her circumstances have changed she had a baby and only works partime gets about 400 a month car is 293 amonth she has made agreement to lower payment but stopped paying now i am resposible but i have mobility car so i dont ... Read More »

                          Will Natwest and O2 Arrest Me When I Return to the UK? – Jed

                          “Dear Jon, I have a credit card debt from Natwest less than £500 as well as an O2 bill. I left the country a bit more than three years ago. I didnt receive any phone call or letter from them for the fact that i was no longer in the UK. Now i’m going back for a visit. Would I ... Read More »

                            Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 7 – Recovery

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                            When consumers encounter financial difficulty, I believe it is important to review their potential solutions with the possible end results in mind. To me, the entire purpose behind debt relief intervention, is recovery. What does the consumer need to do in order to resolve their situation, so they may recover, rebuild, and become productive again? That’s the basis for every ... Read More »

                              Lesbian and Gay Couples Allowed to File for Joint Bankruptcy

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                              An article out of Kentucky brought up a point I had not thought about, filling bankruptcy as a gay married couple. The underlying issue is that with only a handful of states recognizing gay marriage, what are gay couples to do when they want to file bankruptcy together but their marriage in New York isn’t recognized by Kentucky. That question ... Read More »

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