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Harvest Moon Financial, Gentle Breeze Online, and Green Stream Lending Victims Get Money Back

Harvest Moon Financial, Gentle Breeze Online, and Green Stream Lending Victims Get Money Back

The Federal Trade Commission is sending 26,698 checks totaling more than $970,000 to consumers who were harmed by a deceptive payday lending scheme that operated under the names Harvest Moon Financial, Gentle Breeze Online, and Green Stream Lending. Consumers who receive checks should cash them within 90 days, as indicated on the check. Recipients who … Read more

Walmart, Facebook, Backbyte, Cloud Brain Games Scam – Consumer Complaint – June 14, 2022

Consumer Complaint Submission

Consumer Statement: Facebook. I should know better but I read the reviews (uuuugh just good ones). I just got charged $1.00 I believe. I just don’t want them to get more money. Consumer Action Taken: I haven’t tried because I just immediately came to you guys to see if you could tell me what to … Read more

Credit Repair Head Has An Interesting Court Transcript

Credit Repair Head Has An Interesting Court Transcript

Recent court documents present a very interesting transcript in the case brought by the Department of Justice against Turbo Solutions, Alex Miller Financial Services, Alex Miller Credit Repair, Alexander V. Miller You can find past posts on this case using this and this. Transcript from March 22, 2022 Found in Another Filing DEFENDANT MILLER: Yes. … Read more

Debt Settlement Pros and Cons. My No BS Guide to Settling Your Debt.

I’m shocked. Apparently, I’ve never written an article on the advantages and disadvantages of debt settlement and what to look for or watch for when you go to settle your debt. If you want to talk to someone about your specific situation, I strongly recommend talking to my debt coach friend Damon Day. He is … Read more

The History of Credit & Debt – Betty & Dave

Money troubles are not a modern problem. Many decades ago in Bluffton, Indiana, Betty and Dave Jacobs allowed their money struggles to become the focus of an article in a national magazine. Today millions of families still suffer from the exact same money issues and troubles. They suffer needlessly. It is obvious from reading this … Read more

33 AD, the First Consumer Debt Banking Collapse and Financial Panic

The following piece by Bryan Taylor from Global Financial Data is brilliant. It demonstrates that money troubles and problem debt are nothing new. The turmoil you and others might be feeling today is the same internal shame, fear, and struggles people have been dealing with since the beginning of time. Tiberius ruled the Roman Empire … Read more

You Won’t Believe This Student Loan Forgiveness Insanity. Mobile Homes Exploding, and Rich Folks Living Month-to-Month

Get Out of Debt Guy Podcast

You will not believe the craziness the Department of Education is undertaking to forgive student loans for many while punishing the folks that are in the most financial need. In today’s podcast, I talk about how insane this is. If you owe Parent PLUS loans, you can forget about reasonable forgiveness of student loan debt. … Read more

Merchant Cash Advance Company Richmond Capital is Ousted by FTC

The Federal Trade Commission’s lawsuit against RCG Advances, LLC and Robert Giardina has led to a court order that permanently bans the company and owner from the merchant cash advance industry for deceiving and threatening small businesses and their owners. The FTC alleged that the scheme’s operators lied to small business owners about terms and … Read more

Why is the Department of Education Forgiving Loans But Chasing People in Bankruptcy?

Earlier this week, the Department of Education wiped away all student debt owed by more than a million former students who attended one of the Corinthian Colleges campuses. The cost? About $5.8 billion. Since his administration began, President Biden has approved $25 billion in loan forgiveness for 1.3 million student borrowers. That’s a lot of … Read more

Side Hustles, Gigs, and Making Money on the Side in Your Spare Time – Uber, Lyft, Rover, Handy, Stowit, eBay, Facebook Marketplace, Neighbor, Fiverr, Upwork, and More

Debt Free Dudes Podcast with Damon Day

Today Damon and I talk about how to boost your income with side hustles. But, it does not have to be a painful experience. Success is a mindset, and the opportunity to make more money is as close as your smartphone. There is no shortage of apps and things you can do to raise money. … Read more

Don’t Get Pig Slaughtered in a Cryptocurrency Scam

Today we need to have an honest discussion about the most significant growing scam category. Once you finish learning about it in this podcast, you will have to help spread the word to friends, family, and people you know. Don’t let them become a victim. Although cryptocurrency has yet to become a mainstream payment method, … Read more