Federal Lawsuits Against Debt Relief Companies
An automatically updated record of federal court cases involving debt relief companies and debt buyers — useful for consumers evaluating providers, researching companies contacting them about a debt, and for companies learning from industry patterns.
Important: All case information is sourced directly from court documents and reported as alleged. These are allegations, not findings of fact. Every defendant is presumed innocent and has the right to contest the claims in court.
Get the Daily 10 AM Debt Briefing
Weekday news — free, no spam, unsubscribe anytime.
Quick Answer: Thomas Lawler sued Better Tax Relief LLC and Better Companies LLC in the United States District Court for the District of Colorado under the Telephone Consumer Protection Act (TCPA). He alleges that the defendants made unsolicited solicitation calls and sent pre-recorded voicemails to his phone, which is registered on the Do Not Call Registry, without his consent. Lawler seeks damages and any other legal or equitable remedies available for these violations. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Deborah Lynn Peralta sued OneMain Financial Group, LLC in the United States District Court for the Southern District of California under the Rosenthal Fair Debt Collection Practices Act and the Telephone Consumer Protection Act. She alleges that OneMain unlawfully collected a debt by repeatedly calling her cellular phone using an artificial or prerecorded voice, even after she revoked consent to such calls through a cease-and-desist letter sent by her attorney. Peralta seeks damages for these violations. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Louis Badger sued American Debt Protection, Corp. in the United States District Court for the Northern District of Illinois under the Telephone Consumer Protection Act (TCPA). The complaint alleges that the defendant made unsolicited pre-recorded telemarketing calls to Badger's cellular phone without his consent. Badger seeks damages for these violations, including a minimum of $500 for each violation, and requests class certification for others similarly affected. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Robert Lasorsa sued ClearOne Advantage, LLC in the United States District Court for the District of Arizona under the Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227. The complaint alleges that ClearOne Advantage sent multiple unauthorized telemarketing text messages to Lasorsa's cellular phone, violating his privacy rights and the National Do Not Call Registry. Lasorsa seeks injunctive relief to stop these practices, statutory damages for himself and the class, and any other legal remedies available. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Asher Bronstin sued United Debt Settlement, LLC in the United States District Court for the Southern District of New York under the Telephone Consumer Protection Act (TCPA). Bronstin alleges that United Debt Settlement made multiple telemarketing calls to him and other individuals on the National Do Not Call Registry without their consent and failed to provide proper caller identification information. He seeks monetary damages and injunctive relief to prevent further violations. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Marshall McClain filed a proposed class action against 2nd Chance Solutions, Limited in the U.S. District Court for the District of Massachusetts, alleging violations of the Telephone Consumer Protection Act, 47 U.S.C. § 227(b)(1)(A)(iii). The complaint alleges the company used an artificial or prerecorded voice to place non-emergency debt-relief/loan marketing calls to a wrong or reassigned cellular number without prior express consent. Plaintiff seeks statutory and treble damages, injunctive relief, and attorneys' fees on behalf of himself and a proposed nationwide class. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: David Tom sued Delancey Street Group LLC, doing business as MCA Justice, in the United States District Court for the Northern District of New York under the Telephone Consumer Protection Act (TCPA). The complaint alleges that the defendant made multiple telemarketing calls and sent text messages to the plaintiff, despite his number being registered on the National Do Not Call Registry and without his consent, thereby violating his privacy rights. The plaintiff seeks monetary damages and injunctive relief for these violations. This is a legal filing containing allegations; no finding of liability has been made.
Quick Answer: Mark Vasquez sued SoFi Lending Corp. in the U.S. District Court for the Southern District of California (Case No. 3:26-cv-01228-AJB-JLB), alleging violations of California’s Rosenthal Fair Debt Collection Practices Act (Cal. Civ. Code §§ 1788-1788.32) and the Telephone Consumer Protection Act (47 U.S.C. § 227). The complaint alleges that after Vasquez’s attorney sent SoFi a cease-and-desist letter revoking consent to be contacted, SoFi continued to call Vasquez’s cellphone more than seventy times using a prerecorded or artificial voice. Vasquez seeks actual and statutory damages, attorney’s fees and costs, and injunctive relief. This is a legal filing containing allegations; no finding of liability has been made.
Are you dealing with a debt relief company? If you're considering working with a debt relief company or have already signed a contract, use my free Find Your Path tool to get personalized guidance on your situation.
