Federal Lawsuits Against Debt Relief Companies
An automatically updated record of federal court cases involving debt relief companies and debt buyers — useful for consumers evaluating providers, researching companies contacting them about a debt, and for companies learning from industry patterns.
Important: All case information is sourced directly from court documents and reported as alleged. These are allegations, not findings of fact. Every defendant is presumed innocent and has the right to contest the claims in court.
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Quick Answer: Phyllis A. Asher filed a complaint against Morning Law Group, P.C. in the U.S. District Court for the Middle District of Florida, Tampa Division, alleging violations of the Credit Repair Organizations Act (15 U.S.C. § 1679 et seq.), the Florida Credit Services Organizations Act, and the Florida Deceptive and Unfair Trade Practices Act, plus breach of contract, breach of fiduciary duty, fraud, negligent misrepresentation, and legal malpractice. The complaint alleges the law firm took monthly debt-settlement payments, failed to settle her enrolled debts or improve her credit, withdrew funds from her designated savings account without authorization, and failed to represent her in creditor lawsuits despite promising legal assistance. She seeks actual, punitive, and other damages plus attorneys' fees and costs. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Michael Aiken, individually and on behalf of a proposed nationwide class, sued Credit Freedom and Restoration Corporation in the U.S. District Court for the Eastern District of Pennsylvania (Case No. 2:26-cv-01782) under the Class Action Fairness Act, alleging that Credit Freedom failed to secure customers’ personal information — including driver’s license numbers, Social Security numbers, plaintext credit card data and card images, utility bills, and credit reports — before an unauthorized party accessed its CRM software and exfiltrated the data of approximately 30,000 individuals in a data breach on or about March 12, 2026. The complaint alleges claims for negligence, breach of implied contract, breach of the implied covenant of good faith and fair dealing, unjust enrichment, and declaratory judgment, and seeks class certification, injunctive relief, damages, restitution, credit monitoring, and attorney’s fees. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: On February 27, 2026, Joshua Cook filed a class action lawsuit against SoFi Technologies, Inc. in the Northern District of California (Case No. 3:26-cv-1722), alleging the company failed to protect customers’ private information — including names, dates of birth, addresses, email addresses, phone numbers, and employment and education information — from a data breach. The complaint asserts seven counts including negligence, breach of contract, and violation of the Illinois Consumer Fraud Act. The class seeks monetary damages, lifetime credit monitoring funded by SoFi, and injunctive relief.
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