Skip to content
Get Out of Debt Guy – Steve Rhode
  • Free Tools
    • 1099-C Calculator
    • Ask Steve
    • Benefits Finder
    • Brain on Debt Quiz
    • Collector Rights
    • Contract Decoder
    • Debt Confessional
    • Debt Stress Test
    • Find Your Path
    • Garnishment Calculator
    • Means Test Calculator
    • Money Quiz
    • Scam-O-Meter
    • SOL Checker
  • Learn
    • Bankruptcy Guide
    • CFPB Complaints
    • Company Reviews
    • Counseling Truth
    • Debt & Marriage
    • Debt & Mental Health
    • Foreclosure Help
    • FTC Actions
    • History of Debt
    • Reader Questions
    • Research
    • Scam Alerts
    • Settlement Truth
    • Snowball Alternatives
    • Student Loans
  • Podcast
    • Apple Podcasts
    • Show Archive
    • Spotify
  • About
    • About Steve
    • Contact
    • Media & Press
    • Testimonials
  • Subscribe

Investing and Savings

What the Rich Are Hearing Right Now That You’re Not: Inside the $124 Trillion Wealth Transfer

by Steve Rhode

The $124 trillion wealth transfer mostly moves inside the richest 2% of households — and the advice those families pay for turns out to be free.

Day 30: The AI Set Another High. The Gap Shrank — Because the Index Fell, Not Because It Won. (August 2026)

by Steve Rhode

AI investing test day 30: account hits a new high, but the $16 gap to the S&P 500 shrank only because SPY fell. See the 4 stories it passed on.

Day 29: The AI Set a New High. The Gap Got Wider Anyway. (August 2026)

by Steve Rhode

AI investing test day 29: new account high, but the S&P 500 gap widens to $22.73 — the widest yet. See why it passed on gold and int’l stocks.

Day 28: The AI’s Gap to the Index Doubled. It Still Refused Its Best Setup. (August 2026)

by Steve Rhode

AI investing test day 28: the AI account hit a new high, but the S&P 500 gap doubled to $22.67. See why the AI passed on Marriott’s setup and Carvana.

Day 27: The Market Had Its Best Day Yet. The AI Sat Still. Here’s the Score.

by Steve Rhode

AI investing test day 27: the S&P 500 jumped 1.47% in a day; the AI held and now trails by $12.88 — its widest gap yet.

Day 26: The AI Held. The Index Pulled Ahead. Here’s the Score. (July 2026)

by Steve Rhode

AI investing test day 26: it reviewed 9 stocks, bought none, and its $10 lead over the S&P 500 flipped to a $1.05 deficit. Here’s the score.

Day 25: My AI Screened Almost 1,900 Stocks and Said No to All 8 (July 2026)

by Steve Rhode

AI investing test day 25: my AI screened almost 1,900 stocks, rejected all 8 finalists, and held. AI $1,001.14 vs index $991.10 — ahead $10.04.

Day 24: My AI Screened 1,765 Stocks and Said No to All 9 Finalists. Here’s the Score. (July 2026)

by Steve Rhode

AI investing test day 24: the AI screened 1,765 stocks, rejected all 9 finalists, and held. AI $1,003.58 vs index $995.29 — ahead $8.29.

Day 23: My AI’s Scanner Failed Again. It Held Anyway. Here’s the Score. (July 2026)

by Steve Rhode

AI investing test Day 23: the market scanner failed again, so the AI held its 3 positions. AI $1,000.88 vs index $993.82 — AI ahead $7.06. Here’s why.

Day 22: My AI’s Screening Tool Broke This Morning. It Held Anyway. Here’s the Score. (July 2026)

by Steve Rhode

AI investing test Day 22: the AI’s own screening tool failed, so it held instead of guessing. AI $998.51 vs index $995.84 — AI ahead $2.67. Here’s why.

Older posts
Page1 Page2 … Page7 Next →
Steve Rhode

Have a Debt Question?

Ask Steve — free, anonymous, instant answers based on 30+ years of experience. No sales pitch.

Ask Steve Now →

Not sure where to start?

Find Your Path Out of Debt

5 quick questions · 2 minutes · personalized guidance for your situation

Take the Quiz →
Get Out of Debt Guy

Stay in the know — new posts and debt news as they happen.

Follow on Facebook
Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

  • Should Adult Kids Pay Rent—or Are You Sacrificing Your Retirement?
  • Should You Stop Paying Credit Cards? – Why Banks Won’t Help Until You’re Behind
  • Bankruptcy Isn't Failure—It's a Financial Tool | AI, College, and the Cost of Bad Money Decisions
  • Your Debt Isn't the Problem—Your Plan Is | AI, College Costs, and Paying the Right Bills
  • AI Is Changing Work Fast: Side Hustles, Cybercabs, and Protecting Your Financial Future

Free Debt Tools

No email. No cost. No upsell.
  • Scam-O-Meter
  • Contract Decoder
  • Bankruptcy Means Test
  • Debt Collector Rights Lookup
  • Statute of Limitations Checker
  • Wage Garnishment Calculator
  • Get Out of Debt Calculator
See all 11 free tools →

Series

  • The AI Investing Experiment
  • Crisis Guides
  • They Said What?
  • What They Told Wall Street

Debt Hubs

  • Bible & Bankruptcy Hub
  • Chapter 7 Bankruptcy Guide
  • Consumer Bankruptcy Research
  • Credit Cards Guide
  • Credit Counseling Guide
  • Crisis Guides
  • Debt Collection Rights
  • Debt Research Library
  • Financial Literacy Hub

Debt Types

  • Credit Card Debt
  • Debt & Marriage
  • Foreclosure Help
  • Student Loan Guide

Protect Yourself

  • CFPB Complaints
  • Company Reviews
  • Contract Decoder
  • Credit Repair
  • Debt Collection Rights
  • Debt Relief Lawsuits
  • FTC Actions
  • Scam Alerts

Support

  • Debt & Depression Research
  • Debt & Mental Health
  • Find Your Path Quiz
  • Podcast
  • Reader Questions

Free Tools

  • 1099-C Tax Calculator
  • Ask Steve
  • Bankruptcy Means Test
  • Benefits & Free Money Finder
  • Brain on Debt Quiz
  • Contract Decoder
  • Cost of Inaction Calculator
  • Debt Collector Rights
  • Debt Confessional
  • Debt Stress Test
  • Debt Validation Letter
  • Debt vs. Retirement
  • Find Your Path Quiz
  • Garnishment Calculator
  • I'm Being Sued Guide
  • Judgment Proof Checker
  • Money Personality Quiz
  • Scam-O-Meter
  • Statute of Limitations

About Steve

  • About Steve Rhode
  • Editorial Independence
  • Media & Press
  • Talk to Damon Day
© 2026 Get Out of Debt Guy - Steve Rhode
Ask Steve Ready to talk
🔒 Private & Anonymous

Did this conversation help?

Rate this conversation (optional):

Thank you. I'm glad you reached out.

You took an important step today. Come back any time.

Think of this as me — just in AI form. I've walked in your shoes. I filed bankruptcy myself in 1990, and in over 30 years of experience I haven't seen a situation that can't be worked through or a person who deserves judgment. Everything here is built on that experience, that research, and genuine care for you. I can't be there in person. But I can be here.

Conversations are saved anonymously. Personal details are automatically removed before storage. This is an AI — not a financial advisor, attorney, or therapist.

Not sure where to start?

Been here before?

Not legal or financial advice. Emergencies: 988.

Got a debt question?

Steve's here. Free, anonymous, no judgment — 24/7.

Talk to Steve →
Chat With Steve Now Free & anonymous →