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Reader Questions

Do I Have to Pay My College Fees?

January 6, 2015January 5, 2015 by Consumer

Hello, I am writing this to know about my situation is safe or it is in complicated situation. I studied at a University in Texas for 1 semester and I didn’t pay my fee over there and I don’t want my transcripts from that university either too. So, I transferred to another university where in … Read more

Categories Reader Questions Tags College Fees, tuition 1 Comment

I’m Living on SSD and Bill Collectors Call All the Time. – Barbara

February 1, 2021June 12, 2013 by Consumer

A few years ago, I became quite ill and lost my house and car (owe $9K) as well as defaulted on unsecured loan ($12K), telephone bills (under $200) and 2 credit cards (1500). I have one judgment for approx $900 and numerous medical bills. I am now on Social Security Disability and don’t think I’ll … Read more

Categories Reader Questions Tags social security, ssdi 4 Comments

We Are Getting Further Into Debt and Not Sure What to Do. – Karen

June 12, 2013June 10, 2013 by Consumer

Married, with two small children. We are both over 40 with about $75 k credit card debt. Both employed FT. My husband and I both have a large amount of credit card debt…. I have $40k and he has $35k. We can make our minimum payments and we are not behind, but we have no … Read more

Categories Reader Questions Tags Afraid to File Bankruptcy 14 Comments

I Am Barely Scooting By Paying My Bills. – Carla

January 19, 2021June 9, 2013 by Consumer

I owe just under $22,000 in credit card debt. This consists of several cards ranging from $5000 down to $600. I am one month past due on my first mortgage and several months past due on the 2nd (which is an equity line of credit) Right now they are reviewing for modification of the second. … Read more

Categories Reader Questions Tags paycheck to paycheck 8 Comments

My Student Loan Payments Almost Equal My Income. What Can I Do? – Alex

June 12, 2013May 30, 2013 by Consumer

27 year old with $200,000 in student loan debt and I really have no idea what to do about it. I make around $25,000 a year and as of right now I pay $32 a month towards my federal loans which total about $48,000. The rest is in private and I make no payment on … Read more

Categories Reader Questions Tags aes, sallie mae, wells fargo 4 Comments

My Life Partner Died But I Wasn’t Listed on His Life Insurance. – Rick

March 19, 2013 by Consumer

START OFF THIS WAY MY LIFEPARTNER DIED 1.7.13 AFTER 34 YRS TOGETHER.I WAS ON HIS 401K WHICJ\H WASN’T MUCH BECAUSE HE TOOK OUT LOANS.NOW I GET A LETTER HE HAD $6500 LIFE INS.BUT DIDN’T BUT ANYONE DOWN ON IT.WHAT CAN I DO WHAT CAN I DO ABOUT HIS LIFE INS. RICK This is your chance … Read more

Categories Reader Questions Tags Beneficiary 3 Comments

Machol & Johannes Are Suing Me Over an Old HSBC Account. What Do I Do? – Steff

October 14, 2020March 18, 2013 by Consumer

I was served by a process server yesterday on behalf of Machol & Johannes re: a credit card debt purchased from HSBC Bank. According to my credit reports this account was closed 10/06, last payment made 6/06. I noticed that the summons doesn’t have a case number assigned to it. Am I correct that this … Read more

Categories Reader Questions Tags getting sued 1 Comment

I Was Robbed at Gun Point at Work. Can I Get Unemployment?

March 17, 2013 by Consumer

I have been at my former job for 3 years. Ive enjoyed my job and had no reason to not be. A few days ago I was working the closing shift and me and another employee were robbed. I was held at gun point and the robbers took everything. (including my security) I was told … Read more

Categories Reader Questions Tags unemployment 6 Comments

Struggling With Credit Card Debt. Don’t Want to File Bankruptcy or Do Debt Settlement. – Mike

March 14, 2013 by Consumer

My wife and I have about $50,000.00 of credit card debt. We both work and we are also paying off our kids college. I do not want to contact a debt settlement company because I believe they are all scams. I also do not want to file bankruptcy. I just want to know if there … Read more

Categories Reader Questions Tags getting out of debt 10 Comments

Can’t Afford Title Loan Payment. They Won’t Work With Me. – Yasmina

December 10, 2020March 13, 2013 by Steve Rhode

I wasn’t getting a lot of hours at work, and I decided to take out a car title loan, but now I’ve lost my job, and they want me to pay $200 worth of only interest before they will allow me to refinance the loan. What can I do so they will work with me, … Read more

Categories Loans, Reader Questions Tags title loan 2 Comments

I’m Living on Disability. Can My Creditors Take Me to Court? – Deb

February 12, 2013 by Consumer

I am a single woman only living on 700 dollars a month with credit cards if I dont paid these can the creditors take me to court can creditors take you to court if you on disablity? Deb This is your chance to be a hero and help out this person by providing your feedback … Read more

Categories Reader Questions Tags disability 3 Comments

How Do I Access My Noteworld Account Online? – Diane

January 7, 2013 by Consumer

I have been working with a debt settlement company. I would like to access my Noteworld account information. How do I do that? How do I access an existing Noteworld account? Diane This is your chance to be a hero and help out this person by providing your feedback and answer to the question in … Read more

Categories Reader Questions 1 Comment

How Do I Handle Wells Fargo Suing Me Over Debt? – Cynthia

December 13, 2012 by Consumer

I had wells fargo visa that is in default for 16k. I was served sunday 12/08/12 but the paperwork was filed in the courts on 11/29/12. I think I have 30 days to respond and this is through contra costa county, california. Hello, I was served yesterday from wells fargo bank for a credit card … Read more

Categories Reader Questions Tags wells fargo 6 Comments

What is the Bank of America or Advanta Credit Card Settlement Address? – Bobby

November 27, 2012 by Consumer

Can anyone tell me credit card settlement mailing address’ to inquire or offer a settlement by mail instead of calling by phone to Bank of America, or Advanta, ? Bobby This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments … Read more

Categories Reader Questions 2 Comments

How Do I Respond to This Without a Lawyer? – Dan

November 13, 2012 by Consumer

Recieved a letter in the mail about a summons . Went to the county website and read what I posted below. Viewed Date Action Text Disposition Image 04/23/2015 1:30 PM DEPT. T1 HEARING RE: ORDER TO SHOW CAUSE WHY SANCTIONS SHOULD NOT BE ISSUED AGAINST PLAINTIFF FOR FAILURE TO FILE DEFAULT JUDGMENT PURSUANT TO CRC … Read more

Categories Reader Questions 3 Comments
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