Complaint Not Yet Publicly Available
The complaint in this case has not yet been made publicly available through the federal court system. I only quote directly from publicly released court documents — I do not paraphrase or summarize complaint language.
You can monitor this case and access filings as they are released at the CourtListener docket page. I will update this post when the complaint becomes available.
Quick Answer: A class action lawsuit was filed by Jackson against Beyond Finance, LLC d/b/a Accredited Debt Relief in the U.S. District Court for the District of New Jersey. Case No. 3:26-cv-05780. The case was removed from state court to federal court on May 20, 2026. The full complaint has not yet been made available through public court records. This page will be updated with the complete allegations when the complaint is published. This is a legal filing, not a verdict.
Case Update — August 4, 2026
2026-05-20: Doc 3 — Corporate Disclosure Statement (aty) — Link
2026-05-20: Doc 4 — Statement 7.1.1 Third Party Funding — Link
2026-05-20: Doc 2 — Diversity Disclosure Statement — Link
2026-05-21: Add and Terminate Judges — Link
2026-05-21: Notice of Judicial Preferences — Link
2026-05-21: Doc 5 — Notice of Appearance — Link
2026-05-21: QC – Attorney Case Opening — Link
2026-05-27: Doc 6 — Compel Arbitration — Link
2026-05-28: Set/Reset Motion and R&R Deadlines/Hearings — Link
2026-06-03: Doc 8 — Response to Motion — Link
2026-06-03: Doc 7 — Notice of Appearance — Link
2026-06-04: Order of Dismissal AND Text Order AND ~Util – Terminate Motions — Link
Case Status: The complaint in this case has not yet been uploaded to the RECAP archive. When it becomes available, the full text of the allegations will be reproduced on this page.
To access the complaint directly, you can search for Case No. 3:26-cv-05780 on PACER (the federal court electronic records system). PACER charges $0.10/page, but the first $30/quarter is free for most users.
About the Defendant
Beyond Finance, LLC operates a debt settlement program under both the Beyond Finance and Accredited Debt Relief brand names. The company is headquartered in San Diego, California. Accredited Debt Relief is a d/b/a (doing business as) of Beyond Finance, LLC.
As of May 2026, the Consumer Financial Protection Bureau has received 152 complaints against Beyond Finance. The most frequently reported issues include:
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- Didn’t provide services promised (39 complaints)
- Charged upfront or unexpected fees (29 complaints)
- Confusing or misleading advertising or marketing (16 complaints)
- Confusing or missing disclosures (13 complaints)
- Unauthorized withdrawals or charges (8 complaints)
CFPB complaint data is public information and does not constitute allegations in this lawsuit. Complaints are consumer-reported and have not been verified.
About This Coverage
I monitor federal court cases involving debt relief companies as an educational resource for consumers, other companies in the industry, and regulators. This project began on February 27, 2026, and covers cases filed on or after February 20, 2026. Cases filed before that date are not included. I am currently monitoring 334 companies in the debt relief space.
I report on all cases I am able to monitor — no company is singled out or targeted. The goal is comprehensive, fair coverage that helps consumers understand the legal landscape.
Important: The information on this page comes directly from court documents. I present the allegations exactly as stated in those filings — I do not interpret, summarize, or paraphrase complaint language, as doing so could introduce unintended bias. These are allegations, not findings of fact. Every defendant is presumed innocent and has the right to contest the claims in court. A lawsuit is not a finding of wrongdoing.
You can view the full docket at CourtListener.
Are you a party to this case? I welcome statements, corrections, and updates from any party — plaintiff, defendant, or their counsel. If you'd like to add context or a statement for readers, please contact me directly. I will publish it here.
Frequently Asked Questions
Why doesn’t this page have the full complaint yet?
Federal court complaints are filed through the PACER system. They become available for free public access when they are uploaded to the RECAP archive (a free, open repository of federal court documents). Not all filings are uploaded immediately. When this complaint becomes available, the full text will be added to this page.
Has Beyond Finance been found liable?
No. A complaint is a legal filing that contains allegations. Beyond Finance, LLC has not been found liable for any wrongdoing. Courts require proof before entering judgment.
What does it mean that this case was “removed” to federal court?
Removal means the case was originally filed in state court and the defendant moved it to federal court. Under 28 U.S.C. § 1441, defendants can remove cases to federal court when federal jurisdiction exists, typically based on diversity of citizenship (parties from different states) or federal question jurisdiction. The removal itself is a procedural step and does not reflect on the merits of the case.
What is debt settlement?
Debt settlement is a process where a company negotiates with creditors to accept less than the full amount owed. The FTC’s Telemarketing Sales Rule prohibits debt settlement companies from charging fees before they have actually settled or reduced a consumer’s debt. Consumers considering debt settlement should understand the risks, including potential damage to credit scores, continued collection activity, and possible tax liability on forgiven debt.
Where can I file a complaint about a debt settlement company?
Consumers can file complaints with the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and their state attorney general’s office.
Source: CourtListener — Jackson v. Beyond Finance, LLC, Docket 73370558. This case is being tracked for updates.
Part of the Federal Lawsuits Database
This case is one of 353 federal court cases involving debt relief companies tracked at Federal Lawsuits Against Debt Relief Companies. Browse by company type, legal claim, or alleged conduct to identify industry-wide patterns.
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