Moving Forward is a category section devoted to information to help you save money or make money and to do better financially as you emerge from debt.
A Recent Podcast From Steve
Steve's Thought of the Day
Each of us lives only now, in this brief instant. The rest has been lived already. So make the most thoughtful choices you can today that will lead to a better future.
Steve's Thought of the Day
Stop drifting and hoping a magic solution will appear. Instead, you can participate in rescuing yourself. Find peace by pursuing facts through trusted advisers and research rather than the blind trust of salespeople trying to sell you something by almost any means necessary.
Steve's Thought of the Day
Make decisions to deal with your debt with logic and facts, not assumptions, and worry about what other people will think. People who judge you will soon be forgotten. Nobody thinks about anyone that much.
Steve's Thought of the Day
The world is nothing but constant change. Your life is only a perception. Choose a way out of debt based on facts, not assumptions. Do what is best for your future because those that judge you will not feed you.
Steve's Thought of the Day
Do you have a greater responsibility to repair your financial past or your financial present and future? Make good choices that allow you to tackle your debt and immediately start building your emergency fund and saving for retirement. Tomorrow will be here before you know it. Lost time is a sin.
Steve's Thought of the Day
There is no sense in wasting a perfectly good financial mistake. Instead, learn from it and do better moving forward. The past is gone. Turn and face the future now.
Steve's Thought of the Day
Those who judge you for past financial mistakes are not your friends. So don't make choices about your future out of fear of what they may think. Instead, make choices based on truth, fact, and what is best for you moving forward from today.
Steve's Thought of the Day
Don't believe everything you think. Challenge your assumptions about getting out of debt. Do what is best for you, not others.
Steve's Thought of the Day
Is it less moral to file bankruptcy or to not take action that leaves you old, broke, hungry, and dependent on others?
Steve's Thought of the Day
If bankruptcy is so bad, why did our Founding Fathers specifically include it in the U.S. Constitution as protection for financial difficulties?
Steve's Thought of the Day
Maybe it is time to read what the Bible really says about bankruptcy instead of listening to the assumptions of others. Throw out your misperceptions and you'll be fine. (And who is stopping you from throwing them out?) - Marcus Aurelius
Stop listening to people that say bankruptcy is a last resort. It is neither first nor last. It is a tool like credit counseling, debt settlement, and others. For the best result, you need to use the right tool for the job.
Steve's Thought of the Day
People that tell you to avoid bankruptcy want to sell you something else are repeating something they heard or do not know what they are talking about. Get the facts and then make your own decision. Don't let an unskilled script-reading commissioned salesperson make life decisions for you.
Steve's Thought of the Day
Debt problems are like fingerprints. No two are alike. A one-size-fits-all solution will give you a one-size-fits-all result. You deserve better.
Steve's Thought of the Day
You are not your debt. Your value, self-esteem, and existence should not be defined by the money troubles you may be facing right now. Debt problems are solved with proper action, not guilt, self-hatred, and disgust.
Steve's Thought of the Day
Debt is nothing more than math wrapped in emotion. The math is easy, the emotional part leads us to do impulsive things. Not the right thing.
Steve's Thought of the Day
What type of money personality do you have? It is important to know. Take my online test now and discover how you unconsciously deal with money, credit, and debt.
Steve's Thought of the Day
How much retirement savings are you willing to throw away by dealing with your old debt instead of preparing for your financial future? Find how much you will lose by making the wrong choice. Use my online debt repayment calculator now.
Steve's Thought of the Day
Does it make more sense to ask for life-altering debt advice from an unskilled and untrained commissioned salesperson in a call center or an experienced debt coach like Damon Day that provides a customized solution for money troubles?
Steve's Thought of the Day
Throw out your misperceptions and you'll be fine. (And who is stopping you from throwing them out?) - Marcus Aurelius
It’s no secret that I’m a huge fan of Yelp.com (Source and Source). Yesterday, my love for the Yelp community and website grew a little bit fonder. Yesterday evening Yelp rolled out their latest mobile application update for iPhone and Android users to include their new feature: YelpDeals. These deals are not to be confused … Read more
An innovative and novel website is rising into the spotlight of daily deal sites. A site by the name of DealsGoRound which originally started in March of 2010 introduces a new market place for daily deals: buying, selling and posting wanted ads for past daily deals. After joining this website you can import your Groupon, … Read more
“Dear Paul, Hello, I am unemployed and need money…fast!!. I have several different retirement accounts: With “Investor-A”, I have both, a Traditional IRA & a Roth IRA With “Investor-B” I have both, 401k & 403b accounts (100% vested)… and I also have a SEP-IRA Interesting scheme… do you think this will work..?? I know you … Read more
Obviously couponing will save you money! One thing to look out for with coupons though is unhealthy food. There are a lot, and I mean, A LOT of coupons for junk food. Stay away! “Just Say No!” That being said you can still use the art of couponing to save on healthier items on your … Read more
I ran into a few websites today that will help save you money in the office. Whether you have a home office, small business or organization these tips will come in handy! This first tip can be beneficial to anyone, regardless if you’re trying to finance an office or not. What’s the most important part … Read more
Today I stumbled upon a fascinating tip I had never heard of before in regards to saving money. Apparently, there are better days than others to shop online. I was under the impression that Black Friday was the best day to find online deals. Period. But apparently, as shown by ShopItToMe.com some days yield higher … Read more
Ever want to go out on a great date night, maybe dinner and a movie, but just didn’t have enough money to do it up big? Well here’s a few quick tips on how you can save money on your date nights and still have a great time. Restaurant.com offers gift certificates for local restaurants … Read more
As promised in the last Moving Forward Radio Show I’ve completed a Fresh Look for RecipeMatcher.com. For years I’ve been yearning for a site such as this and now that one exists I can’t resist sharing it with all of you. RecipeMatcher does exactly what I sounds like it does, it matches recipes! But matches … Read more
“Dear Paul, Hello, Im a college student with $18,000 in savings. I need to know what to do with it both long and short term. They only debt I have consists of student loans. I have no credit card debt. Mike” Hi Mike, First off; nice job saving up funds, you are the exception rather … Read more
If you’re like me you constantly have your smartphone attached to your hip. In my case, I have my trusty digital sidekick (my iPhone) and I’m still amazed how far we’ve come with technology and mobile phones. I remember my first brick-like phone and only imagined in my wildest dreams having a phone this, well, … Read more