Before You Reach Out
I get a lot of emails. To make sure yours gets to the right place, please read this first. It’ll save us both time.
Need Help With Your Debt?
I stopped providing one-on-one consumer help years ago. These days, I focus on writing, research, and my podcast.
But I haven’t left you hanging.
I refer everyone to Damon Day. He’s been my co-host for years, and I trust him completely. Damon offers free consultations and has helped thousands of people figure out their best path forward. He’s the real deal.
What I Don’t Do
I want to be upfront with you so nobody wastes their time:
- Business proposals — I’m not looking for partnerships, joint ventures, or “opportunities.”
- Affiliate relationships — I don’t promote products or services for commission. Never have, never will.
- Referral arrangements — I don’t accept fees for sending people to debt relief companies.
- Guest posts or link requests — My content is my content. I don’t sell links or publish other people’s articles.
If you’re reaching out about any of the above, I won’t respond. Not to be rude—just honest about how I spend my time.
Did I Write Something About You or Your Company?
If you’ve found something on this site that you take exception with, I want to hear from you.
I’ve been investigating the debt relief industry since 1994. I’ve written about hundreds of companies. Sometimes I get things wrong. Sometimes situations change. If there’s an error, it’s unintentional—and I’d like the chance to make it right.
When you reach out, please include:
- The specific URL of the post in question
- What you believe is inaccurate
- Any documentation that supports your position
I can’t promise I’ll change anything. But I can promise I’ll look at it fairly.
Good Reasons to Contact Me
- You found a factual error and have documentation to back it up
- You’re a journalist working on a story about consumer debt
- You want to discuss having me on your podcast (debt-related topics only)
- You have a genuine question about something I wrote
Send Me a Message
Still want to reach out? Great. Use the form below.
I read everything. I don’t respond to everything. But if your message is genuine and falls into one of the categories above, you’ll hear back from me.
Thanks for understanding. I’ve been doing this for over 30 years, and setting these boundaries is the only way I can keep helping people through my writing and podcast.
— Steve
