Federal Lawsuits Against Debt Relief Companies
An automatically updated record of federal court cases involving debt relief companies and debt buyers — useful for consumers evaluating providers, researching companies contacting them about a debt, and for companies learning from industry patterns.
Important: All case information is sourced directly from court documents and reported as alleged. These are allegations, not findings of fact. Every defendant is presumed innocent and has the right to contest the claims in court.
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Quick Answer: Rosalind Nolan sued SIMM Associates, Inc. in the United States District Court for the Southern District of California under the Rosenthal Fair Debt Collection Practices Act, the Fair Debt Collection Practices Act, and the Telephone Consumer Protection Act. Nolan alleges that SIMM unlawfully contacted her over fifty times using an automatic telephone dialing system and/or prerecorded voice messages to collect a debt, despite her attorney sending a cease-and-desist letter revoking consent for such communications. She seeks damages for these violations. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Deborah Lynn Peralta sued OneMain Financial Group, LLC in the United States District Court for the Southern District of California under the Rosenthal Fair Debt Collection Practices Act and the Telephone Consumer Protection Act. She alleges that OneMain unlawfully collected a debt by repeatedly calling her cellular phone using an artificial or prerecorded voice, even after she revoked consent to such calls through a cease-and-desist letter sent by her attorney. Peralta seeks damages for these violations. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Anna Schulz sued Tax Network USA, Inc. in the United States District Court for the Eastern District of Pennsylvania under Pennsylvania’s Unfair Trade Practices and Consumer Protection Law and common law fraud. The complaint alleges that Tax Network misrepresented its ability to resolve Schulz's tax liabilities and failed to provide the promised services, resulting in significant financial harm to Schulz, and it raises a concern about whether her signature on a Power-of-Attorney form sent to the IRS was genuine. She seeks compensatory damages, treble damages, attorneys’ fees, and costs, totaling over $75,000. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Dorothy Blitchington sued Portfolio Recovery Associates, LLC in the United States District Court for the Eastern District of Tennessee under the Fair Debt Collection Practices Act (FDCPA). The complaint alleges that the defendant continued to send debt collection text messages to the plaintiff's cellular phone after she had requested in writing that they cease further communications. The relief sought includes statutory damages, injunctive relief to stop the unlawful conduct, and any other available legal remedies. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Donald Obryon sued Resurgent Capital Services, LP and LVNV Funding, LLC in the United States District Court for the Eastern District of Pennsylvania under the Fair Debt Collection Practices Act (FDCPA). He alleges that the defendants violated the FDCPA by communicating directly with him regarding a debt after being notified that he was represented by an attorney and had requested that all communications cease. Obryon seeks damages for the alleged violations and relief from the court to prevent further unlawful communications. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Barbara Fortune sued Portfolio Recovery Associates, LLC in the United States District Court for the Middle District of Florida under the Fair Debt Collection Practices Act and Florida common law. She alleges that PRA wrongfully garnished her wages multiple times to collect on a judgment that had already been paid in full, causing her economic and emotional damages. Fortune seeks actual and statutory damages, costs, and reasonable attorney's fees. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Jaime Faria, appearing pro se, sued Portfolio Recovery Associates, LLC and Scott & Associates, P.C. in the U.S. District Court for the Southern District of Texas, Houston Division, alleging violations of the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Texas Debt Collection Act. The complaint alleges that after Faria perfected a de novo appeal that annulled a justice-court judgment against him, the defendants continued to pursue post-judgment discovery, verified a false past-due balance to Equifax, and sought an ex parte receivership over his bank accounts based on the annulled judgment. Faria seeks actual, statutory, and punitive damages, injunctive relief, and costs. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Elizabeth Perry sued LVNV Funding LLC and Resurgent Capital Services LP in the United States District Court for the Middle District of Florida under the Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA). The complaint alleges that the defendants improperly contacted Perry directly regarding a disputed debt despite knowing she was represented by an attorney, which caused her confusion and wasted time. Perry seeks statutory and actual damages, an injunction against further unlawful collection activities, and attorney's fees. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Nattasha Leandre sued Transworld Systems, Inc. in the United States District Court for the Middle District of Florida under the Federal Fair Debt Collection Practices Act (15 U.S.C. §1692) and the Florida Consumer Collection Practices Act (Fla. Stat. §559.551). Ms. Leandre alleges that Transworld unlawfully communicated with a third party regarding her debt, causing her embarrassment and distress. She seeks compensatory and statutory damages, along with attorney's fees and costs. This is a legal filing containing allegations; no finding of liability has been made.
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