Bankruptcy Judge Says REPAYE is a Hopeless Strategy

A recent opinion written by United States Chief Bankruptcy Judge Somers is a fascinating read. The bankruptcy judge excoriates the student loan position the government has held that student loans should not be discharged in bankruptcy. Of course, even that position goes against previous Department of Education advice that some federal student loans should be … Read more

Shocking Landmark Ruling on Private Student Loan Bankruptcy Discharge

Happy Couple Tablet

Let’s hope that August 31, 2020, can be remembered as an important day in the fight to break student loan debtors free from the lifelong debt slavery of student loans. The appeal court opinion in a case involving the discharge of Navient private student loans was McDaniel v. Navient. This case involved Navient Tuition Answer … Read more

Lawyer Sentenced to 63 Years of Student Loan Hell

Peter Rubash is a sixty-year-old graduate of Duquesne University School of Law. He practiced law for a time but lost his job and eventually went to work as a project manager for a public agency. In 2018, Mr. Rubash filed an adversary action in a Pennsylvania bankruptcy court, seeking to discharge approximately $230,000 in student … Read more

Single Mother Has Student Loans Logically Discharged in Bankruptcy

The Sad Case of Jessica Trejo In 2017, Jessica Trejo filed an adversary action in a Texas bankruptcy court, seeking to discharge $90,000 in student-loan debt. Ms. Trejo had borrowed about $65,000 to attend three Texas colleges. She also took out a Parent Plus loan for $13,522 to help pay for her eldest daughter’s college … Read more

Student Loan Adversary Filing – Cesar Medina and Krystal Anne Medina – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, S.D. California Summary of Document Filed: Opposition to Defendant’s Motion to Strike filed by Christopher R. Bush of Christopher R. Bush on behalf of Krystal Anne Medina. (Attachments: # 1 … Read more

Student Loan Adversary Filing – Amanda Leigh Ratcliffe – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, W.D. Virginia Summary of Document Filed: Adversary case 20-07021. Complaint by Heather Parsons on behalf of Amanda Leigh Ratcliffe against Liberty University, Inc.. Receipt Number EXEMPT, Fee Amount $0.00. AP … Read more

Rodger Love v. U.S. Department of Education: Betsy DeVos wears no clothes (metaphorically speaking)

According to Urban Dictionary, “The Emperor Wears No Clothes,” is a phrase “often used in political or social contexts for any obvious truth denied by the majority despite the evidence of their eyes, especially when proclaimed by the government.” This metaphor came to mind as I read the adversary complaint filed in Love v. U.S. … Read more

Student Loan Adversary Filing – Cesar Medina and Krystal Anne Medina – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, S.D. California Summary of Document Filed: Amended Memorandum of Points and Authorities filed by Christopher R. Bush of Christopher R. Bush on behalf of Krystal Anne Medina. (Attachments: # 1 … Read more

Student Loan Adversary Filing – Cesar Medina and Krystal Anne Medina – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, S.D. California Summary of Document Filed: Tentative Ruling. Department 3: Hearing Date and Time: 03/11/2020 @ 10:00 AM (related document 5 )(Admin.) (Entered: 03/10/2020) 10 March 2020 PACER Document Case … Read more

Student Loan Adversary Filing – Michael Frank Hacker – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, D. New Mexico Summary of Document Filed: Adversary case 18-01079. (63 (Dischargeability – 523(a)(8), student loan)): Complaint by Michael Hacker against United States of America, Department of Education, New Mexico … Read more

Student Loan Adversary Filing – Debra Lynn Maddox and Gregory Manuel Maddox – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, N.D. Florida Summary of Document Filed: CORRECTIVE ENTRY BY CASE ADMINISTRATOR – The entry referenced hereto has been modified by the court for accuracy at docket entry no. 3 : … Read more

Student Loan Adversary Filing – Tamica Latoya Jackson – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, N.D. Florida Summary of Document Filed: Clerk’s Certificate of Service to Tamica Jackson via Hand Delivery (Re: 2 Summons Issued.) (Hawkins, J.) (Entered: 10/03/2018) 3 October 2018 PACER Document Tamica … Read more

Student Loan Adversary Filing – Tracy Hinson – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, D. Delaware Summary of Document Filed: Adversary case 19-51243. Complaint to Determine Dischargeability of StudentLoans by Tracy Hinson against NAVIENT SOLUTIONS,INC, Betsey DeVos. Fee Amount $350 (63 (Dischargeability – 523(a)(8), … Read more

Clavell v. U.S. Department of Education: A New York bankruptcy judge takes refreshing approach to “undue hardship” in student-loan bankruptcy case

Clavell v. U.S. Department of Education: An Introduction Christian Clavell, a 35-year-old sales employee with Coca-Cola, filed for bankruptcy in the hope of discharging $96,000 in student loans. The U.S. Department of Education opposed his application for relief, arguing that Clavell could afford to make loan payments of $492 a month under REPAYE, one of … Read more

Student Loan Adversary Filing – Cesar Medina and Krystal Anne Medina – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, S.D. California Summary of Document Filed: Opposition filed by Christopher R. Bush of Christopher R. Bush on behalf of Krystal Anne Medina. (Attachments: # 1 Evidentiary Objections to Defendant’s Motion … Read more