Can I Pay Off Debt With a Promissory Note or a Strawman Account? (October 2026)
Can a promissory note, a secret Treasury account or accepting a debt for value cancel it? What Treasury, the IRS and the FBI say, and what works.
Scam Articles
The 5-Step Playbook Exposed by Two States in Three Weeks — This Is How Predatory Debt Relief ‘Law Firms’ Actually Work
Two independent investigations exposed the same predatory law firm scheme in 3 weeks. Here’s the 5-step playbook they documented — and how to protect yourself.
Two Data Breach Settlements Opened This Week — $13.7 Million You Can Claim Right Now (May 2026)
Lemonade ($10.5M) and Pawn America ($3.18M) data breach settlements are open for claims right now. Here is how to check if you qualify, how to file, and the deadlines you cannot miss.
Miami Ring Pleads Guilty to $1.7M Check Fraud and Mail Theft Scheme
Five members of a Miami criminal ring pleaded guilty to stealing $1.7 million through check washing and mail theft using stolen USPS arrow keys. The case highlights a national surge in mail theft-related check fraud, with suspicious activity reports rising 139% since 2020.
FTC Just Shut Down a $100 Million Debt Relief Scam – And Victims Lost Everything
The FTC just shut down a $100 million debt relief scam targeting seniors and veterans. Here are the red flags they used – and how to protect yourself.
Faith-Based Scams: What They Are and What to Do
Quick Answer: Faith-based scams exploit religious beliefs to extract money and labor through spiritual manipulation and fear tactics. Federal prosecutors indicted David Taylor and Michelle Brannon for running Kingdom of God Global Church, where victims faced donation quotas, punishment, and demands to surrender government benefits while leaders lived luxuriously.Federal prosecutors have unsealed indictments that read …
Is Wall & Associates Legit or a Scam?
Quick Answer: Wall & Associates is not legitimate and has been ordered to pay nearly $5 million in restitution and penalties for scamming over 200 Minnesota consumers. The court found the Virginia-based tax debt company made false promises about settling IRS debt for pennies on the dollar while charging thousands in fees without delivering meaningful …
FTC Debt Relief Scams: Red Flags to Know
Quick Answer: The FTC identified key red flags for debt relief scams in their April 2025 report, including companies impersonating government agencies and promising to erase student loans or settle debts for pennies on the dollar. These organized operations specifically target financially vulnerable consumers by falsely claiming government affiliation to steal money and personal information.You’re …
PayPal Honey Complaints: What Users Report
Quick Answer: Eleven plaintiffs filed a class action lawsuit against PayPal in April 2025, alleging the Honey browser extension misleads users by applying inferior discount codes while excluding better offers from non-partner merchants. The complaint claims Honey prioritizes PayPal’s referral commissions over genuine consumer savings, despite promising to find the best available deals.Case Information• Filing …
Business Loan Scam: What It Means and What to Do
Quick Answer: A Florida man named Dwayne Wallace operated fake loan companies like U.S. Credit Source, collecting upfront fees of $500-$2,500 from struggling businesses while promising instant approval and 24-hour deposits. The loans never materialized, and Wallace disappeared after collecting the fees, leaving victims with no recourse or refunds.This Florida man told struggling small businesses …
