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Recently Answered Reader Questions
President Biden Is Under Pressure to Extend Pause on Student-Loan Payments. What Will That Cost?
Federal student-loan borrowers are disappointed by federal court decisions that have stopped President Biden’s student-loan forgiveness scheme. Advocacy groups are arguing that…
I’m 78 and Living in Alaska and Trying to Survive on Social Security
Question: My wife and I are US citizens, 78 yrs old, on social security in Alaska, and owe $15,000 USD…
I’m the Victim of a Bank of America Credit Card Scam
Question: Dear Steve, I have an outstanding $33K balance on a BoA credit card. It is at 0% until April…
Is DRS MoneyFit Credible or a Scam?
Question: Dear Steve, I signed up for debt reduction management counseling and enrolled in a program with DRS Money Fit.…
I Went to St. George’s University, Got Bad Information and I’m Deep in Debt
Question: Dear Steve, $568,000 in student loan debt between undergraduate and medical school. I went to St George’s University a…
I Got This Email Saying I Have Money Coming From Luxembourg and I Think This is a Scam?
Question: Dear Steve, I don’t believe this is a relative of mine. I think this is a SCAM. Patrick [adinserter…
I Took Out a Credit Card to Make Money for Dental Work and My Plan Didn’t Work. They Are Asking for Income Verification and Suing Me.
Question: Dear Steve, I am on SSD because I have Liver Cancer, Degenerative Spine Disease, Fibromyalgia, Narcolepsy, Asthma, PTSD, ASD,…
I Want to Enter The Financial Hardship Program for My Credit Card Debt
Question: Dear Steve, I maxed out my credit cards during covid/the last two years. I want to enter into the…
Holy Crap You Answered My Question and Now I Don’t Want You To
Question: Dear Steve, HOLY CRAP! As I usually do, I am reading your commentary, and some things are jumping at…
Have I Been the Victim of a Fake Payday Loan Debt Collection Scam?
Question: Dear Steve, Speedy Cash This Year sent me some lawsuits and Last year, ACS Sent me some things I…
I’m 69, Disabled, and In Debt. Am I Fucked?
Question: Dear Steve, ME: 69-year-old single male living only on Social Security-no other money available. Former Radiology Tech for 28…
Where Did Elite Financial Solutions Go With My Money?
Question: Dear Steve, I’m a client of Elite Financial Solutions in Florida. We have up to $5000 in our escrow…
What Can You Tell Me About LoanRatePal That Keeps Calling Trying to Sell Me a Loan
Question: Dear Steve, Please check this company loanratepal.com I have received numerous robocalls qualifying me for a loan. I can…
I Went to Jail, Worked for UNICOR and Want to Get My Student Loans Forgiven
Question: Dear Steve, In 1992 I had a small student loan for a career college in Indianapolis. A year later,…
Is It Legal For Navient to Add Capitalized Interest to the Student Loan Balance?
Question: Dear Steve, My son’s student debt is in repayment now for the 22nd year, late with their payments by…