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Debt Relief Industry

Tax Defense Network – Warning to Companies Defense Network are one in the same company. Below you will find a background history on Tax Defense Network and how we at JG Tax Group have successfully stopped these two entities from what we believe to be libeling our company. Tax Defense Network has set up a website called This website claims to deliver “Real Reviews”, “Honest ... Read More »

    The Clusterf**k Continues – Amended Complaint Filed in Kevin Devoto Suit Against Lloyd Regner and The Debt Answer

    This just in. Sources tell me a copy of the amended complaint was just served against parties named. I originally covered the first version of this suit filed in my post Bear Hunt Excuse Used in Update to Most Bizarre Debt Industry Lawsuit. Let’s see what the latest version alleges. The entities named are Kevin Devoto and Nisco Enterprises v. ... Read More »

      FTC Bans Christopher Mallet and Eric Synstad for Life From Debt Relief Business

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      One Operator Allegedly Impersonated Federal Agencies; Settlements Ban Both from the Debt Relief Business The Federal Trade Commission halted two operations that deceived consumers who were looking for help dealing with their debts, including one firm that tricked people by impersonating federal government agencies. The two firms agreed to settlements with the FTC that ban them from the business of ... Read More »

        Lloyd Ward Files Response in Texas Bar Disciplinary Action

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        In May, Dallas debt settlement attorney Lloyd Eugene Ward was sued by the State Bar of Texas Commission for Lawyer Discipline. You can read that article here. Ward’s response to the suit is breathtaking, wait for it, wait for it…. it’s all untrue. The response was filed by Christopher Weil of Weil & Petrocchi in Dallas and reads, “Respondent denies ... Read More »

          Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 4 – Settlements and Payment Plans

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          As we all know, there isn’t a one size fits all debt solution. Every situation is different. However, the goal and destination is always the same. That goal is to lower your monthly obligations to an affordable level. One way to immediately lower your monthly obligations is Chapter 7 bankruptcy. However, if you are faced with the prospect of filing ... Read More »

            CCDN, Legal Debt Cure, Robert Lock – Blast From the Past

            A tipster (send in your tips here) alerted me to the fact that the State of Wisconsin recently filed suit against Legal Debt Cure and CCDN. The CCDN name should be familiar to site readers from activity a couple of years ago. Click here for CCDN articles. According to the suit filed, Legal Debt Cure had four officers/managers: Coleen Lock, ... Read More »

              Lloyd Eugene Ward Hit With Paternity Suit. Sued by Attorney General Office.

              A tipster (send in your tips here) just clued me in to a suit filed on June 20, 2012 against Lloyd Eugene Ward. It’s a paternity suit filed by the Office of the Attorney General. According to the suit the mother is Cheryl and the child was both in 1998 and lives with the mother. The complaint filed calls for ... Read More »

                FTC Issues Advertising Data On Why Using “Up to” in Ads is Problematic

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                The Federal Trade Commission today released an FTC-commissioned study indicating that when marketers use the phrase “up to” in claims about their products, many consumers are likely to believe that they will achieve the maximum “up to” results. The study describes what a test group of consumers thought about ads for replacement home windows that purportedly would provide “up to ... Read More »

                  Macey, Aleman Face Illinois Disciplinary Charges for Misconduct From LHDR Activity. If Stands, Possible Death Blow for Attorney Loophole.

                  Thanks to a tipster (send in your tips here) I was alerted to a recent action filed against Thomas Macey and Jeffrey Aleman by the Illinois Attorney Registration and Disciplinary Commission. You can find the full filing below. But to summarize, it appears that the charges are that Macey and Aleman, through Legal Helpers Debt Resolution, breached their of fiduciary ... Read More »

                    The Credit Repair Group Named in Robocalling Suit

                    The Credit Repair Group, allegedly located at 12802 Valley View Street, Suite 4, Garden Grove, California 92845. was recently named in a lawsuit that alleges they were making robocalls to at least one consumer and repeatedly calling his cell phone. The suit states: “Within the last year, CRG contacted Plaintiff using an automated telephone dialer system (hereafter “Robocalls”). CRG placed ... Read More »

                      Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 3 – Families and Couples

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                      Debt Relief Considerations If you have a spouse or a partner, it is very important to review each of your situations separately, to ensure that you both require the proposed solution. This is true for any debt relief related situation. Meaning debt settlement, credit counseling, bankruptcy, whatever. At Debt Relief A La Carte, I see this all too often. When ... Read More »

                        Ed Cherry, of Hess Kennedy Fame and Related to Fidelity Land Trust, Files Chapter 7 Bankruptcy

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                        Ed Charry of Hess Kennedy fame has moved on to a number of new enterprises. One is allegedly called Fidelity Land Trust that the Palm Beach Post reported on here. According to that story about how real estate owners are trying to create a crafty solution to alter their financial obligations tied to their residences the story says: “Within the ... Read More »

                          Lloyd Regner, The Debt Answer and Best Debt Options Allegedly Fire Back to Lloyd Ward

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                          Yesterday I published an email that was purportedly sent out by Lloyd Ward from Lloyd Ward and Associates that warned people about Lloyd Regner and stated Regner was allegedly doing all sorts of illegal stuff and stealing clients from Ward. In response to that email from Ward, Regner allegedly sent out the following email to his clients that got the ... Read More »

                            Lloyd Ward & Associates Sends Out Warning Letter to Debt Settlement Clients

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                            The following email was forwarded to me from a reader. It was alleged to be new information regarding the processing of accounts for Lloyd Wad related debt settlement and debt relief services. What is interesting to note is that if you go to the new domain,, used in the notice it refers you back to, the corporate site ... Read More »

                              The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, Bankruptcy, and Debt Consolidation Loans

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                              This is a story that I’ve been working on for a few weeks. I’ve been asking people and groups for feedback and information to write this but what I’ve run into, is a wall. I have received some feedback from groups and people that don’t wish to be publicly identified to protect themselves but what I have learned has been ... Read More »

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