What Are Americans Doing With the Gas Money They’re Saving?

Americans are enjoying a nice raise at the moment, in the form of dramatically lower gas prices. The government’s Energy Information Administration estimates that the average household will spend $ 750 less on gas this year, which is like getting a roughly $ 1,000 raise, since the savings aren’t taxed. For a little perspective, the …

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How Fast Can a Secured Credit Card Improve My Credit?

If you’re trying to build credit for the first time or improve a credit score damaged by past financial problems, you may have heard advice about using a secured credit card. Using a secured card can be an effective way to establish a positive credit history, but it’s not a one-size-fits-all strategy. For some consumers, …

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