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Beacon Student Loan Services – Poof!

oops

A reader reached out to me about a company called Beacon Student Loan Services. They were curious what happened to them since after they hired them the company stopped communicating with them and the website is gone now and phone goes to voicemail. They say they’ve been unable to get in touch with their representative, Jay Wendell. Well here is ... Read More »

    Credit Reporting Company Clarity Services Does What!

    head-scratch

    The Consumer Financial Protection Bureau (CFPB) took action against a nationwide credit reporting company, Clarity Services, Inc., and its owner, Tim Ranney, for illegally obtaining consumer credit reports. The company also violated the law by failing to appropriately investigate consumer disputes. The Bureau is ordering the company and its owner to halt their illegal practices and improve the way they ... Read More »

      Most Prefer to Deal with Debt Online. So Why Can’t They?

      crystal ball

      While this news comes out of England, it is as equally true here in the U.S., in my opinion. I’ve always been amazed that someone has not developed a completely automated online system to help people interface with their creditors, manage their money and help them invest. This sort of solution would also help to drive down the cost of ... Read More »

        DOJ Holds Mortgage Company Accountable for Unreasonable Loans

        Department of Justice DOJ

        Franklin American Mortgage Company has agreed to pay the United States $70 million to resolve allegations that it violated the False Claims Act by knowingly originating and underwriting mortgage loans insured by the U.S. Department of Housing and Urban Development’s (HUD) Federal Housing Administration (FHA) that did not meet applicable requirements, the Justice Department announced today. Franklin American is headquartered ... Read More »

          Aissac Aiono Opens New Law Office – Seila Law

          Screen Shot 2015-12-02 at 11.11.15 AM

          Aissac Aiono, who was previously associated with the Williamson Law Firm that was allegedly providing services or support for Morgan Drexen and/or Howard Law, has opened a new law office in Kansas City, Missouri. In this solo practice Mr. Aiono says he is providing assistance with personal injury, medical malpractice, consumer debt defense, child custory, bankruptcy, criminal defense, and DUI ... Read More »

            Helping America Group – Apples and Oranges

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            A reader asked me to look at a couple of help wanted ads after my article this morning wanting to know who the American company was that was moving debt relief jobs to Panama. See this article. The ads say an American company, Helping America Group is looking to hire people in their Panama City, Panama call center. But here ... Read More »

              Life Financial Planning Debt Relief Offer – I’m Calling Bullshit

              life financial planning mailer

              An amazing reader, BillKal, sent in a new debt relief mailer through my I Buy Junk Mail program. The offer says it is from a 501(c)(3) nonprofit company, Life Financial Planning, a non-profit corporation, at 575 Menlo Drive, #1, Rocklin, CA 95765. That happens to be the same address used by another company that appeared in one of my stories ... Read More »

                Yellow Book Invoice Scam Resurfaces Again

                tax_scam_victims

                At the Federal Trade Commission’s request, a federal court has banned Robert Ray Law and his company, CPU Service Incorporated (CPU) from sending unsolicited direct mail to advertise or promote goods or services, imposed a judgment of almost $400,000, and required them to immediately pay $45,000. In July 2014, the FTC charged Law and Your Yellow Book Inc. (YYB) with ... Read More »

                  FTC Halts Bogus Envelope-Stuffing Scam

                  tax_scams_to_avoid_this_season

                  At the Federal Trade Commission’s request, a federal court has halted a nationwide work-at-home scam that took more than $7 million from tens of thousands of consumers. The defendants allegedly lured consumers with false claims that they could earn up to $5,000 or more in weekly income by stuffing and mailing “special advertising letters” from home. According to the FTC’s ... Read More »

                    New Bankruptcy Forms Make It Easier to File Without an Attorney

                    happy woman in wheelchair outdoors beach showing victory sign

                    Now don’t get me wrong, there is no substitute for the experience, knowledge, and wisdom of an experienced bankruptcy attorney. But for decades people have been filing out their own bankruptcy petitions, because they can. The forms were not geared for the average person to easily figure out. On December 1, 2015 the bankruptcy forms are going to change, in ... Read More »

                      6 Out of 10 People Stressed About Holiday Spending

                      Christmas Piggy

                      Consumers may not feel so jolly once they head into this year’s holiday shopping season. According to a national survey by Experian, many respondents are concerned about the financial stress of gift buying and adding debt, as well as becoming an identity theft victim. When it comes to their finances, a majority of survey respondents believe holiday shopping is a ... Read More »

                        Omni Management Partners Client Agreement Review Leaves Me Wondering

                        Mature woman confused

                        I recently wrote about Omni Management Partners as the result of a comment made on the site. Subsequently I received a copy of the client agreement. What follows is just my opinion about what I read in the agreement. I am not a lawyer and can’t offer any legal opinion about this agreement. What you will read below is simply ... Read More »

                          So Who is Omni Management Partners in Florida?

                          Adult Ed - Questions

                          I just spotted a comment from a reader who was asking about Omni Management Partners. The comment can be found here. I don’t know Omni Management Partners from a hole in the ground so I’ll do some public record research and share it with you below. Omni Management Partners says they are located at 150 East Palmetto Park Road, Suite ... Read More »

                            Mortgage Modification Representative Gets 10 Years in Jail

                            Jail

                            United States Attorney for the Northern District of Indiana, David Capp, announced that Brian M. Kandefer, age 37, of San Diego, California, was sentenced Wednesday, November 18, 2015, in federal court by Judge Robert L. Miller, Jr. after his guilty plea of wire fraud and money laundering. Brian Kandefer was sentenced to 121 months imprisonment and ordered to pay $1.4 ... Read More »

                              Camden Legal Group – What Do You Think?

                              Many multicolor question marks above the head of young man or boy. Making decision thinking uncertainty learning concept. EPS 10 vector illustration no transparency

                              Previously I answered a reader question about a company called Camden Legal Group. You can see it here. In this post I’m going to do things a bit different. I’m just going to publish the facts that I have and I’m going to encourage you to post a comment with your opinion of Camden Legal Group. This story all began ... Read More »

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