The Real Cost of Staying in Debt
Steve Rhode and Damon Day reveal the true cost of carrying debt: how one $120 meal can cost your future self $3,000 — and why waiting is the priciest choice.
Get Out of Debt Guy Podcast
The Get Out of Debt Guy Podcast offers practical, no-nonsense debt advice. Listen on Apple Podcasts or Spotify to take control of your financial future! Listen to an episode below or Apple Podcasts or Spotify
Debt Is Math Wrapped in Emotion: How to Stop Panicking
Steve Rhode and Damon Day explain why debt is math wrapped in emotion, why bankruptcy is just branding, and how to stop panicking and find a way out.
Debt Plans Fail in Inflation — Here’s What Works
Steve Rhode and Damon Day explain why budgets and payment plans break during inflation, why bankruptcy is less risky than the status quo, and what to do before your options disappear.
The E-Shaped Economy: Why the Middle Class Is Feeling Broke
What Is the E-Shaped Economy — and Why Does It Matter to You?The economy can look healthy on the surface — stock markets hitting highs, unemployment numbers low, consumer spending up. But if you zoom out, you see an E-shape: three tiers pulling in different directions at once. The top tier (roughly the wealthiest 10%) …
AI Layoffs, Student Loans, and Social Security
Steve Rhode and Damon Day discuss why 69% say college isn’t worth it, Oracle’s 30,000 AI layoffs, Social Security’s 6-year deadline, and why getting out of debt now is urgent.
Your FICO Score Is a Sucker Number
Your FICO score was built to measure how profitable you are to a lender — not how well you’re doing. What that changes about your next money decision.
Credit Lines Could Get Cut: What to Do Now
Banks are quietly cutting credit limits. If available credit is your emergency fund, here’s why that safety net could vanish — and what to do first.
Spring Clean Your Finances Before Debt Gets Worse
Gas prices squeezing your budget? Steve Rhode and Damon Day cover the 14 percent bankruptcy spike, the hidden 400K cost of minimum payments, and smart money moves.
Budgets Are a Page of Lies — Build Systems Instead
Dave Ramsey’s plan works for some people and fails others. Why budgets break, what to build instead, and why failing his method isn’t a character flaw.
Your Tax Refund Won’t Fix Your Debt — Here’s What Will
Tax refunds feel like a windfall, but throwing money at credit cards rarely moves the needle. Steve Rhode and Damon Day explain what actually works.
