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Study Shows Men That Spend Wildly Get Laid More

For some the idea that those guys that go out and spend money without any concern have a better time and more fun is already a given fact. But Daniel Kruger, a social and evolutionary psychologist at the University of Michigan’s School of Public Health has measured the sugar daddy factor and come to some … Read more

Lauren Went Crazy With Credit Cards And Now She is Maxed Out

“Dear Steve, I just started going crazy opening credit cards and maxing them out. Can you get me out of this hole? Lauren” Dear Lauren, Thank you for writing to me for help. The initial reaction of many that read your question will not be one of sympathy. The corner you have found yourself in … Read more

You Helped Yao Koumekpo and Nguyen Thi Chen Through GetOutOfDebt.org And Didn’t Even Know It

I wanted you to meet Yao Koumekpo and Nguyen Thi Chen who you helped to by being a site user and visitor. The GetOutOfDebt.org site uses a percentage of the money received when people click on ads to sponsor people that need a hand up towards a better life. Location: Kpeme, Togo Born on 14 … Read more

Anne is Struggling With Her Student Loans and Sallie Mae

“Dear Steve, I am currently in debt management and I have used up all of my forberance. I cannot make the payments. Half of my take home pay goes to debt management. Is there any way I can postpone payments rather than forberance or financial hardship? Sallie Mae will not give me financial hardship–they say … Read more

Fred Owes AMEX $40,000 And Can’t Pay American Express Back

“Dear Steve, I own a home based business (S corporate in CA). Since the begining of the year, I’ve been make less than previous year. Hoping it would change, I used my AMEX to make up for the difference….You can figure out the rest. My bill of 40K+ is due in a couple of days … Read more

Jessica is Engaged, in Debt, and Broke But Wants Big Wedding

“Dear Steve, I am 25 years old, pretty deep in debt, and engaged to be married. My fiancee, who I’ve been with for just over 7 years now, was gracious enough to tell me we could get married whenever I was ready. Now the problem – my debt. My debt currently consists of the following: … Read more

Bank of America Troubles With Republic Windows & Doors in Chicago Highlight ‘Banks Are Soulless’

In a terrible and unfolding tragedy in Chicago, or just another of the thousands of such similar stories around the nation, Bank of America has taken swift and specific action which has led to the firing of all employees and the closing down of the business with three days notice. Bank of America, (BoA) seems … Read more

Teresa Wants Quick Cash to Not Become Homeless

“Dear Steve, In debt to cash advance companies and am short $350 for the months bills Is there any help with cash advance loans and how can I get cash quick to not become homeless? Teresa” Dear Teresa, The easiest way to not become indebted to cash advance companies is to not take out cash … Read more

The Guilt of Christmas Present

The Christmas season is trying to be festive and thoughts of the upcoming holidays are filling our heads, or at least our eyes and ears. But it is especially difficult with escalating financial responsibilities, disappearing work hours and eliminated jobs. How can we make it all balance? Each year the Christmas time of year is … Read more

Another ‘Extreme Makeover’ Home In Foreclosure

Back in August there was an Extreme Makeover home in Georgia facing foreclosure, now there is another. This time in Michigan. Extreme Makeover is a very interesting television show to watch. Who can’t be drawn into watching Ty Pennington and the nice looking makeover team roll up in their custom bus and then demolish the … Read more

Consumer Reports Debt Settlement Article to Come

A little birdie in the wind told me that Consumer Reports is working on an article that involves debt settlement services. This person said they got the impression that the article was going to not be supportive of debt settlement companies, and in many ways, that’s a shame. Settling your debts for less that you … Read more

Crystal is on a Fixed Income But Wants to Get Her Credit Cards Paid

“Dear Steve, I am currently on fixed income of about $657 amonth. My income comes from SSI and Social Security disability. I have a couple school loans and several past medical and credit card bills that I want to get paid off. Tell me what I can do to get my credit cards and all … Read more

My Favorite Quote About Bankruptcy

A famous author was once asked how he went bankrupt, his answer was “I went bankrupt slowly and then all of a sudden.” This is such a great insightful statement about bankruptcy. Typically it is not a process that happens in an instant. It is often preceded by a longer period of time punctuated with … Read more

Crystal Went Bankrupt But Did Not Include All Her Debts. She Left Out Two Payday Loans. Oh Crystal.

“Dear Steve, Hello…my situation is that I filed bankruptcy earlier this year. At that time, I didn’t include (2) payday loans which I was under the impression were not considered under Chapter 7. These loans are out of Delaware. I thought I could control them afterward the filing. Since the filing, I was laid off … Read more