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County Filing Services and Others Sued by West Virginia Over Collection Activity

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Country Filing Services is back on my radar again. The State of West Virginia recently filed suit against them and a number of other parties over alleged unlicensed debt collection activities. County Filing Services first came to my attention by a reader that was scared by them. That investigation resulted in this huge article, “Fake Process Servers Work Hard to ... Read More »

    Bankruptcy Filings Spike With Tax Refunds

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    A recent paper from the National Bureau of Economic Research has found that tax refunds create a spike in bankruptcy filings by as much as 7 percent. The reasoning behind this spike is due to households needing to file bankruptcy but not having the cash on hand to actually declare bankruptcy. The tax refunds actually help to fund that process. ... Read More »

      Free Gas for Life Scam Slapped by FTC

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      The Federal Trade Commission put a stop to an online operation that allegedly lured consumers with a supposedly “free” book falsely promising that it would show them how to power their cars and homes at no cost, and then billed them for an online magazine they never ordered. The defendants behind the alleged scam have agreed to a settlement that ... Read More »

        The Resolution Law Group Sued Over Claims in Mailer by First Mariner Bank

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        It looks like another company marketing services against lenders has run into trouble as a result of their mailers. It’s somewhat similar to the claims made against another company, NHT Law Group. You can read that story here. It looks like mortgage lenders are going after these mass joinder like mailers more often. In the complaint filed against The Resolution ... Read More »

          Owe Taxes This Year? Five Actions to Take Before You File.

          For many, tax filing deadlines can be a stressful time, especially if you are faced with a tax bill that you cannot pay. Perhaps you owe taxes for the first time this year or you still owe from a prior year. Here are 5 actions you must take before filing day: File on or before the deadline – and there ... Read More »

            I Just Filed Bankruptcy and I’m Out of Debt, Now What Should I Do?

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            I noticed someone had recently searched for information the other day about what do to once they were out of debt. An excellent question and probably one I take for granted far too often. Getting out of debt generally involves digging yourself out or some sort of intervention like bankruptcy. The entire experience can often teach you important life lessons ... Read More »

              California Attorneys Facing Disbarment as a Result of Targeting Homeowners

              Two Southern California attorneys are facing disbarment and a third faces a disciplinary trial after a joint investigation by the State Bar’s Office of Chief Trial Counsel and the Attorney General’s Office into a loan modification scam that targeted distressed homeowners, the State Bar of California announced today. The proposed discipline is the result of a coordinated effort in August ... Read More »

                Bankruptcy in Florida

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                Bankruptcy is processed and treated differently in each state of the United States of America. With the economy being less than favorable, numerous people have been contemplating about the decision of declaring bankruptcy in Florida; however, since the laws of each state are different, it is important to be able to first understand the legality of declaring bankruptcy in Florida. ... Read More »

                  Filing for Bankruptcy

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                  Filing for bankruptcy is indeed an arduous process that requires you to be acquainted with all the specifics in order to get everything right from the onset. With all its ups and downs, it can help you stop foreclosures and block creditors from harassing you as you try to build your finances. Below are tips to help you wade through ... Read More »

                    Bankruptcy in Michigan

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                    Declaring bankruptcy in Michigan can be quite stressful depending on the type of familiarity that one has with the legal system in the area. Depending on the amount of assets that one has on hand and the type of properties that are considered as exempt from the declaration of bankruptcy, those who are on the fence will want to either ... Read More »

                      File Bankruptcy — But Keep Your Car for Much Less Than You Owe

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                      The following article was submitted by Attorney Steven Elmer from 722Redemption.com to help people learn how it may be possible to keep their car or truck after bankruptcy for far less than the current amount owed. In Chapter 7 bankruptcy, debtors have three main options regarding financed personal property items. They can surrender, reaffirm, or redeem the item. When choosing ... Read More »

                        How to Find a Bankruptcy Attorney In Your Area

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                        It can be tough to find a good bankruptcy attorney. It is an unfortunate fact that some bankruptcy attorneys are not very honest in their dealings with clients. For this reason, you need to be careful to work only with a reputable bankruptcy attorney. The difference between a reputable bankruptcy attorney and a disreputable one is like the difference between ... Read More »

                          File for Bankruptcy

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                          Types of Bankruptcy It is important for people to determine the type of bankruptcy that they need to file according to their current financial situation. They can have a systematic and successful bankruptcy case when they are aware of the requirements and procedure for the particular case that they plan to file. Chapter 7 Bankruptcy This involves the total liquidation ... Read More »

                            CFPB Rolls Out Beta Version of Cost of College Tool – Cool!

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                            The Consumer Financial Protection bureau has just announced a beta version of a new tool they’ve been working on to help inform people about the costs of college in order to make better decisions. For a first pass it’s pretty cool. It allows you to enter up to three school names in the tool and then compare the average costs. ... Read More »

                              BBB Study Finds Big Issues With Credit Repair and Debt Settlement Companies

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                              The St. Louis BBB recently released a study titled, “Are They Creditable” in which they took a look to see if consumers were being taken advantage of by credit repair and debt settlement companies. They utilized their local St. Louis BBB and national BBB databases for complaints and other reporting sites. Credit Repair Scam A study of the credit repair ... Read More »

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