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3 Ways to Keep Your Debit Card Safe at the ATM

When consumers use an ATM, the most they may worry about is forgetting to grab their debit card or the money out of the machine. However, with the increasing risk of fraud, you have more to fear as you may not notice ATM skimmers secretly working in the background. ATM skimmers, or devices that read and …

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10 States Where Foreclosure Is a Huge Problem

Foreclosure activity in the U.S. declined 9.39% from February 2014 to February 2015, with one in every 1,295 housing units in some stage of foreclosure last month. That’s the lowest the national foreclosure rate has been since July 2006, according to RealtyTrac’s monthly report on the foreclosure market. The analysis looks at how many homes …

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The Real Reason Student Loans Should Be Dischargeable in Bankruptcy

President Obama got people thinking when he raised the possibility of discharging certain education loans in bankruptcy within the context of the executive action he signed last week — the one that’s intended to ensure unfettered access to government-sponsored relief programs and a means for registering complaints about unfair treatment. Not to be outdone, 13 …

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The New Proposal That Could Get Your Employer to Pay Your Student Loans

A Colorado state representative proposed legislation that would give some employers tax credits for making student loan payments on behalf of some of their employees. The bill introduced by Rep. KC Becker (D-Boulder) could give qualified workers each up to $ 10,000 a year in student loan payments from their employers. The employer gets a …

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How to Get Your Finances in Order Before You Buy a Home

To successfully buy a home these days, you’ll need patience, resilience to rejection and sound financial planning. You don’t need to earn gobs of money to successfully purchase a home — well, depending on your area. You do, however, need to have enough income left over after your proposed mortgage payment and other financial obligations. …

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4 Ways to Earn Money Without Lifting a Finger

While your salary may sound good in negotiations, it can be a different story when you get your monthly paychecks and start dividing it up to pay your bills. Wouldn’t it be great to have an additional, continuous stream of money coming into your savings and/or checking account? Having multiple jobs can seem overwhelming, but …

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5 Little-Known Ways to Get Your Student Loans Forgiven

If you’re like most people, your student loans probably feel a bit like a ball and chain that you’ve been dragging through your life for years. Every month, you dutifully make a payment knowing that you’ll be making that same payment next month, the month after that, and so on. But what if you didn’t …

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