Question: Dear Steve, I read your article/review of Global Legal Resolution, Inc from many years ago and this is definitely a scam. The two con-men are Robert C. Hughes III and partners. He is not an attorney as declared in the advertisement you referenced, as a matter of fact there were 6 complaints against him … Read more
While some drivers have been through car breakdowns, others have no idea what to do when this happens. It can be overwhelming and scary when your car suddenly stops working, especially if there wasn’t an incident that caused the problem. Do you need to call the police? Should you contact your insurance while you’re sitting … Read more
More than one hundred public interest groups sent a letter to President Biden this week urging him to cancel all student debt. How much are we talking about? Close to $2 trillion. I will say upfront that I support wholesale student-loan forgiveness. As numerous studies have pointed out, burdensome student debt has kept millions of … Read more
The student loan repayment process may have a varied start date, depending on the type of loan you have borrowed. Most federal student loans have a six month grace period in which borrowers are not required to make payments on their student loans. The terms on private student loans are set by individual lenders, and … Read more
Question: Dear Steve, I’ve gone bankrupt two times, which is not on my credit report and not an option this time. I have too many revolving credit accounts with balances that I have not paid for four years. FICO scores are 510 and below. With four in collections and four judgments. I have been to … Read more
Question: Dear Steve, I have DOCUMENT PREPARATION AND ARBITRATION SUPPORT AGREEMENT with Consumer Services This contract (the “Agreement”) is an agreement for document preparation and arbitration support between Provident Solutions, a corporation organized under the laws of California located in San Diego, California (“We/Us/Our”) and (collectively and individually “You/Your”). Since We are a California Document … Read more
Question: Dear Steve, I have about $20,000 credit card debt I signed with Litigation Practice Group attorneys. I pay $270 per mo I have not heard from them. When I call, I get a receptionist that knows nothing that is going on. I am getting worried that I may have made a mistake. Please advise. … Read more
Question: Dear Steve, Senior consultant Mr. Daniel Jackson from Lawyer Solutions Group contacted me regarding the recovery of 82,134 USD. Is Lawyer Solutions Group a trustworthy company, and is it capable of assisting me in recovering my lost investments? Answer: Thank you for your question. I see that you might be located in the Netherlands … Read more
Consumer Statement: I joined Litigation Practice Group / Coast Processing they take 306 dollars a month from me, they did help me get a local lawyer, but since then have done nothing I can never reach them, I tried to cancel my membership but they keep saying they will get back to me while w/d … Read more
Aidvantage is the fictitious name of the registered company Maximus Education LLC. It was recently announced Aidvantage would take over the servicing and maintenance of federal student loan accounts currently managed by Navient. Navient currently says, “This winter, Aidvantage will begin servicing your student loans owned by the Department of Education (ED) instead of Navient.” … Read more
The Federal Trade Commission announced a newly updated rule that strengthens the data security safeguards that financial institutions must put in place to protect their customers’ financial information. In recent years, widespread data breaches and cyberattacks have resulted in significant harm to consumers, including monetary loss, identity theft, and other forms of financial distress. The … Read more
Question: Dear Steve, Actually, for a client. He was rude to American Express customer support. He kept asking to be switched to an American. He admits he was probably overly rude. He was told his card was canceled because of his behavior over the phone and that the matter had already been reviewed by a … Read more
How much you should spend on groceries each month will depend on factors such as the number of people living in your household, your lifestyle and even your dietary preferences. There’s no way around the fact that food is a significant line item when it comes to budgeting, but there are ways to make it … Read more
Question: Dear Steve, There isn’t much background— I had an Amex Platinum and Gold card since the beginning of this year and was on track for spending about $30k annually on the platinum card. Today the UPS guy dropped off a letter saying Amex canceled my card for “abusive language towards their representatives.” I have … Read more
The Federal Trade Commission is putting more than 1,100 businesses that pitch money-making ventures on notice that if they deceive or mislead consumers about potential earnings, the FTC won’t hesitate to use its authority to target them with large civil penalties. As the pandemic has left many people in dire financial straits, money-making pitches have … Read more