Bankruptcy Isn’t Failure — It’s a Financial Tool
Damon Day and I break down why bankruptcy fear is mostly a myth — and what actually happened to our credit and our lives after we each filed.
Get Out of Debt Guy Podcast
The Get Out of Debt Guy Podcast offers practical, no-nonsense debt advice. Listen on Apple Podcasts or Spotify to take control of your financial future! Listen to an episode below or Apple Podcasts or Spotify
Pay the Pit Bull, Not the Maltese: Which Bill Comes First
When money is short, the bill screaming loudest is usually the one you can skip. Damon Day’s rule for deciding which bill to actually pay first.
AI Is Changing Work Fast. Here’s What Cybercabs Landing in Damon Day’s Own Gig Market Mean for Your Debt Payoff Plan
Steve Rhode and Damon Day on AI, gig work, and Tesla’s Cybercab landing in Phoenix — and what it means if you’re counting on gig income to get out of debt.
Nobody Selling You Debt Relief Owes You the Truth
Debt relief salespeople have no fiduciary duty and earn nothing when you file. What that means for the retirement money you’re about to spend.
Why Debt Denial Is So Expensive (and How to Break It)
Steve Rhode and Damon Day break down why knowing what to do about debt isn’t the problem — acting on it is, and what actually gets people unstuck.
Why You Shouldn’t Call a Debt Settlement Salesperson
A fired debt settlement salesperson’s court journal exposes the quotas behind the sales call — and how tax debt really can be discharged in bankruptcy.
This Week in Debt: Settlement Cash, Fed Myths, Scam Alerts
Amazon Prime refunds, a Lemonade breach payout, the Fed rate-cut myth, an AI voice-clone scam, and viral collector advice, explained plainly this week.
Debt, Savings, Salesmen, Bankruptcy, and the Fear of Making the Wrong Move
Steve Rhode and Damon Day reveal how debt-relief sales pressure mirrors HVAC scam tactics — and why the math on Chapter 7 vs. settlement can differ by $82,500.
Paying Back Debt as Self-Punishment (and Findom)
Steve Rhode and Damon Day on why people punish themselves to repay debt they could legally erase — a 71-year-old refusing bankruptcy, and a man trapped in…
Why Do People Making Good Money Still Feel Broke?
Steve Rhode and Damon Day explain why six-figure earners still feel broke: a middle-class lifestyle that cost $50,000 in the 1990s now costs $125,000 to $180,000. They break down the spending creep that causes it and how to redirect cash onto the ‘asset train’ before the train leaves.
