“Dear Steve, I’m self employed with about $70,000.00 in credit card debt a large a large part of which came about from marketing expenses over a period of years. I have been in contact with two companies, Impact Debt Relief and Freedom Debt Relief and have discussed their debt reduction programs with each. Impact quoted …
“Dear Steve, I have read some of your answers to others a few times now and thought I would dive in too. I have myself deep in debt; mostly credit cards but a few vehicles and student loans. I’ve borrowed from my 401k too so nothing there to help me. Not only did I get …
“Dear Steve, DROWNING in CC DEBT! To give backround we have been looking at many options including Bankrutpcy even though we have not consulted an attorney yet and from what we read we make too much for Chapter 7 and 13 would be impossible since we owe 100,000 in CC and in Chapter 13 he …
Thomas O’Connel Holstein provided bankruptcy services at his law firm, known as Lawline. In September 2005, he signed a consent petition with the Illinois Attorney Registration and Disciplinary Commission in which he acknowledged professional misconduct and agreed to an eighteen-month suspension of his law license, effective October 17, 2005. Despite the agreement and impending suspension, …
Here is an excerpt from a great piece by Lauren Tara LaCapra for TheStreet.com. The piece is titled Opportunists Pounce Amid Mortgage Mess. Call them savvy entrepreneurs or shady wheelers-and-dealers, but small mortgage-workout shops have sprouted up across the country like wildfire, promising to deliver results in a speedy fashion. They often have names that …
Today I had the pleasure of interviewing Nigel Cates, the Deputy Director of the Credit Group with the Office of Fair Trading (OFT) in England. The issue at hand was one that had been raised previously here. The allegations going around was that a law firm/marketing company was trying to recruit affiliates and possibly lawyers …
In a case against Premiere Credit of North America by Holly Owens, she alleges that she was abused by a debt collector and in an attempt to collect a debt. If what is alleged in the complaint is true, the debt collector stepped waaaaay over the line. Here is what the complaint says. I’ve bolded …
“Dear Steve, I have about 12 accounts that are collections they are all small amounts 100 to 700 dollars. On my current income I can pay out 250.00 a month how can I go about paying to #1 pay the least amount total. #2 has the maximum positive effect on my very poor credit? I …
The owners of a North Idaho mortgage modification company are prohibited from engaging in loan modification activities with Idaho consumers, Attorney General Lawrence Wasden said today. Randy Allen, Clint Paulsen, and Travis Smith, who operated HomeModifier in Post Falls, signed a consent judgment that prevents them from opening a new mortgage modification business in Idaho. …
Loan Mod Profiles: Delayed then Denied, Often Mistakenly by Karen Weise ProPublica, Today, 10:09 a.m. Download the audio. Listen to David Moe talk about trying to get a loan mod. Retired pastor David Moe describes the process of trying to get a loan modification — only to be denied after more than a year — …