The Best Simple Credit Card in America

For credit card customers who are burned out on the complexity of many credit card offers — in particular, costly and complicated fee structures and penalty rates — you might want to consider the simple credit card. Simple credit cards are just what the name implies: straightforward card deals with good interest rates and as … Read more

The 10 States With the Most Money Stress

Among the many reasons Hawaii would be a pleasant place to live, people there are pretty content with their financial situations. Living on the Hawaiian islands is by no means cheap — it costs a lot to import all the essentials — but in spite of that, Hawaiian residents feel the best about their ability … Read more

A Dangerous Form of Identity Theft Is Growing Fast

An estimated 2.32 million American adults were victims of medical identity theft as of 2014, up from the 1.84 million estimated in 2013, according to the Medical Identity Fraud Alliance. That’s a nearly 22% jump in this specific kind of fraud. This month, MIFA released its fifth edition of this annual study, conducted by the … Read more

Is That PayPal Email a Fake?

Faked PayPal email notifications directing recipients to malicious websites aren’t new. But cybercriminals are getting a lot better at executing them. That’s what the discovery of a current phishing campaign designed to lure victims to click to a pair of very well-designed faked PayPal websites shows. The finding comes from researchers at OpenDNS, a free, … Read more

4 Tips for Living Without Credit Cards

Credit cards can be good financial tools for the responsible consumer. In this day and age they can also feel absolutely essential since some stores, vendors and even airlines require plastic (though you can use a debit card too). But credit card spending can also lead to debt if not done responsibly. Switching to a cash-only … Read more

4 Tips for Selling Your Home Without a Realtor

Buying a home is the biggest financial investment most people experience. When you are ready to sell your property, your first instinct is likely to search for a real estate agent, but while a real estate agent can help in many ways, this isn’t always necessary. You can sell your home without an agent. If … Read more

How One Couple Merged Their Money Over 17 Years

Bill and Eleanor Seavey started their marriage 17 years ago with a prenup. Neither can remember exactly when the agreement sunsetted, but clearly it has. They run a bed and breakfast together in Cambria, Calif., and it doesn’t make sense to them to have an account a spouse can’t access. “She has access to my money, and … Read more

What Are Americans Doing With the Gas Money They’re Saving?

Americans are enjoying a nice raise at the moment, in the form of dramatically lower gas prices. The government’s Energy Information Administration estimates that the average household will spend $ 750 less on gas this year, which is like getting a roughly $ 1,000 raise, since the savings aren’t taxed. For a little perspective, the … Read more

How Fast Can a Secured Credit Card Improve My Credit?

If you’re trying to build credit for the first time or improve a credit score damaged by past financial problems, you may have heard advice about using a secured credit card. Using a secured card can be an effective way to establish a positive credit history, but it’s not a one-size-fits-all strategy. For some consumers, … Read more