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Recently Answered Reader Questions

President Biden Is Under Pressure to Extend Pause on Student-Loan Payments. What Will That Cost?

President Biden Is Under Pressure to Extend Pause on Student-Loan Payments. What Will That Cost?

Richard FosseyNov 17, 20222 min read

Federal student-loan borrowers are disappointed by federal court decisions that have stopped President Biden’s student-loan forgiveness scheme. Advocacy groups are arguing that…

I’m 78 and Living in Alaska and Trying to Survive on Social Security

I’m 78 and Living in Alaska and Trying to Survive on Social Security

Question: My wife and I are US citizens, 78 yrs old, on social security in Alaska, and owe $15,000 USD…

I’m the Victim of a Bank of America Credit Card Scam

I’m the Victim of a Bank of America Credit Card Scam

Question: Dear Steve, I have an outstanding $33K balance on a BoA credit card. It is at 0% until April…

Is DRS MoneyFit Credible or a Scam?

Is DRS MoneyFit Credible or a Scam?

Question: Dear Steve, I signed up for debt reduction management counseling and enrolled in a program with DRS Money Fit.…

I Went to St. George’s University, Got Bad Information and I’m Deep in Debt

I Went to St. George’s University, Got Bad Information and I’m Deep in Debt

Question: Dear Steve, $568,000 in student loan debt between undergraduate and medical school. I went to St George’s University a…

I Got This Email Saying I Have Money Coming From Luxembourg and I Think This is a Scam?

I Got This Email Saying I Have Money Coming From Luxembourg and I Think This is a Scam?

Question: Dear Steve, I don’t believe this is a relative of mine. I think this is a SCAM. Patrick [adinserter…

I Took Out a Credit Card to Make Money for Dental Work and My Plan Didn’t Work. They Are Asking for Income Verification and Suing Me.

I Took Out a Credit Card to Make Money for Dental Work and My Plan Didn’t Work. They Are Asking for Income Verification and Suing Me.

Question: Dear Steve, I am on SSD because I have Liver Cancer, Degenerative Spine Disease, Fibromyalgia, Narcolepsy, Asthma, PTSD, ASD,…

I Want to Enter The Financial Hardship Program for My Credit Card Debt

I Want to Enter The Financial Hardship Program for My Credit Card Debt

Question: Dear Steve, I maxed out my credit cards during covid/the last two years. I want to enter into the…

Holy Crap You Answered My Question and Now I Don’t Want You To

Holy Crap You Answered My Question and Now I Don’t Want You To

Question: Dear Steve, HOLY CRAP! As I usually do, I am reading your commentary, and some things are jumping at…

Have I Been the Victim of a Fake Payday Loan Debt Collection Scam?

Have I Been the Victim of a Fake Payday Loan Debt Collection Scam?

Question: Dear Steve, Speedy Cash This Year sent me some lawsuits and Last year, ACS Sent me some things I…

I’m 69, Disabled, and In Debt. Am I Fucked?

I’m 69, Disabled, and In Debt. Am I Fucked?

Question: Dear Steve, ME: 69-year-old single male living only on Social Security-no other money available. Former Radiology Tech for 28…

Where Did Elite Financial Solutions Go With My Money?

Where Did Elite Financial Solutions Go With My Money?

Question: Dear Steve, I’m a client of Elite Financial Solutions in Florida. We have up to $5000 in our escrow…

What Can You Tell Me About LoanRatePal That Keeps Calling Trying to Sell Me a Loan

What Can You Tell Me About LoanRatePal That Keeps Calling Trying to Sell Me a Loan

Question: Dear Steve, Please check this company loanratepal.com I have received numerous robocalls qualifying me for a loan. I can…

I Went to Jail, Worked for UNICOR and Want to Get My Student Loans Forgiven

I Went to Jail, Worked for UNICOR and Want to Get My Student Loans Forgiven

Question: Dear Steve, In 1992 I had a small student loan for a career college in Indianapolis. A year later,…

Is It Legal For Navient to Add Capitalized Interest to the Student Loan Balance?

Is It Legal For Navient to Add Capitalized Interest to the Student Loan Balance?

Question: Dear Steve, My son’s student debt is in repayment now for the 22nd year, late with their payments by…