Performance SLC Review: Is It Legit?

Quick Answer: Performance SLC is not legitimate according to the Consumer Financial Protection Bureau, which filed a federal lawsuit alleging the company charged illegal advance fees of $1,000-$1,450 for student loan services that borrowers can obtain free from the Department of Education.The Consumer Financial Protection Bureau (Bureau) today filed a complaint against Performance SLC, LLC …

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Hunter Warfield Complaints: Myth vs Reality

Quick Answer: Hunter Warfield complaints include cases like disputed rental debt collections, but the company typically responds timely to CFPB complaints. This specific 2019 complaint about an unrecognized rental debt was closed with explanation, though the consumer outcome remains unclear.Date Received: 2019-01-02T00:00:00.000Product: Other debtIssue: Attempts to collect debt not owedConsumer Consent Provided to Share Complaint: …

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Diversified Consultants: When It Helps, Hurts

Quick Answer: Diversified Consultants Inc. received a consumer complaint regarding a disputed $53 debt collection that the consumer claims was invalid. The company provided a timely response and closed the complaint with explanation, though the consumer’s dispute status remains unavailable.Date Received: 2019-01-02T00:00:00.000Product: I do not knowIssue: False statements or representationConsumer Consent Provided to Share Complaint: …

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Grant Mercantile Agency: When It Helps and Hurts

Quick Answer: Grant Mercantile Agency received a complaint from a California consumer who disputed a medical debt they claimed wasn’t theirs, citing insurance coverage and never visiting the alleged service location. The company responded timely and closed the complaint with explanation, though the consumer’s dispute status remains unavailable.Date Received: 2019-01-02Product: Medical debtIssue: Attempts to collect …

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Finkelstein Kern Steinberg: CFPB Complaint

Quick Answer: A consumer filed a CFPB complaint against Finkelstein Kern Steinberg alleging wage garnishment without proper notice and collection on a debt past Tennessee’s statute of limitations. The debt collection firm refused to arrange payment plans after garnishment began and claimed they obtained a valid court judgment.Date Received: 2018-12-31T00:00:00.000Product: Credit card debtIssue: Written notification …

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Capital One CFPB Complaints: Myth vs Reality

Quick Answer: Capital One’s CFPB complaint data shows the company responds timely to consumer issues, with this fraudulent account complaint receiving non-monetary relief without consumer dispute. While all companies receive complaints, Capital One’s handling suggests reasonable customer service practices for resolving credit card disputes.Date Received: 2018-12-30T00:00:00.000Product: Credit card debtIssue: False statements or representationConsumer Consent Provided …

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Resurgent Capital Services: What It Means for You

Quick Answer: Resurgent Capital Services is a debt collection agency that consumers report fails to provide proper debt validation despite legal requirements under FDCPA and FCRA. This consumer case shows Resurgent added $2,900 and $1,100 collection accounts to credit reports without providing signed contracts or documentation when validation was requested through certified letters.Date Received: 2018-12-29T00:00:00.000Product: …

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Nelnet CFPB Complaint: What It Means for You

Quick Answer: This Nelnet CFPB complaint highlights how multiple student loan accounts can severely damage credit scores, with the borrower requesting legislation to consolidate loans into single accounts. Nelnet responded to the complaint in a timely manner and closed it with explanation, though the consumer’s dispute status remains unavailable.Date Received: 2018-12-29T00:00:00.000Product: Federal student loan servicingIssue: …

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Navient Solutions CFPB Complaint: What to Know

Quick Answer: A borrower filed a CFPB complaint against Navient Solutions regarding their refusal to release a co-signer or lower payments despite years of regular payments. The family faced financial hardship due to medical issues but Navient remained uncooperative in negotiations.Date Received: 2018-12-01T00:00:00.000Product: Private student loanIssue: Struggling to repay your loanConsumer Consent Provided to Share …

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Encore Capital CFPB Complaint: What It Means

Quick Answer: This CFPB complaint shows Encore Capital faced a wage garnishment dispute where a consumer claimed they owed an unknown $4,400 debt and couldn’t get information from the plaintiff’s attorney. Encore responded timely and closed the complaint with explanation, though the consumer’s dispute status remains unavailable.Date Received: 2019-01-01T00:00:00.000Product: Credit card debtIssue: Written notification about …

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