Getting Debt Free Isn’t One-Size-Fits-All: Why Your Plan Needs to Fit You [Podcast]

🎯 What “Debt Free” Really Means Let’s get real about something that should be simple—but never really is: Getting debt free. Sounds straightforward, right? Pay off what you owe, and boom—you’re free. But if you’re feeling overwhelmed, frozen, or completely burned out trying to chase that dream, you’re not the problem. The real issue? There …

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Debt Crisis: What to Say (and NOT Say) to Someone You Care About

When someone you care about is stuck in a debt crisis, it’s easy to feel helpless—or worse, to say something that accidentally makes them feel even more ashamed or alone. I’ve been helping people with debt problems since 1994, and I’ve seen it too many times: well-meaning friends and family give advice that backfires, not …

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Credit Score Improvement Tips That Actually Work (No Gimmicks, Just Results) Podcast

Struggling with a low credit score and don’t know where to start? In this episode of The Get Out of Debt Guy Podcast, Damon Day pulls back the curtain on the credit score improvement tips that actually work—no fluff, no gimmicks, and no shady “credit repair” schemes. Whether you’re dealing with collections, maxed-out cards, or …

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The Truth About Debt Elimination (And Why Most People Get It All Wrong) – Podcast

Debt elimination isn’t just about numbers—it’s about freedom. But here’s the painful reality: most people trying to get out of debt are playing a game they were never meant to win. In the latest episode of The Get Out of Debt Guy Podcast, I pull back the curtain on what debt elimination really takes. Spoiler …

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Fries Now, Regret Later? Klarna, DoorDash & the Debt Trap You Didn’t See Coming

In this episode of the Get Out of Debt Guy Podcast, Steve and Damon dive into the mind-boggling world of financing your fries. That’s right—DoorDash is now letting you pay for takeout in installments with Klarna. Sounds convenient… but is it a clever trick or a financial trap? From missed payments tanking your credit score …

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Stupid Simple Millionaire: The Shockingly Easy Path to Wealth (Even If You’re Drowning in Debt)

🚨 BIGGEST LIE that’s keeping you broke:“You have to pay off all your debt before you start saving.” 👀 Nope. Wrong. Dead wrong. If you believe this, you’re setting yourself up for a retirement filled with financial stress, bad coffee, and whatever store-brand cat food is on sale that week. Here’s the truth they don’t …

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Let’s Talk About Overcoming Financial Anxiety

Feeling like your finances are running the show while you’re barely hanging on? You’re not alone—financial anxiety is real, and it’s more than just numbers. In this episode, Steve and Damon dive into the sneaky ways debt messes with your mental health, the telltale signs of financial stress (spoiler: if you think you have a …

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The Credit Card Game: How to Win Without Debt

Think credit cards are dangerous? Think again. Some personal finance gurus act like you’re holding a ticking time bomb, but the truth is—credit cards don’t get people into debt, bad decisions do. In this episode of The Get Out of Debt Guy Podcast, I’ll break down the real way to win the credit card game, …

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Debt Relief Scams Exposed: How Commission-Driven Sales Tactics Can Leave You Worse Off

Debt relief sounds like a lifeline when you’re drowning in bills, right? But what if the person throwing you that lifeline is just trying to reel in a commission? In this episode of the Get Out of Debt Guy Podcast, Damon Day and I peel back the curtain on the shady tactics some debt relief …

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