Unemployed sales rep, back in school for RN. 25K in cc debt and trying to decide if I should file Ch 7. I will be in school for another 2.5 years. Should I file or just quit paying the 25K in cc debt. I have been told by friends to just stop paying them and …
I have one single credit card, which I’ve had since 1998. When I went to debt counciling and we looked at all my sorces of debt, it was recommened that I consolodate everything (including school loans, travel exspenses, etc) on to my credit card because it had the lowest interest rate (about 6.5%). This worked …
i entered into a stipulation without really understanding what it was . all i understood is that i would settle for a lesser amount and pay monthly. i was unable to make the first couple of payments and they put a hold on my account. i went to court and made the past payments and …
I read in your 9/27 discussion online that the old contract will not be used in one month because it is being revised to be FTC compliant and that there will be face to face meetings with an atty. Does this change the contracts that current LDHR clients are under? Anita This reader question was …
My fiance and I are in risk of losing our home and possibly our car. Last February my fiance lost his job and we fell behind. He started working in April but we were so far behind we couldn’t catch up. Now I am out of a job and we are about to lose everything. …
Due to an auto accident I was unable to remain current on my debts and was able to work with all creditors but Citibank. The quit accepting the small payments I was able to make and sold the debts to collection agencies. I recently received a call from an attorney for one of the debts …
i have takin out four payday loans with in the last year, and have struggled paying them back.. I do now want to file bankrupsy i am only 26 and my vehicle is co-signed by my parents, and i don’t want them to have bad credit!! what should i do? i was going to try …
Trying to buy a house but a debt shows up with title company and not on our credit report. My husband and I am trying to buy a house we went through the pre-approval process and made and offer and it was accepted. Then we received the preliminary report from the title company and they …
The trustee in my bankruptcy case is trying to take an liquidate an asset that I am living on. How can the trustee in my case liquidate an asset that I am solely dependent upon for living? Basically he will put me on the street if I don’t have this income. Rob This reader question …
My husband has lost his job twice in the last 2 years. The first time it only took him 1 month to find a new job, so we recouped pretty quickly. The second time (which was just in February 2010) it took him 5 months to find a job. His new job includes a $10K …
