I Want to Go to Yakima Valley Community College But I Can’t Afford It. – Brianna

“Dear Steve, I am in credit debt at around 20,000 and I would like to attend college at Yakima Valley C.C and I do not have the funds to just quit my job and attend a 2 year program of my choice. Also just purchased a home, but wish I could go to college and … Read more

FAFSA Student Loan Scam to Avoid

This just out of Tennessee: The state deadline for college financial aid is quickly approaching, and state officials are asking parents and students to beware of official-looking letters promising student financial aid information for a fee. Attorney General Bob Cooper and Division of Consumer Affairs Director Mary Clement are urging Tennesseans to be wary of … Read more

Can My Father’s Social Security Be Garnished for My Private Student Loan? – Michael

“Dear Steve, I am a theater major have run out of any options on the private loans I have a private student loan through AES and to make a long story short my loan is now in collections. My dad is 84 and cosigned my loan he is now in a nursing home. I am … Read more

I Owe $100,000 in Student Loan Debt And Might Have to Leave the U.S. My H-1B is Expiring. – Venkat

“Dear Steve, I have been in US from 2002, I have been working full time from 2004. I have been working on my part time MBA from a Top business school from 2008. I am on currently on a H-1B visa now. The green card is no where in sight. I have minimum credit card … Read more

I Want to Get My Credit Card Debt Deferred Until I Graduate And Then Pay It Off Slowly. – Alex

“Dear Steve, Hi, so im a senior as an undergrad in california, i ran my credit card for 4,500 dollars and i also owe money to my organization 2,500 dollars. not including the two medical bills i have each for 100 dollars. I get paid 8 dollars an hour with a job i just started, … Read more

I Went to a Second-Hand College and I’m Deep in Student Loan Debt. – Amber

Amber “Dear Steve, In 1999 I went to a second-hand school that due to a family situation I was unable to finish. At the time I didn’t realize I was taking on a loan that was double the amount of my schooling. I am now recently unemployed with 3 children and my loan is in … Read more

Was My Wells Fargo Private Student Loan Really Discharged in My Bankruptcy? – Linda

“Dear Steve, In 2007, I filed Ch 7 bankruptcy and I was told my private student loan w/ Wells Fargo was not discharged. Move ahead to Sept 2009. I was served papers from a local debt collection lawyer in CO about collecting this debt. I negotiated a settlement and am awaiting to see the final … Read more

Can I Eliminate and Discharge My Student Loans With Bankruptcy? – Matt

Matt “Dear Steve, In April of 2004 I graduated from college with an associates in applied business. Quickly upon graduation i was startled at what i was expected to pay per month for my recent, what I thought was self improving, endeavor. Stuck with the inability to repay these student loans, I really have no … Read more

College Students Sell Happiness Instead of Blood To Pay Back Student Loans

A recent article in the Penn State newspaper disturbed me greatly. Surveys are indicating that students would rather go for a bigger paycheck over happiness, in order to deal with debts. It is one thing to seek a bigger paycheck over happiness but what these young students don’t realize is that dissatisfaction with your job … Read more