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Federal Lawsuits Against Debt Relief Companies

An automatically updated record of federal court cases involving debt relief companies and debt buyers — useful for consumers evaluating providers, researching companies contacting them about a debt, and for companies learning from industry patterns.

About This Resource

Federal court filings are public record — but pulling them together takes work.

Important: All case information is sourced directly from court documents and reported as alleged. These are allegations, not findings of fact. Every defendant is presumed innocent and has the right to contest the claims in court.

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Showing federal cases tagged: TILA × Clear filter
Filed: Jul 21, 2026 Plaintiff: Johnson Court: U.S. District Court (DISTRICT COURT, M.D. FLORIDA) Case #: 8:26-cv-02085

Quick Answer: Kristina Johnson, proceeding pro se, sued Midland Credit Management, Inc. in the U.S. District Court for the Middle District of Florida, Tampa Division, Case No. 8:26-cv-02085, alleging violations of the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Truth in Lending Act/Regulation Z, and the Fair Credit Billing Act. The complaint alleges MCM, as purchaser and furnisher of two charged-off consumer accounts — a Best Egg personal loan and a Comenity Capital Bank Dell Pay credit account — continued reporting both as valid delinquent debts to the credit bureaus despite unresolved billing and notice disputes with the original creditors, and without validating either debt after Plaintiff's written demands. Plaintiff seeks actual, statutory, and punitive damages, an order to delete the reporting, and attorneys' fees and costs. This is a legal filing containing allegations; no finding of liability has been made.

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