Got a Private Student Loan through Sallie Mae (2005) now Navient. -balance is approx. $21,000. I have paid my loan each moth until recently…..Now, I am always late on payments but not close to default. History: I Lost my job, industry was decimated here in California, no longer on unemployment, can’t find a good paying job, have little money to ... Read More »

Hello, I am writing this to know about my situation is safe or it is in complicated situation. I studied at a University in Texas for 1 semester and I didn’t pay my fee over there and I don’t want my transcripts from that university either too. So, I transferred to another university where in am having full scholarship. now ... Read More »

A few years ago, I became quite ill and lost my house and car (owe $9K) as well as defaulted on unsecured loan ($12K), telephone bills (under $200) and 2 credit cards (1500). I have one judgment for approx $900 and numerous medical bills. I am now on Social Security Disability and don’t think I’ll be able to return to ... Read More »

Married, with two small children. We are both over 40 with about $75 k credit card debt. Both employed FT. My husband and I both have a large amount of credit card debt…. I have $40k and he has $35k. We can make our minimum payments and we are not behind, but we have no left over money at the ... Read More »

I owe just under $22,000 in credit card debt. This consists of several cards ranging from $5000 down to $600. I am one month past due on my first mortgage and several months past due on the 2nd (which is an equity line of credit) Right now they are reviewing for modification of the second. The first mortgage modification has ... Read More »

27 year old with $200,000 in student loan debt and I really have no idea what to do about it. I make around $25,000 a year and as of right now I pay $32 a month towards my federal loans which total about $48,000. The rest is in private and I make no payment on them since I can not ... Read More »

START OFF THIS WAY MY LIFEPARTNER DIED 1.7.13 AFTER 34 YRS TOGETHER.I WAS ON HIS 401K WHICJ\H WASN’T MUCH BECAUSE HE TOOK OUT LOANS.NOW I GET A LETTER HE HAD $6500 LIFE INS.BUT DIDN’T BUT ANYONE DOWN ON IT.WHAT CAN I DO WHAT CAN I DO ABOUT HIS LIFE INS. RICK This is your chance to be a hero and ... Read More »

I was served by a process server yesterday on behalf of Machol & Johannes re: a credit card debt purchased from HSBC Bank. According to my credit reports this account was closed 10/06, last payment made 6/06. I noticed that the summons doesn’t have a case number assigned to it. Am I correct that this account has lapsed or exceeded ... Read More »

I have been at my former job for 3 years. Ive enjoyed my job and had no reason to not be. A few days ago I was working the closing shift and me and another employee were robbed. I was held at gun point and the robbers took everything. (including my security) I was told to take a few days ... Read More »

My wife and I have about $50,000.00 of credit card debt. We both work and we are also paying off our kids college. I do not want to contact a debt settlement company because I believe they are all scams. I also do not want to file bankruptcy. I just want to know if there is an honest solution to ... Read More »

I wasn’t getting a lot of hours at work, and I decided to take out a car title loan, but now I’ve lost my job, and they want me to pay $200 worth of only interest before they will allow me to refinance the loan. What can I do so they will work with me, because I don’t have $200, ... Read More »

I am a single woman only living on 700 dollars a month with credit cards if I dont paid these can the creditors take me to court can creditors take you to court if you on disablity? Deb This is your chance to be a hero and help out this person by providing your feedback and answer to the question ... Read More »

I have been working with a debt settlement company. I would like to access my Noteworld account information. How do I do that? How do I access an existing Noteworld account? Diane This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below. Read More »

I had wells fargo visa that is in default for 16k. I was served sunday 12/08/12 but the paperwork was filed in the courts on 11/29/12. I think I have 30 days to respond and this is through contra costa county, california. Hello, I was served yesterday from wells fargo bank for a credit card debt of 16k. I am ... Read More »

Can anyone tell me credit card settlement mailing address’ to inquire or offer a settlement by mail instead of calling by phone to Bank of America, or Advanta, ? Bobby This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below. Read More »