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Reader Questions

I Paid Off My Car With My Credit Union But They Won’t Give Me the Title. – Linda

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I paid off my car with the credit union they are holding my car title for Visa card payment. The Visa has been turned over to collection agency. For years I have not been able to get my title. I called up the credit union and asked about the title. They sent me a letter on their letterhead releasing the ... Read More »

    Should I Roll Over My 403(b) to My 401(k)? – Salvador

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    5 years in present employer.with GREAT 401k retirement plan … 2 years in previous one with so so plan worked at a place for 2 years with a 403 b retirement plan… there are $2100, right now and for the past 6 years im in a good place with great 401k plan… can I cash out on the previous plan ... Read More »

      Can I Sell My Business With a Judgment for Taxes Against Me? – Dave

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      I owned a restaurant for almost two years. I filed NY sales tax but did not pay them. The restaurant has now been closed for two months. I have a buyer who wants to purchase my equipment and reopen the restaurant in the same space with my restaurant name. There was a judgement filed against me. The tax agent said ... Read More »

        My Parents Are Disabled Seniors With Two Timeshares. – Erica

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        My parents are disabled seniors. They are in a lot of debt which includes 2 time shares that they can’t get rid of. They have been approached by numberous scam artists. Now my mom has made an appointment to work with Legal Services Group. I think she plans to sign over the time shares to them. I tried to check ... Read More »

          Unemployed Mother of 3. Just Had My Car Repossessed. What Are My Options? – Anne

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          I’m a mother of 2 soon to be 3 and been unemployed since last year July. My husband works contract jobs and has been out of contract for 2 months.The car loan was in my name only and it’s the only debt I have. We don’t have another car and are currently stranded because our city barely has a bus ... Read More »

            I Was Laid Off, My Husband is Still Out of Work, Can’t Afford to Pay Discover. – Kari

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            I was laid off over 2 months ago, my husband 7 years ago and still out of work. I have a Discover loan in the amount of 23,000 interest rate 10% payment 479 per month. I called to see if they have a hardship program and all they did was tell me to turn down my air conditioning unit to ... Read More »

              Will My Unfiled Tax Situation Prevent Me From Creating a Corporation and Attracting Investors? – Bruce

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              Unfiled taxes liens , (state and irs) most of the debt is because the irs and or state of California have filed for me and penalties are piling up. I have a very good chance to creat a business. I have investors chomping at the bit . What bearing does my personal tax problem have on creating a Corporation.AND if ... Read More »

                My Chapter 13 Bankruptcy Was Dismissed. What Can I Do to Keep My Car? – Mary

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                have been in chapter 13 bankruptcy and lost my job and I informed my attorney of this tried to convert to chapter 7 and was told no need to come to meeting they had last week and received a letter in mail today telling me that bankruptcy has been dismissed. is there anything I can do to keep my car? ... Read More »

                  Should I Use Davenport Law or Debt America – Danny

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                  I have close to $300000 in credit card line of credit and loans. I am going to use either davenport law or debtamerica. Which ones do you recommend. I live in Texas. This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below. Read More »

                    We Are On Social Security Disability and Can Hardly Make It. – Robert

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                    Betweed my girlfriends and my debt we can herdiy make it. I am on social securty disabiliey and my girlfriend of 21 years has a hard time walking. Any help would be helpful and when we are good, we can pay something back. I had a credit score of 718 in Febuary 2012 and I fell because of my girlfriend. ... Read More »

                      My Car Was Repossessed and the Lender Said I Could Get It Back. They’ve Changed Their Mind. – Tammy

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                      My car was repossessed the lender verbally told me I have ten days to come up with my past due amount and I can have my car back, I came up with the money now the lender isn’t holding up there end of it. Can they do that after I gave them the money they told me to pay them?..” ... Read More »

                        We Are About to Lose Our Land Because of Nursing School. – Cami

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                        We are about to lose our land through the va due to me going to nursing school we are unable to keep payments up. also, we are having trouble keeping our payments up on anything. recently my son had a wreck in my car and due to my credit i am unable to get a car so i am borrowing ... Read More »

                          I’m Separated From Husband. Can We Each File Bankruptcy and Each Keep One of Our Homes?

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                          We are separated and not living together and i do not know how everything is going to go long term. Here is my question and thank you. My husband and I are separated but not divorced yet I live in one of our houses and he lives in another house we own. Well now he can not make it and ... Read More »

                            I Am a College Student. What Can I Do to Get Out of Debt? – Maisie

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                            I am a college student, and I am in debt over $1,000 to the bank. I have my own apartment with roomates, I work at Subway, and I am over whelmed with debt as of right now. What can I do to get out of this mess I have created for myself? Maisie This is your chance to be a ... Read More »

                              How Can I Join In the Class Action Lawsuit Against Legal Helpers Debt Resolution?

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                              I live in nj and hired LHDR to help us pay our debts. After paying them about 7, 900.00 in almost 2 years all they settle was our smallest account for about 680.00 . One of the account which took us to court i I had to settle myself for 1600.00 . LHDR agreed to pay them, when they didn’t ... Read More »

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