Latest Posts
Home > Reader Questions

Reader Questions

What Do You Think Rob Should Do About His Sallie Mae Private Student Loan Debt?

Student Loan Corkboard Concept

Got a Private Student Loan through Sallie Mae (2005) now Navient. -balance is approx. $21,000. I have paid my loan each moth until recently…..Now, I am always late on payments but not close to default. History: I Lost my job, industry was decimated here in California, no longer on unemployment, can’t find a good paying job, have little money to ... Read More »

    Do I Have to Pay My College Fees?

    Adult Ed - Questions

    Hello, I am writing this to know about my situation is safe or it is in complicated situation. I studied at a University in Texas for 1 semester and I didn’t pay my fee over there and I don’t want my transcripts from that university either too. So, I transferred to another university where in am having full scholarship. now ... Read More »

      I’m Living on SSD and Bill Collectors Call All the Time. – Barbara

      monster under bed

      A few years ago, I became quite ill and lost my house and car (owe $9K) as well as defaulted on unsecured loan ($12K), telephone bills (under $200) and 2 credit cards (1500). I have one judgment for approx $900 and numerous medical bills. I am now on Social Security Disability and don’t think I’ll be able to return to ... Read More »

        We Are Getting Further Into Debt and Not Sure What to Do. – Karen

        contemplate

        Married, with two small children. We are both over 40 with about $75 k credit card debt. Both employed FT. My husband and I both have a large amount of credit card debt…. I have $40k and he has $35k. We can make our minimum payments and we are not behind, but we have no left over money at the ... Read More »

          I Am Barely Scooting By Paying My Bills. – Carla

          time bomb

          I owe just under $22,000 in credit card debt. This consists of several cards ranging from $5000 down to $600. I am one month past due on my first mortgage and several months past due on the 2nd (which is an equity line of credit) Right now they are reviewing for modification of the second. The first mortgage modification has ... Read More »

            My Student Loan Payments Almost Equal My Income. What Can I Do? – Alex

            qa5

            27 year old with $200,000 in student loan debt and I really have no idea what to do about it. I make around $25,000 a year and as of right now I pay $32 a month towards my federal loans which total about $48,000. The rest is in private and I make no payment on them since I can not ... Read More »

              My Life Partner Died But I Wasn’t Listed on His Life Insurance. – Rick

              Isolated wings

              START OFF THIS WAY MY LIFEPARTNER DIED 1.7.13 AFTER 34 YRS TOGETHER.I WAS ON HIS 401K WHICJ\H WASN’T MUCH BECAUSE HE TOOK OUT LOANS.NOW I GET A LETTER HE HAD $6500 LIFE INS.BUT DIDN’T BUT ANYONE DOWN ON IT.WHAT CAN I DO WHAT CAN I DO ABOUT HIS LIFE INS. RICK This is your chance to be a hero and ... Read More »

                Machol & Johannes Are Suing Me Over an Old HSBC Account. What Do I Do? – Steff

                Ready to Collapse

                I was served by a process server yesterday on behalf of Machol & Johannes re: a credit card debt purchased from HSBC Bank. According to my credit reports this account was closed 10/06, last payment made 6/06. I noticed that the summons doesn’t have a case number assigned to it. Am I correct that this account has lapsed or exceeded ... Read More »

                  I Was Robbed at Gun Point at Work. Can I Get Unemployment?

                  Speech Bubble - Q&A

                  I have been at my former job for 3 years. Ive enjoyed my job and had no reason to not be. A few days ago I was working the closing shift and me and another employee were robbed. I was held at gun point and the robbers took everything. (including my security) I was told to take a few days ... Read More »

                    Struggling With Credit Card Debt. Don’t Want to File Bankruptcy or Do Debt Settlement. – Mike

                    qa5

                    My wife and I have about $50,000.00 of credit card debt. We both work and we are also paying off our kids college. I do not want to contact a debt settlement company because I believe they are all scams. I also do not want to file bankruptcy. I just want to know if there is an honest solution to ... Read More »

                      Can’t Afford Title Loan Payment. They Won’t Work With Me. – Yasmina

                      help

                      I wasn’t getting a lot of hours at work, and I decided to take out a car title loan, but now I’ve lost my job, and they want me to pay $200 worth of only interest before they will allow me to refinance the loan. What can I do so they will work with me, because I don’t have $200, ... Read More »

                        I’m Living on Disability. Can My Creditors Take Me to Court? – Deb

                        closeup of a gavel on cash, from above

                        I am a single woman only living on 700 dollars a month with credit cards if I dont paid these can the creditors take me to court can creditors take you to court if you on disablity? Deb This is your chance to be a hero and help out this person by providing your feedback and answer to the question ... Read More »

                          How Do I Access My Noteworld Account Online? – Diane

                          Help - Red Button

                          I have been working with a debt settlement company. I would like to access my Noteworld account information. How do I do that? How do I access an existing Noteworld account? Diane This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below. Read More »

                            How Do I Handle Wells Fargo Suing Me Over Debt? – Cynthia

                            Help - Red Button

                            I had wells fargo visa that is in default for 16k. I was served sunday 12/08/12 but the paperwork was filed in the courts on 11/29/12. I think I have 30 days to respond and this is through contra costa county, california. Hello, I was served yesterday from wells fargo bank for a credit card debt of 16k. I am ... Read More »

                              What is the Bank of America or Advanta Credit Card Settlement Address? – Bobby

                              Ready to Collapse

                              Can anyone tell me credit card settlement mailing address’ to inquire or offer a settlement by mail instead of calling by phone to Bank of America, or Advanta, ? Bobby This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below. Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.